B.E.A. CREDIT UNION

Welcome to B.e.a. Credit Union, your trusted financial partner located at 101 School St, Bethalto, IL 62010. Since our establishment in 1954, we have been dedicated to serving our community with integrity and care. With a total membership of 439 and assets reaching $2,703,524, we pride ourselves on being a member-focused credit union that understands your needs. At B.e.a. Credit Union, we believe in making banking accessible and beneficial for everyone. Our commitment to our members is evident through our total deposits of $371,002 and a net worth of $623,428. Whether you're looking for loans or savings options, our team is here to help you navigate your financial journey with ease. We currently manage 189 loans and leases to support you in achieving your financial goals. Our leadership team, led by CEO Joseph Schoppet and Board President Stephen Lowrance, is passionate about fostering a welcoming environment where every member feels valued. With just two employees, we ensure personalized service that meets the unique needs of each individual in our community. While members can visit us at our branch location for assistance during our lobby hours Monday, Wednesday, and Friday from 3:30 PM to 5:30 PM official correspondence should be sent to the same address listed above. We invite you to reach out to us at (618) 377-3948 for any inquiries or visit our website for more information. Join us today and experience the difference of being part of a community-focused credit union!

At B.e.a. in Bethalto, Illinois, we proudly carry a rich legacy that dates back to our founding in 1954. From humble beginnings, we have grown into a trusted financial partner for our community, helping individuals and families achieve their financial dreams. With a strong commitment to service, we have welcomed over 439 members who trust us with their financial needs. Our branch is conveniently located at 101 School St, making it easy for you to stop by and experience our friendly atmosphere. As a credit union, our mission goes beyond just providing financial services; we aim to foster community growth and support. We believe in empowering our members through accessible banking solutions while actively engaging in local outreach initiatives. We focus on building lasting relationships and helping each member navigate their financial journey with confidence. Over the years, B.e.a. has achieved significant milestones, including amassing total assets of $2,703,524. This growth reflects not just our success but also the trust placed in us by our members. Our commitment to transparency and responsible management ensures that every dollar is working for you. While members can visit us at 101 School St, official correspondence should be sent to the same address for your convenience. Our operating hours are Monday, Wednesday, and Friday from 3:30 PM to 5:30 PM perfect for those who need assistance after work or school. We understand that accessibility is key in today's world. Though we currently do not offer ATM services or drive-thru banking, we are focused on enhancing our digital presence and ensuring ADA compliance to better serve all community members. B.e.a. is more than just a place to bank; it's a place where you can find resources for financial education and community support. Join us as we continue to grow together! Discover the difference of being a member of B.e.a., where your financial well-being is our priority. If you're ready to take the next step towards achieving your financial goals, give us a call at 618-377-3948 or visit us today!

Welcome to B.e.a. Credit Union, your friendly financial partner located conveniently at 101 School St in the heart of Bethalto, Illinois. Our branch is nestled in a welcoming community, making it easy for you to stop by and take care of your banking needs. Whether you're coming from the local schools or nearby parks, you'll find us in a spot that's both accessible and inviting. While members can visit us at our branch address, official correspondence should be sent to the same location at 101 School St, Bethalto, IL 62010. We are proud to serve Madison County, and our location is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking for your convenience. At B.e.a. Credit Union, we understand that your time is valuable. That's why we offer lobby hours on Monday, Wednesday, and Friday from 3:30 PM to 5:30 PM. Although we currently do not have ATM services or drive-thru banking available, our dedicated team is here during those hours to assist you with all your banking needs. Our branch may be small, but we are committed to providing personalized service that makes every visit worthwhile. If you have questions or need assistance outside of operating hours, feel free to give us a call at 618-377-3948. We're always happy to help! We invite you to come by B.e.a. Credit Union today and experience the difference of community-focused banking. Let us help you achieve your financial goals!

Becoming a member of B.e.a. feels like joining a welcoming community where your financial needs are understood and prioritized. If you live, work, worship, or attend school in the Bethalto area, you're already on your way to enjoying the benefits of membership! At B.e.a., we believe in creating an inclusive environment for everyone. By choosing us, you gain access to personalized service and a variety of financial products tailored to meet your needs. To get started, simply visit our branch at 101 School St Bethalto Il 62010 or give us a call at (618) 377-3948 for more information on how to open an account. You can also check out the detailed eligibility criteria on our website at . We're excited to welcome you into our family and help you achieve your financial goals!

At B.e.a., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency, so let's take a closer look at our financial health, reassuring you of our reliability as your credit union. With a net worth of $623,428, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,306 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $393,379 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $87 in used auto loans and $2,148,618 in total loans and leases. Our operational efficiency is reflected in our $17,830, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our member base is evident with a total of 449 share accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, B.e.a. is your trusted partner. Visit us at 101 School St Bethalto Il 62010 or call (618) 377-3948 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.