1st MidAmerica Credit Union Jerseyville IL | Best Auto Loans & ATM Access

Introduction

Welcome to 1st Midamerica, your trusted partner in financial success, located at 300 W County Rd, Jerseyville, IL 62052. Since our establishment in 1934, we have been dedicated to serving our community with a strong focus on member satisfaction and financial well-being. With a robust membership of 63,545 individuals, our commitment to providing personalized service is unwavering. At 1st Midamerica, we take pride in our substantial assets of $987,546,827, which allows us to offer a variety of financial products tailored to meet your needs. Whether you're looking for auto loans, mortgages, or personal banking solutions, our experienced team is here to help you navigate your options. We currently manage a total loan portfolio of 106,747 loans and leases, ensuring that we can support you at every step of your financial journey. Your peace of mind is important to us. With total deposits amounting to $10,607,491 and a net worth of $113,567,383, you can trust that your finances are in safe hands. Our dedicated staff of 179 employees, led by CEO Alan Meyer and Board President Rosemary Gibson, work tirelessly to foster an environment where every member feels valued. While members can visit us at our branch location, official correspondence should be sent to the same address: 300 W County Rd, Jerseyville, IL 62052. If you have questions or need assistance, don't hesitate to reach out! You can contact us at (618) 258-3168 during our lobby hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Explore the many ways we can assist you financially by visiting us online at 1st Midamerica. Let's build a brighter financial future together!

Branch History & Mission

At 1st Midamerica, our journey began in 1934, rooted in a commitment to serve the financial needs of our community in Jerseyville, Illinois. From humble beginnings, we have grown into a trusted financial partner for over 63,000 members. Our branch at 300 W County Rd, Jerseyville, IL 62052 stands as a testament to our enduring mission: to provide accessible and affordable financial services while fostering a sense of community. Over the decades, we've evolved significantly. As we navigated through economic changes and technological advancements, we remained dedicated to enhancing the banking experience for our members. In addition to personal banking products like checking and savings accounts, auto loans, and mortgages, we've embraced modern conveniences such as online banking and mobile payments. Today, with total assets amounting to an impressive $987,546,827, we are well-equipped to meet diverse financial needs. Our mission is clear: we aim to empower individuals and families by providing exceptional financial services while making a positive impact on the community. We believe that financial stability is crucial for everyone, and we're committed to helping our members achieve their goals whether it's buying a first home or starting a business. While members can visit us at 300 W County Rd, official correspondence should be sent to the same address. Our branch features both drive-thru banking for quick transactions and an ATM for added convenience. We understand that accessibility is key; hence, we offer shared service center options that allow members from partner credit unions to access basic services here too. In addition to our comprehensive suite of services, we actively engage in community outreach initiatives. We partner with local organizations to support education programs and various charitable efforts aimed at uplifting those in need within Jerseyville and beyond. Our operating hours are tailored for your convenience: Lobby Hours are Monday-Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Drive-Thru service operates Monday-Friday from 8 AM to 6 PM and Saturday from 8 AM to 12 PM. We invite you to join us at 1st Midamerica. Experience firsthand how our member-focused approach can help you achieve your financial aspirations while being part of a community that cares deeply about its residents. For any questions or assistance, feel free to reach us at (618) 258-3168 or visit our website at 1st Midamerica. Your journey toward financial wellness starts here!

Branch Location & Accessibility

Welcome to the 1st Midamerica Jerseyville Office, your friendly neighborhood credit union located at 300 W County Rd, Jerseyville, IL 62052. Nestled in the heart of Jersey County, our branch is easily accessible and conveniently situated near popular local landmarks like the Jerseyville Public Library and the historic Jersey County Courthouse. Whether you're stopping by for personal banking or exploring loan options, we're here to serve you. Our branch is designed with your convenience in mind. We offer ample parking, making it easy for you to visit us without any hassle. Plus, we are proud to be ADA-compliant, ensuring that everyone can access our services comfortably. For those who prefer quick transactions, our drive-thru banking service is available for deposits, withdrawals, and simple transactions. We understand that your time is valuable. That's why our lobby hours are set to accommodate busy schedules: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to noon. If you need assistance outside these hours, don't worry! Our drive-thru operates Monday through Friday from 8 AM to 6 PM and Saturday from 8 AM to noon as well. At the Jerseyville Office, we offer a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Additionally, we provide shared services for partner credit union members and have an ATM on-site for your convenience. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 300 W County Rd, Jerseyville, IL 62052. If you have any questions or would like more information about how we can help you achieve your financial goals, please don't hesitate to reach out! Give us a call at (618) 258-3168 or stop by today. We look forward to seeing you soon!

