Auto Loans in Ottumwa, IA 52501

If you’re in Ottumwa, IA and searching for the lowest interest rates on auto loans, you’ve come to the right place. Compare offers from trusted local lenders quickly and easily to find a loan that fits your budget and gets you behind the wheel sooner.

Our community-focused credit unions offer fast approval and personalized service, making your car buying experience simple and stress-free. Start comparing rates now to secure the best deal and drive away with confidence in Ottumwa.

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3.34 - 4.09 %

5 Yrs

∞

3.39 - 5.74 %

3 - 7 Yrs

∞

3.39 - 5.14 %

6.3 - 7 Yrs

∞

3.89 - 8.95 %

1 - 15 Yrs

∞

3.99 %

3 - 7 Yrs

∞

3.99 - 5.99 %

5.1 - 7 Yrs

∞

4.09 - 15.79 %

0.1 - 7 Yrs

∞

4.24 - 5.49 %

3 - 7 Yrs

∞

4.49 - 7.24 %

2 - 7 Yrs

∞

4.49 - 8.49 %

3 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Centris's auto loans with APRs ranging from 4.49% to 8.99% , showing no change over the past 7 and 30 days. Motorcycle loans have rates between 6.74% and 7.99% , which are steady compared to 7 and 30 days ago but down from 60 days ago. Recreational loans range from 7.24% to 11.24% , with no change in the last 30 days but up since 60 days ago.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

🏦 Local Lenders in Ottumwa, IA

MERIDIAN CREDIT UNION — 1206 N JEFFERSON ST OTTUMWA IA 52501
MERIDIAN CREDIT UNION — 644 W 2ND ST OTTUMWA IA 52501
RIVER COMMUNITY CREDIT UNION — 644 W 2ND ST OTTUMWA IA 52501
COMMUNITY 1ST CREDIT UNION — 739 PENNSYLVANIA AVE OTTUMWA IA 52501
COMMUNITY 1ST CREDIT UNION — 235 RICHMOND AVE OTTUMWA IA 52501
COMMUNITY 1ST CREDIT UNION — 1940 VENTURE DR OTTUMWA IA 52501
COMMUNITY 1ST CREDIT UNION — 600 S IOWA AVE OTTUMWA IA 52501
COMMUNITY 1ST CREDIT UNION — 1100 HUTCHINSON AVE OTTUMWA IA 52501
EMPEOPLE CREDIT UNION — 928 E VINE ST OTTUMWA IA 52501

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Wapello County, IA

✅MERIDIAN CREDIT UNION

✅RIVER COMMUNITY CREDIT UNION

✅COMMUNITY 1ST 68510 CREDIT UNION

✅EMPEOPLE CREDIT UNION

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Why compare Vehicle Loans in Ottumwa, IA on LendMesh

If you’re searching for the lowest interest rates for auto loans in Ottumwa, IA, keep exploring your options on LendMesh. Comparing offers from multiple lenders can uncover better deals and save you money. With a variety of trusted banks and credit unions all in one place, you have the tools to find the right loan that fits your budget without any pressure.

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