Personal Loans in Ottumwa, IA

If you have good credit and live in Ottumwa, IA, now’s a great time to explore personal loan options tailored just for you. Comparing offers from local lenders helps you find the best rates and terms that fit your needs without the hassle.

Whether you’re planning a big purchase or handling unexpected expenses, finding a personal loan in Ottumwa means working with trusted lenders who understand your community. Start comparing today and take control of your finances with confidence and ease.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
cccu
6.99 - 10.99 %
5 Yrs
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
c1stcreditunion
8.49 - 18.9 %
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

City & County has a Life happens loan with an APR of 6.99% , which has stayed the same over the past 7 and 30 days. Their Personal line of credit (loc) has a 10.99% APR, also unchanged from one week and one month ago. Both rates have remained steady through 60 and 90 days as well. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Community 1St has a Consumer loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Holiday loan has a rate of 8.49% , also unchanged during those periods. The Personal line of credit (variable–rate) has an APR of 11.15% , with no change from 7 or 30 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Ottumwa, IA

Lender NameBranch AddressOffice ServicesLender Snapshot
MERIDIAN CREDIT UNION
1206 N JEFFERSON ST OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $33,280,005
Deposits: $5,238,860
Net Worth: $5,280,493
Employees: 6
Members: 2,150
MERIDIAN CREDIT UNION
644 W 2ND ST OTTUMWA IA 52501
P2P
E-Statements
E-Signature
Assets: $33,280,005
Deposits: $5,238,860
Net Worth: $5,280,493
Employees: 6
Members: 2,150
RIVER COMMUNITY CREDIT UNION
644 W 2ND ST OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $28,891,754
Deposits: $4,709,569
Net Worth: $4,086,942
Employees: 6
Members: 3,627
COMMUNITY 1ST CREDIT UNION
739 PENNSYLVANIA AVE OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
235 RICHMOND AVE OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
1940 VENTURE DR OTTUMWA IA 52501
ATM
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
600 S IOWA AVE OTTUMWA IA 52501
ATM
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
1100 HUTCHINSON AVE OTTUMWA IA 52501
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
EMPEOPLE CREDIT UNION
928 E VINE ST OTTUMWA IA 52501
ATM
P2P
E-Statements
E-Signature
Assets: $1,947,442,053
Deposits: $90,697,490
Net Worth: $168,111,172
Employees: 242
Members: 72,658

🏘️ All the Lenders Available in Wapello County, IA

✅MERIDIAN CREDIT UNION
✅RIVER COMMUNITY CREDIT UNION
✅COMMUNITY 1ST 68510 CREDIT UNION
✅EMPEOPLE CREDIT UNION

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