Member Eligibility

At 1st Midamerica, we believe that everyone deserves a chance to be part of a friendly and supportive community. Becoming a member is simple and welcoming! If you live, work, or go to school in the area, you're likely eligible to join us. Our membership is designed for individuals who share our values and wish to benefit from our range of financial services. Not only do you gain access to personalized banking options, but you also become part of a cooperative that truly cares about its members' financial well-being. Ready to take the next step? Opening an account at 1st Midamerica is easy! You can find all the details you need about eligibility and how to apply by visiting our website. If you have any questions or want to chat about your options, feel free to give us a call at (618) 258-3168. We're excited to welcome you into our community at 300 W County Rd Jerseyville Il 62052!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $511 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $84,003,818, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easier for you to accept payments and manage transactions efficiently. Imagine being able to process payments seamlessly whether your customers are shopping online or visiting your store at 300 W County Rd Jerseyville Il 62052 in Jerseyville, IL. Our services empower you to focus on what matters most growing your business. Explore how 1st Midamerica can partner with you on your journey toward success. Reach out today at (618) 258-3168!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options are designed with competitive rates and flexible terms. Picture driving off in your dream car without breaking the bank!

Business Banking

For our entrepreneurial members, we offer business banking services including merchant services and business loans. We understand that running a business can be challenging; that's why we're committed to supporting local businesses with tailored solutions that help them thrive.

Convenience Features

We know convenience matters. That's why we provide ATM access for cash withdrawals and balance checks across various locations. Plus, if you're a member of partner credit unions, enjoy shared branch transactions for deposits and withdrawals without any hassle. Ready to experience these benefits? Contact us today at 618-258-3168 or visit us at 1st Midamerica, where we prioritize making banking easy and accessible for everyone in Jerseyville, IL. Let's work together towards achieving your financial aspirations!

Credit Cards with Rewards

Don't forget about our credit cards! Enjoy rewards on every purchase while managing your expenses effectively. Use them for everyday spending and watch those rewards add up!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At 1st Midamerica, we provide mortgage loans with personalized service throughout the process. Whether you're purchasing a new home or refinancing an existing mortgage to lower your payments, we're here to help every step of the way.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings. With online and mobile banking, you can manage your accounts anytime, anywhere. Need to make a quick deposit? Our basic drive-thru banking offers hassle-free transactions for deposits, withdrawals, and other simple tasks.

Personal Loans & Debt Consolidation

Sometimes life throws us unexpected expenses. Our personal loans can give you the financial flexibility you need during tough times. If you're juggling multiple debts, consider our debt consolidation options that allow you to combine them into a single monthly payment with potentially lower interest rates.

Digital & Online Banking

At 1st Midamerica, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With our secure platform, you can access your accounts anytime, anywhere. One of the standout features available to our members is 24/7 online banking at https://www.1stmidamerica.org. This allows you to check balances, pay bills, and transfer money without ever needing to step foot in a branch. Whether you're at home or on the go, you can stay connected with your finances. We also provide mobile payments, so you can make purchases directly from your phone with ease. Plus, our mobile application gives you quick access to all your banking needs right at your fingertips. You can download it today and experience the simplicity of managing your accounts on the go. For those who enjoy staying organized, our e-statements feature provides an easy way to keep track of your transactions digitally no more paper clutter! And if you ever need to sign documents quickly, our electronic signature authorization makes it hassle-free. Sending money to friends or family? Our person-to-person transfers let you do that instantly, ensuring that sharing funds is straightforward and quick. At 1st Midamerica, we prioritize your security and ease of use. With robust measures in place and user-friendly features, you can manage your finances with confidence. Join us online today at https://www.1stmidamerica.org and discover how our digital banking services can simplify your life!

Financial Strength

A Solid Foundation

With a net worth of $113,567,383, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.48% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $103,606,020 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $67,632 in used auto loans and $824,947,320 in total loans and leases. Our operational efficiency is reflected in our $1,221,150, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 161 full-time employees and 18 part-time employees who are dedicated to providing you with exceptional service.

Growing Together

As of now, we have a total of 117,316 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further emphasizing our commitment to supporting you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Midamerica is your trusted partner. Visit us at 300 W County Rd Jerseyville Il 62052 or call (618) 258-3168 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $264,000,869 in share certificates and $84,078,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,015,859, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $298,467,346 in used vehicle loans and $106,144,539 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new vehicle or a reliable used car, our financing options are tailored to meet your needs.

Credit Lines and Personal Loans

For those who need quick access to funds without collateral requirements, our credit lines amounting to $381,260,058 can provide that extra financial cushion when needed most. Additionally, personal loans are available for various purposes including debt consolidation or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $27,394,741. Our team is ready to guide you through the process, ensuring you find the right plan that fits your budget.

Refinancing Options

If you're considering refinancing any existing loans be it auto loans or mortgages we can help explore eligibility options tailored for your specific situation. You can reach us at (618) 258-3168 if you have questions about our loan offerings or wish to discuss your options further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 1st Midamerica where our dedicated team is ready to assist you every step of the way towards securing your financial future!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $36,206,654 in loans helping members manage their finances effectively. This option allows you to enjoy the convenience of credit while maintaining control over your spending.

Loan Aggregator

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1ST MIDAMERICA CREDIT UNION - Jerseyville, IL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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