Land of Lincoln Credit Union Decatur IL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Land Of Lincoln, your trusted financial partner in the heart of Decatur, Illinois. Located at 2890 N Oakland Ave, our branch has been serving our community since 1947. With a focus on personal service and local commitment, we're proud to support over 38,000 members with a range of financial products tailored to meet your needs. At Land Of Lincoln, we understand that every member's journey is unique. That's why we offer diverse services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our total assets have reached an impressive $470,088,144, reflecting our strong foundation and commitment to helping you achieve your financial goals. Our dedicated team of 150 employees, led by CEO Robert Ares and Board President Antonio Brown, is here to provide personalized guidance. Whether you're looking for a new vehicle or planning for retirement, we're ready to assist you every step of the way. We also maintain a healthy net worth of $44,746,556 and have total deposits amounting to $21,009,860, ensuring that your money is safe with us. While members can visit us at our main branch location in Decatur, official correspondence should be sent to our mailing address: PO Box 3310, Decatur, IL 62524. For any inquiries or assistance, feel free to reach out at 217-875-1300. Join us as we continue to build a brighter financial future together. Visit our website at www.llcu.org to learn more about how we can serve you today!

Branch History & Mission

Commitment to Community

Our journey has been marked by numerous partnerships and outreach efforts aimed at uplifting the Decatur community. We actively engage in various initiatives designed to support local businesses and enhance financial literacy among residents. By working hand-in-hand with other organizations and community leaders, we seek to create lasting positive impacts that benefit everyone. As technology continues to evolve, so do we. Land Of Lincoln embraces digital advancements that make banking simpler and more efficient for our members. With online banking options, mobile payments capabilities, and electronic statements readily available, managing your finances has never been easier.

Join Us Today!

If you're looking for a financial institution that truly cares about its members and community, look no further than Land Of Lincoln. Come visit us during our operating hours Monday through Friday from 8:30 AM to 5 PM (with extended hours on Wednesdays) and Saturdays from 8:30 AM to noon or give us a call at 217-875-1300. Join us today and discover how being part of Land Of Lincoln can benefit you! Experience the difference of belonging to a credit union that values people over profit and is committed to helping you achieve your financial goals.

Our Mission

At Land Of Lincoln, our mission is straightforward: We aim to provide exceptional financial services while fostering strong community ties. We believe in empowering individuals by offering a range of products such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our team works hard to ensure that every member receives personalized attention and support tailored to their needs. We are also dedicated to making banking accessible for everyone. With features like ADA-compliant facilities, an ATM on-site, and drive-thru banking options available, we strive to accommodate all members of our community. Our shared service center enhances accessibility further by allowing members from partner credit unions to conduct transactions with ease.

Branch Location & Accessibility

A Convenient Spot for You

Our branch is easily accessible, nestled near popular local landmarks which makes it simple for you to pop in during your day. Whether you're running errands or stopping by after work, our location offers ample parking and features that comply with ADA standards, ensuring that everyone can access our services without any hassle.

Hours That Fit Your Schedule

We understand that life can be busy, which is why we have flexible operating hours tailored to meet your needs. Our lobby welcomes you from 8:30 AM to 5 PM on Mondays, Tuesdays, Thursdays, and Fridays; and from 9 AM to 5 PM on Wednesdays. For those who prefer Saturdays, we are open from 8:30 AM to noon. We want to ensure that you have plenty of time to handle your banking needs.

Ready to Assist You

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 217-875-1300. We look forward to welcoming you into our branch soon! Come experience the friendly service and community spirit at Land Of Lincoln Credit Union today!

Services Designed for You

At Land Of Lincoln Credit Union, we offer a variety of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our drive-thru service allows for quick transactions without leaving your vehicle perfect for busy days! And if you need a quick cash withdrawal or balance check, our ATM is always available for your convenience. While members can visit us at the above address, official correspondence should be sent to PO Box 3310, Decatur, IL 62524 if needed.

Member Eligibility

At Land Of Lincoln, we believe that everyone deserves the opportunity to join a warm and supportive community. Becoming a member is not just about opening an account; it's about accessing a world of benefits tailored to enhance your financial well-being. If you live, work, or worship in the area around 2890 N Oakland Ave Decatur Il 62526, you're likely eligible to join us! We welcome individuals who share our values and want to be part of something special. To find out more about eligibility requirements, you can check out our detailed guidelines at https://www.llcu.org/banking/become-a-member/. Joining is simple and straightforward. Once you confirm your eligibility, you can easily start the account opening process through our website by visiting https://www.llcu.org/loans/apply-for-a-loan/. If you have any questions or need assistance along the way, don't hesitate to reach out! Just give us a call at (217) 875-1300 we're here to help you every step of the way as you take this exciting leap into membership with us at Land Of Lincoln.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,119,243, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make daily transactions smoother for your business. Picture this: you're at a busy event, and customers are eager to buy your products. Our merchant solutions allow you to accept payments easily, ensuring you never miss a sale. By simplifying payment processes, we help you focus more on what matters growing your business. Visit us at 2890 N Oakland Ave Decatur Il 62526 in Decatur, IL, or give us a call at (217) 875-1300. Let's take your business to new heights together!

