Personal Loans in Bethalto, IL 62010

Looking for the best personal loan rates in Bethalto, IL? Compare offers from trusted local credit unions to find flexible terms that fit your budget and goals. It’s easy to see who offers the lowest rates and fastest approvals near you.

Whether you need cash for unexpected expenses or a big purchase, Bethalto credit unions provide friendly, community-focused service. Start comparing today to secure a loan that works for your life and lets you borrow with confidence.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Amount

Link

Info

4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7 - 28 %

1.6 - 15 Yrs

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

7.99 - 11.99 %

1 - 7 Yrs

∞

8.25 - 10.45 %

5 Yrs

∞

8.49 - 9.49 %

5 Yrs

$50,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Michigan State University has a Green & white loan with an APR of 7% , unchanged from 90 days ago. The Signature loan has a rate of 11.5% , which has also stayed the same over the past three months. Both loans provide fixed rates that have not shifted recently.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. First Community's personal loans like The wedding loan (signature loan) with an APR of 8.25% and the Member's choice (signature loan) at 10.45% . These rates have stayed the same over the past 7, 30, 60, and 90 days. The Vacation/holiday loan also holds steady at 9% APR.

State Farm's personal installment loan has an APR of 8.49% , which hasn't changed in the past 7, 30, 60, or 90 days. The line of credit loan rate is 9.49% , remaining steady compared to 7 days ago. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Bethalto, IL

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
1ST MIDAMERICA CREDIT UNION	731 E BETHALTO DR BETHALTO IL 62010	⏰ Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm 📞 6182583168 📠 6182586003	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $987,546,827 Deposits: $10,607,491 Net Worth: $113,567,383 Employees: 179 Members: 63,545
B.E.A. CREDIT UNION	101 SCHOOL ST BETHALTO IL 62010	⏰ 3:30 - 5:30 M,W, F 📞 6183773948 📠 6183772702	ATM Services Only		Assets: $2,703,524 Deposits: $371,002 Net Worth: $623,428 Employees: 2 Members: 439
B.E.A. CREDIT UNION	610 TEXAS BLVD BETHALTO IL 62010	⏰ 3:30-5:30 M,W,F 📞 6183773948 📠 6183772702	ATM Services Only		Assets: $2,703,524 Deposits: $371,002 Net Worth: $623,428 Employees: 2 Members: 439

🏘️ All the Lenders Available in Madison County, IL

✅ALTON MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅ALTONIZED COMMUNITY FEDERAL CREDIT UNION

✅1ST MIDAMERICA CREDIT UNION

✅STATE EMPLOYEES COMMUNITY CREDIT UNION

✅REVITY 68623 CREDIT UNION

✅BEA CREDIT UNION

✅SIUE CREDIT UNION

✅SCOTT CREDIT UNION

✅CITIZENS EQUITY FIRST CREDIT UNION

✅FIRST COMMUNITY 67619 CREDIT UNION

✅MIDWEST MEMBERS CREDIT UNION

Compare other loan types in Bethalto, IL

Why compare Personal Loans in Bethalto, IL on LendMesh

If you’re searching for credit union personal loan rates in Bethalto, IL, it’s wise to keep exploring your options on LendMesh. Comparing different lenders can help you uncover better deals and more affordable rates tailored to your needs. Taking the time to shop around ensures you find the right loan terms without rushing into a decision.

To make your search even easier, consider subscribing to LendMesh’s personalized alerts. Just set your target rate—say 4% or 5%—and we’ll notify you as soon as offers fall below that number. You’ll receive expert insights, rate trends, and carefully selected loan deals weekly or monthly, helping Bethalto borrowers stay informed and ready to act when the best opportunities arise.

Customers are also interested in:

Credit Union Personal Loan Rates