1ST MIDAMERICA CREDIT UNION - Decatur, IL

Welcome to 1st Midamerica, where your financial well-being is our top priority! Located at 202 E Ash Ave, Decatur, IL 62526, we have been proudly serving our community since 1934. With a strong commitment to our members and a dedication to building lasting relationships, we have grown to support over 63,545 members and manage total assets of $987,546,827. At 1st Midamerica, we understand that financial decisions can be overwhelming. That's why we offer a variety of personal banking services tailored to meet your unique needs. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or even business loans, our knowledgeable team is here to guide you every step of the way. While members can visit us at 202 E Ash Ave, official correspondence should be sent to the same address. Our friendly staff is available to assist you during our lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. You can also reach us by phone at (618) 258-3168 for any inquiries or assistance. Our leadership team, led by CEO Alan Meyer and Board President Rosemary Gibson, is dedicated to ensuring that each member feels valued and heard. Our robust financial health reflects our commitment: with total deposits amounting to $10,607,491 and a net worth of $113,567,383, you can trust that your money is in safe hands. Join us today and experience the difference that comes with being part of a credit union focused on community impact and member satisfaction. For more information about our services or to apply for an account online, visit us at 1st Midamerica. We look forward to welcoming you into our family!

At 1st Midamerica, we believe that becoming a member is like stepping into a welcoming family where your financial well-being is our priority. If you're interested in joining us at our Decatur location, it's quite simple! To be eligible, you just need to live, work, or go to school in the communities we serve. We're dedicated to supporting everyone in our area, and we want to help you achieve your financial goals. For more detailed information about eligibility requirements, feel free to check out our website at . Once you're ready to take the next step, opening an account with us is easy. Just visit our account opening page at http://www.1stmidamerica.org/loans/loan-services/apply-now or give us a call at (618) 258-3168 if you have any questions. We're here for you and excited to welcome you into the 1st Midamerica community!

At 1st Midamerica, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and that your credit union is strong enough to support your financial needs. That's why we're proud to share some insights into our financial health, sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $113,567,383, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,148 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $264,000,869 in share certificates and $84,078,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,015,859, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our robust performance is further reflected in our $103,606,020 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $67,632 in used auto loans and $824,947,320 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We also take pride in having 161 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our $5,127,276 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Total Share Accounts: 117,316, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Midamerica is your trusted partner. Visit us at 202 E Ash Ave Decatur Il 62526 or call (618) 258-3168 to learn more about how we can help you achieve your financial goals.

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