As we continue to grow and adapt, we invite you to become part of our story at Land Of Lincoln. Experience firsthand how we can help you achieve your financial goals while making a positive impact on the community around us. Visit us at 1435 N Water St or reach out at (217) 428-5232 to learn more about membership opportunities or explore how we can assist you today!
While we cherish our history, we also embrace modern advancements to serve you better. Our branch offers convenient services like ATM access and drive-thru banking for quick deposits and withdrawals. Additionally, we ensure accessibility with ADA-compliant facilities so everyone can benefit from our services. For those who prefer digital banking, we provide online banking options that allow you to manage your finances anytime and anywhere making your banking experience as smooth as possible.
At Land Of Lincoln, our mission is clear: to enhance the quality of life for our members by offering financial solutions tailored to their unique situations. We understand that banking is about more than just transactions; it's about fostering relationships and supporting one another through life's challenges. Whether you're saving for your first home or planning for retirement, we strive to provide you with the tools and guidance necessary for success. We believe in giving back to our community. Through various outreach programs and partnerships, we support local initiatives that create opportunities and improve lives right here in Macon County. Our commitment extends beyond financial services; it encompasses an active role in helping build a stronger community.
Our branch is designed with your convenience in mind. With ample parking available, you can easily find a spot without hassle. We also prioritize accessibility for all members; our location features ADA-compliant entrances and ramps to ensure everyone can enjoy our services comfortably.
We understand that life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Tuesday and Thursday from 8 AM to 5:30 PM, Wednesday from 9 AM to 5:30 PM, and Friday from 7:30 AM to 6 PM. Whether you're coming in for a quick transaction or need assistance with your accounts, our friendly staff is ready to help.
We invite you to come visit us at Land Of Lincoln or give us a call at 217-428-5232. Our team is here to answer any questions you may have and help you navigate your financial journey. We're excited to be part of your community and look forward to serving you!
At Land Of Lincoln, we offer essential banking services designed with you in mind. Enjoy the convenience of our drive-thru service for quick deposits and withdrawals without leaving your car. For those who prefer automated banking solutions, we provide ATM access for balance checks and cash withdrawals. While our physical location is perfect for in-person banking needs, if you need to send official correspondence, please use our mailing address at PO Box 3310, Decatur, IL 62524.
Imagine having a payment solution that simplifies transactions while enhancing customer experience. Our merchant services make it easy for businesses to accept payments effortlessly, whether in-store or online. This means faster checkouts and happier customers, giving you more time to focus on what truly matters growing your business. Located at 1435 N Water St Decatur Il 62526, Decatur, IL 62526, we're here to help you unlock the potential of your business. Contact us at (217) 428-5232 to learn more about how we can partner with you on your journey to success!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,119,243, we continue to drive economic growth by financing new and expanding businesses.
Convenience is key at our Water branch. Our ATM Services Only allow members to withdraw cash and check balances anytime, making it simple for you to manage your money on the go. For those who prefer face-to-face interactions, we offer Basic Drive-Thru Banking, where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle. This service is perfect for busy days when every minute counts.
In today's fast-paced world, having digital banking options is essential. While our main services focus on ATM and drive-thru banking, we encourage our members to explore our digital features that complement these services. With online banking and mobile payments available, accessing your accounts and managing transactions is just a few taps away.
We invite you to visit us at 1435 N Water St, Decatur IL 62526, or give us a call at 217-428-5232 to learn more about how Land Of Lincoln can support your financial needs. We are dedicated to helping you navigate your financial journey with confidence. Discover how becoming a member can open doors to more personalized services tailored just for you! Don't hesitate; reach out today!
Whether you're saving for a dream vacation or need a quick cash solution, we're here to help. Members often find themselves needing quick access to funds or wanting to check their account balance before making a purchase. Our ATM and drive-thru services cater to these everyday scenarios with ease.
With Land Of Lincoln, you don't have to worry about complicated processes. All our features are designed with user-friendliness in mind so that everyone can navigate their accounts easily. Whether you're a tech-savvy individual or someone just getting started with online banking, we've got you covered. Explore all the benefits of digital banking today at https://www.llcu.org/ and see how easy it is to manage your finances on the go!
One of the standout features of our digital banking service is the ability to manage your accounts in real-time. Need to check your balance or transfer funds? You can do it all with just a few clicks. Our 24/7 online banking services ensure that you have control over your finances whenever you need it. For those who love the convenience of mobile technology, our mobile application brings banking right to your fingertips. Whether you're paying bills or making person-to-person transfers, our app makes it simple and fast. Plus, with support for mobile payments, you can pay for purchases directly from your phone without any hassle. We also prioritize security in every aspect of our digital services. Our electronic signature authorization feature allows you to sign documents securely online, eliminating the need for physical paperwork. This means you can complete transactions confidently, knowing that your information is protected. Additionally, we offer e-statements that keep you informed about your account activity without the clutter of paper statements. This not only helps you stay organized but also contributes to a more eco-friendly banking experience.
With a total of 68,847 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further enhancing our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Land Of Lincoln is your trusted partner. Visit us at 1435 N Water St Decatur Il 62526 or call (217) 428-5232 to learn more about how we can help you achieve your financial goals.
Our financial performance is reflected in our $300,303, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 136 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With $42,818,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $7,038 in used auto loans and $317,174,701 in total loans and leases. This capacity supports members' financial goals across various sectors.
Members' savings are secured through $110,046,793 in share certificates and $46,044,133 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,314,573, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $44,746,556, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.51% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $102,901,325 in used vehicle loans and $24,348,754 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find the perfect loan that fits your budget.
For business owners, our outstanding commercial loans totaling $51,119,243 provide the capital needed to grow and expand. We understand that every business has unique needs, which is why we offer tailored solutions that can help you reach your goals.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,515,488, make buying or refinancing simple. We offer various mortgage products tailored to suit different financial situations, whether you're a first-time homebuyer or looking to refinance an existing mortgage.
If you're considering refinancing any existing loans, we have options available that could save you money over time. Our team is ready to discuss eligibility criteria and help you explore how refinancing might benefit your financial situation. To learn more about our loan offerings or to discuss eligibility options further, feel free to reach out at (217) 428-5232 or visit us at 1435 N Water St Decatur Il 62526 in Decatur, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Land Of Lincoln, we're dedicated to providing personalized service that meets your financial needs today and supports your goals for tomorrow.
Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $13,505,932 in loans helping members manage their finances effectively. This option allows you to cover unforeseen costs while enjoying the convenience of not needing collateral.
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