Personal Loans in Ottumwa, IA

If you have good credit and live in Ottumwa, IA, now’s a great time to explore personal loan options tailored just for you. Comparing offers from local lenders helps you find the best rates and terms that fit your needs without the hassle.

Whether you’re planning a big purchase or handling unexpected expenses, finding a personal loan in Ottumwa means working with trusted lenders who understand your community. Start comparing today and take control of your finances with confidence and ease.

Filters

Lender
APR
Term
Amount
Link
Info
myconsumers
8.99 %
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
ngfcu
9.49 - 17.5 %
2 Yrs
cafcu
9.99 - 13.99 %
centrisfcu
11.24 - 12.24 %
1 - 6 Yrs
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
americafirst
12.49 - 16.49 %
1 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Centris's personal loans (unsecured) with an APR of 11.24% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported in the recent period for this loan type. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Ottumwa, IA

Lender NameBranch AddressOffice ServicesLender Snapshot
MERIDIAN CREDIT UNION
1206 N JEFFERSON ST OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $33,280,005
Deposits: $5,238,860
Net Worth: $5,280,493
Employees: 6
Members: 2,150
MERIDIAN CREDIT UNION
644 W 2ND ST OTTUMWA IA 52501
P2P
E-Statements
E-Signature
Assets: $33,280,005
Deposits: $5,238,860
Net Worth: $5,280,493
Employees: 6
Members: 2,150
RIVER COMMUNITY CREDIT UNION
644 W 2ND ST OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $28,891,754
Deposits: $4,709,569
Net Worth: $4,086,942
Employees: 6
Members: 3,627
COMMUNITY 1ST CREDIT UNION
739 PENNSYLVANIA AVE OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
235 RICHMOND AVE OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
1940 VENTURE DR OTTUMWA IA 52501
ATM
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
600 S IOWA AVE OTTUMWA IA 52501
ATM
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
1100 HUTCHINSON AVE OTTUMWA IA 52501
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
EMPEOPLE CREDIT UNION
928 E VINE ST OTTUMWA IA 52501
ATM
P2P
E-Statements
E-Signature
Assets: $1,947,442,053
Deposits: $90,697,490
Net Worth: $168,111,172
Employees: 242
Members: 72,658

🏘️ All the Lenders Available in Wapello County, IA

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