B.E.A. CREDIT UNION

Welcome to B.e.a. Credit Union, your trusted financial partner in the heart of Bethalto, Illinois! Established in 1954, we have proudly served our community for decades, fostering a spirit of cooperation and support among our 439 members. Our branch, located at 610 Texas Blvd, Bethalto, IL 62010, is dedicated to providing you with personalized service and financial products tailored to your needs. At B.e.a. Credit Union, we understand that every member's journey is unique. That's why we offer a range of services designed to help you achieve your financial goals. With total assets exceeding $2,703,524, we are well-equipped to support your dreams whether it's buying a new car or saving for a home. Our commitment to responsible lending is reflected in our total loans and leases amounting to 189, ensuring that we can assist you without compromising on quality service. Our leadership team is here for you! Led by CEO Joseph Schoppet and Board President Stephen Lowrance, our small yet dedicated staff of 2 employees ensures that you receive the attention you deserve. With a net worth of $623,428 and total deposits reaching $371,002, we prioritize the financial health of our credit union while focusing on helping you succeed. While members can visit us at our branch location, official correspondence should be sent to the same address: 610 Texas Blvd, Bethalto, IL 62010. We invite you to stop by during our lobby hours on Monday, Wednesday, and Friday from 3:30 PM to 5:30 PM. Join us at B.e.a. Credit Union today where community matters and your success is our mission! For inquiries or assistance, feel free to call us at (618) 377-3948. Let's embark on this financial journey together!

Welcome to B.e.a., a credit union with deep roots in the community of Bethalto, IL. Established in 1954, we have dedicated ourselves to serving our members and fostering financial growth for nearly seven decades. Our branch at 610 Texas Blvd, Bethalto, IL 62010 has been a pillar of support for local families and businesses, reflecting our commitment to creating a brighter financial future. Over the years, B.e.a. has grown significantly, now proudly boasting a total membership of 439 individuals. As we continue to expand, our focus remains on providing quality financial services while nurturing community relationships. Our total assets currently stand at an impressive $2703524, underscoring our stability and commitment to sound financial practices. At B.e.a., we believe that banking should be more than just transactions; it should be about building relationships. Our mission is to empower our members through accessible financial solutions tailored to their unique needs. We strive to make banking simple and efficient while actively participating in community outreach programs that uplift and support those around us. While members can visit us at our main branch location, official correspondence should be sent to the same address: 610 Texas Blvd, Bethalto, IL 62010. We are open for business on Mondays, Wednesdays, and Fridays from 3:30 PM to 5:30 PM, ensuring that you have ample opportunities to connect with us. As part of our commitment to inclusivity, we continuously work on improving our services and access points for all community members. Although we do not currently offer ATM services or drive-thru banking, we are exploring digital advancements that will enhance your experience with us. Our partnerships with local organizations further demonstrate our dedication to community development. By working together with various groups, we aim to provide valuable resources and programs that benefit everyone in Bethalto. We invite you to become a part of the B.e.a. family. Join us today and experience firsthand how we can help you achieve your financial goals while making a positive impact in our community. Together, let's build a stronger future for Bethalto! For any inquiries or assistance, feel free to reach us at (618) 377-3948.

Welcome to B.e.a. Credit Union, your friendly neighborhood financial partner! Conveniently located at 610 Texas Blvd in beautiful Bethalto, Illinois, our branch is here to serve you. Whether you're stopping by to open a new account or seeking assistance with a loan, we're just around the corner and ready to help. While our physical branch address is 610 Texas Blvd, official correspondence can be sent to the same location. You'll find us nestled in a vibrant area that's easy to reach, with plenty of parking available for your convenience. Plus, our location features accessible entrances, ensuring everyone can visit us comfortably. Our lobby hours are perfect for busy schedules: we're open on Mondays, Wednesdays, and Fridays from 3:30 PM to 5:30 PM. If you're looking for banking services outside these hours, keep in mind that we currently don't offer an ATM or drive-thru service. At B.e.a. Credit Union, we prioritize your needs and aim to provide a welcoming atmosphere for all members of the community. If you have any questions or need assistance before visiting us, feel free to call us at 618-377-3948. We look forward to welcoming you into our branch!

At B.e.a., we believe that everyone deserves a chance to be part of a caring community where financial needs are met with understanding and support. If you're looking to join us, becoming a member is simple and welcoming. We invite individuals who live, work, or worship in the local area to apply. This means if you call this community home or are connected through your job or faith, you're likely eligible! By choosing B.e.a., you gain access to personalized financial services tailored just for you, making it easier to manage your money and achieve your goals. To learn more about the specific eligibility requirements, feel free to visit our detailed guide at . Once you're ready to take the next step, opening an account is straightforward and can be done easily. If you have any questions or need assistance, don't hesitate to reach out to us at (618) 377-3948. We're here to help you on your journey toward financial well-being!

At B.e.a., we understand that banking should be as convenient and secure as possible. That's why we offer a variety of digital and online banking services designed to make managing your finances easy and accessible, right from the comfort of your home or on the go. While you might not find traditional online banking features available at this time, you can still take advantage of our user-friendly services. You can learn more about what we offer by visiting . Although electronic signature authorization is not currently supported, we prioritize your security with every transaction. For those who prefer to keep track of their accounts digitally, e-statements are not available yet, but we encourage you to stay tuned for future updates that may enhance your banking experience. As mobile payments and a dedicated mobile application are also not offered at this moment, our commitment remains focused on ensuring safety and ease in all transactions. If you need to send money to friends or family, our person-to-person transfer feature is currently unavailable. However, our goal is always to improve our offerings based on member needs. With 24/7 online banking services not yet implemented, we still provide lobby hours for in-person assistance on Monday, Wednesday, and Friday from 3:30 PM to 5:30 PM. We invite you to visit us at 610 Texas Blvd Bethalto Il 62010 or reach out via phone at (618) 377-3948 for any inquiries. At B.e.a., we're dedicated to evolving our services so that your banking experience meets your lifestyle needs while keeping security front and center. We appreciate your understanding as we work towards enhancing our digital offerings!

At B.e.a., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial health, ensuring that your funds are safe with us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $623,428, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,306 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $393,379 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $87 in used auto loans and $2,148,618 in total loans and leases. Our $17,830 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 449, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, B.e.a. is your trusted partner. Visit us at 610 Texas Blvd Bethalto Il 62010 or call (618) 377-3948 to learn more about how we can help you achieve your financial goals.