Comprehensive List Of Services

Business Banking Support

For our business members, we provide comprehensive Business Banking solutions including merchant services and business loans. No matter the size of your business, we understand the unique challenges entrepreneurs face and are here to support your growth.

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience is key. At Land Of Lincoln, we pride ourselves on our robust Online & Mobile Banking platforms that let you manage your accounts on-the-go. From checking balances to making transfers and paying bills, all it takes is a few taps on your phone. Additionally, our branch offers ATM access for easy cash withdrawals and drive-thru banking for quick transactions without leaving your vehicle. Plus, if you're a member of a partner credit union, our shared branch services allow basic transactions like deposits and withdrawals wherever you are.

Credit Options That Reward You

We also offer Credit Cards with Rewards, which allow you to earn points on everyday purchases. Whether it's groceries or gas, you'll be rewarded for spending that you already do!

Home Financing Solutions

If homeownership is on your horizon, our Mortgage Loans & Refinancing options provide competitive rates and personalized service. Picture yourself in the living room of your new home our team is here to guide you through every step of the mortgage process.

Join Us Today!

With so many services designed for your financial well-being, why wait? Reach out to us at (217) 875-1300 or visit us at https://www.llcu.org to learn more about becoming a member. Experience how Land Of Lincoln can help you achieve your financial goals today!

Personal Banking Made Easy

Our personal banking services are designed with you in mind. We offer Checking & Savings Accounts that help you manage your money effortlessly. With features like online banking and mobile payments, accessing your funds has never been easier. Imagine checking your balance or transferring money while sipping coffee at home it's that simple! When it comes to financing, our Auto Loans & Vehicle Financing options make purchasing a new car straightforward and affordable. Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation services can assist in easing financial burdens, allowing you to focus on what matters most.

Digital & Online Banking

At Land Of Lincoln, we understand that banking needs to fit into your busy life. That's why we offer a suite of digital and online banking services designed to provide you with convenience, security, and real-time access to your accounts. Our online banking platform, accessible at https://www.llcu.org/, allows you to manage your finances anytime, anywhere. With just a few clicks, you can view account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our user-friendly interface makes it easy for everyone to navigate and find what they need without hassle. For those who prefer managing their finances on mobile devices, our mobile application is available for download. This app not only gives you access to all the features of online banking but also includes added functionalities like mobile payments. Whether you're splitting a dinner bill with friends or making a quick purchase, paying has never been easier or more secure. We also prioritize security in every transaction. With our electronic signature authorization, signing documents is straightforward and safe. You can feel confident knowing that your information is protected as you conduct business online. Want to keep track of your spending? Our e-statements are available for members who prefer digital statements instead of paper ones. This eco-friendly option helps you stay organized while reducing clutter in your mailbox. Need to send money quickly? Our person-to-person transfers allow you to send funds directly to friends and family with ease no cash needed! It's just one more way we make banking simple and accessible for you. With 24/7 online banking services, you're always connected to your financial world. Whether it's day or night, the tools you need are right at your fingertips at Land Of Lincoln. Join us today and experience banking that fits seamlessly into your lifestyle!

Financial Strength

A Strong Financial Base

With a net worth of $44,746,556, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.51% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Dedicated Team Ready to Serve

We also take pride in having 136 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we strive to provide exceptional service tailored to your unique needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Land Of Lincoln is your trusted partner. Visit us at 2890 N Oakland Ave Decatur Il 62526 or call (217) 875-1300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $110,046,793 in share certificates and $46,044,133 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,314,573, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $42,818,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt quickly to changes while providing reliable services.

Supporting Your Financial Goals

We understand the importance of accessible lending options. With $7,038 in used auto loans and $317,174,701 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our operational efficiency is reflected in our $300,303, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $102,901,325 in used vehicle loans and $24,348,754 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget, along with refinancing options if you want to lower your current payments or access cash.

Business Loans

For business owners, our outstanding commercial loans totaling $51,119,243 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our dedicated team will work with you to find the right solution. At Land Of Lincoln, we pride ourselves on providing exceptional service and personalized support for all our members. If you're interested in learning more about our loan offerings or checking your eligibility, please don't hesitate to reach out at (217) 875-1300 or visit us at 2890 N Oakland Ave Decatur Il 62526 in Decatur, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,515,488, make buying or refinancing simple. Our team is here to guide you through every step of the process, ensuring you find a loan that fits your long-term financial plans.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,505,932 in loans helping members manage their finances effectively. This option allows you to consolidate debt or cover unexpected expenses without tying up your assets.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can rest assured that the options presented are reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all available options equally, allowing for a more straightforward comparison. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. The ability to compare in real time saves both time and effort. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping individuals secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LAND OF LINCOLN CREDIT UNION - Decatur, IL

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Loan rates in Decatur, IL (62526)

Introduction

Branch History & Mission

Commitment to Community

Join Us Today!

Our Mission

Branch Location & Accessibility

A Convenient Spot for You

Hours That Fit Your Schedule

Ready to Assist You

Services Designed for You

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Support

Convenient Access Anytime, Anywhere

Credit Options That Reward You

Home Financing Solutions

Join Us Today!

Personal Banking Made Easy

Digital & Online Banking

Financial Strength

A Strong Financial Base

Dedicated Team Ready to Serve

Member-Centric Savings

Reinvesting for Your Benefit

Supporting Your Financial Goals

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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