At River Community Credit Union, established in 1928, we pride ourselves on our commitment to serving the financial needs of our community with integrity and dedication. Located in the heart of Ottumwa, IA, our mission is rooted in empowering our members through accessible financial services while fostering a strong sense of community. Under the leadership of CEO Nathan Bissell and Board President Cory Benge, we strive to provide personalized solutions tailored to the unique circumstances of each member. As an NCUA-insured institution since May 2, 1979, we offer peace of mind with every transaction.

In today's fast-paced world, River Community Credit Union embraces modern banking tools to ensure that our members have access to their finances anytime, anywhere. With features like online banking, a mobile application for convenient banking on-the-go, person-to-person transfers, e-statements for eco-friendly documentation, mobile payments for hassle-free transactions, and electronic signature authorization for easy approvals, we prioritize making banking straightforward and efficient. Our official website at https://www.rivercommunitycu.org/ provides further details about our offerings and services. If you have questions or need assistance, feel free to reach out via fax at 6416847921. At River Community Credit Union, your financial well-being is at the forefront of everything we do.

At River Community Credit Union, we are dedicated to providing a comprehensive range of financial services tailored to meet the diverse needs of our members. Whether you’re looking for personal banking solutions like checking and savings accounts, or financing options such as auto loans, mortgage loans, and credit cards with rewards, we have you covered. Our business banking services also cater to small enterprises with merchant services and business loans designed to help them thrive. With a strong commitment to our community, we pride ourselves on fostering financial growth and stability for all our members.

In today’s fast-paced world, convenience is key. That’s why we offer robust digital access through online banking and a user-friendly mobile application that allows you to manage your finances anytime, anywhere. From person-to-person transfers and mobile payments to e-statements and electronic signatures, our innovative tools make everyday banking effortless. Planning for life’s milestones becomes simpler with our personalized support and resources available at your fingertips. For those interested in joining our credit union family, membership is accessible through our eligibility page at http://www.rivercommunitycu.org/membership-application . Additionally, if you're considering financing options, you can explore competitive rates easily using https://www.lendmesh.com/loans/vehicle_loans . Should you have any questions or need assistance, don’t hesitate to reach out via fax at (641) 684-7921; we’re here to help you every step of the way!

River Community Credit Union has built a reputation as a trusted financial partner in the community, showcasing its commitment to excellence through solid performance metrics and member-focused services. With a Total Membership of 3,627, River Community demonstrates its ability to cater to the financial needs of a diverse clientele. The credit union boasts Total Assets amounting to 28,891,754, reflecting its stability and capacity to support members’ financial goals.

The organization’s Net Worth stands at 4,086,942, which is an essential indicator of financial health and resilience. This strength is further highlighted by a commendable Net Worth Ratio of 1,415, underscoring River Community's strong capital position compared to industry standards. The credit union also reported a Net Income of 235,819, allowing for continued investments in member services and community initiatives.

In terms of liquidity and trustworthiness, River Community has amassed Total Deposits of 4,709,569, demonstrating that members have confidence in the institution's ability to manage their savings securely. Additionally, with Total Loans and Leases totaling 1,742, the credit union actively supports its members through various lending options, including an Auto Loan Volume of 1,212 and Commercial Loans totaling 13.

Notably, River Community operates with a dedicated team of just 6 employees, emphasizing personalized service and community engagement that larger institutions often overlook. The focus on member-centric banking solutions ensures every individual receives tailored financial advice and support.

In today’s fast-paced world, River Community Credit Union offers modern conveniences such as online banking, mobile payments, and e-statements while maintaining transparency and integrity in all transactions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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