Community 1st Ottumwa IA Credit Union | Convenient ATM Services Only

Introduction

Welcome to Community 1st, where we've been serving the heart of Ottumwa, Iowa, since our establishment in 1936. Located at 1100 Hutchinson Ave, our credit union has grown alongside our community, now boasting over 72,173 members who trust us with their financial needs. With total assets amounting to an impressive $1,063,891,298, we are committed to providing you with reliable and supportive banking options. At Community 1st, we understand that each member's financial journey is unique. That's why we offer a variety of services tailored to meet your specific needs. Whether you're looking for loans having issued a total of 30,649 to date or want to take advantage of our secure deposit options totaling $82,858,515, we have solutions designed just for you. Our leadership team, led by CEO Gregory Hanshaw and Board President Courtney Jones, brings a wealth of experience and dedication to ensuring your satisfaction. Together with our dedicated staff of 309 employees, we're here to help you navigate your financial future with confidence. While you can visit us directly at our branch address for all your banking needs, please note that any official correspondence should be sent to the same location: 1100 Hutchinson Ave, Ottumwa, IA 52501. We invite you to explore what Community 1st can do for you! For more information or assistance, feel free to give us a call at 866-360-5370 or visit our website at www.c1stcu.com. Let us be your partner in achieving financial success!

Branch History & Mission

Community 1st has a rich legacy in the heart of Ottumwa, IA. Established in 1936, our branch has been dedicated to serving the community for over 85 years. Located at 1100 Hutchinson Ave, we have grown alongside our members, evolving from humble beginnings into a credit union that now boasts total assets of over $1 billion and serves more than 72,000 members. Our mission is simple yet profound: to provide exceptional financial services while making a positive impact in the communities we serve. We believe that banking should be accessible and personal. That's why we focus on building lasting relationships with our members, empowering them to achieve their financial goals through tailored solutions. Since opening our doors, Community 1st has prioritized community support and outreach. We understand the importance of giving back, which is why we actively participate in local events and partner with organizations that align with our values. Our commitment extends beyond banking; it's about fostering a vibrant community where everyone can thrive. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: 1100 Hutchinson Ave, Ottumwa, IA 52501. We are proud to offer operating hours from 8:00 AM to 5:00 PM Monday through Friday, ensuring that our members can access services at their convenience. Although we currently do not have ATM or drive-thru services available, we strive to make your experience as smooth as possible with user-friendly online banking options. Community 1st is more than just a credit union; it's a place where you belong. We invite you to join us and experience the difference of being part of a community-focused financial institution. Together, let's build a brighter future! For more information, feel free to call us at 866-360-5370 or visit our website at Community 1st.

Branch Location & Accessibility

Welcome to the Community 1st branch, conveniently located at 1100 Hutchinson Ave in Ottumwa, IA. Our branch is easy to find and accessible for all members of the community. If you need to send any official correspondence, please note that our mailing address is the same: 1100 Hutchinson Ave, Ottumwa, IA 52501. Situated near local landmarks and surrounded by the vibrant atmosphere of Wapello County, our location makes banking a breeze. With plenty of parking available right outside the door, you can step in without any hassle. We pride ourselves on being an ADA-compliant facility, ensuring everyone can access our services comfortably. Our friendly staff is here to help you Monday through Friday from 8:00 AM to 5:00 PM. Whether you have questions about your account or need assistance with loans, we're ready to serve you during these hours. While we currently do not offer ATM or drive-thru services, we're fully equipped to assist you inside our branch. We're dedicated to providing personalized service that meets your financial needs. If you're looking for a welcoming place to manage your finances, come visit us at Community 1st! For any inquiries or assistance before your visit, feel free to give us a call at 866-360-5370. We look forward to seeing you soon!

Member Eligibility

Joining the Community 1st family is more than just opening an account; it's stepping into a supportive community that cares about your financial well-being. If you're wondering whether you can become a member, the good news is that if you live, work, or worship in our local area, you're likely eligible! We believe in making banking accessible to everyone, so we warmly welcome individuals from various backgrounds to join us at our branch located at 1100 Hutchinson Ave Ottumwa Ia 52501. Becoming a member is a straightforward process. You can easily find all the details you need regarding eligibility by visiting our website. If you're ready to take the next step or have questions, feel free to give us a call at (866) 360-5370. Our team is here to help guide you through every step of opening your account and enjoying the benefits that come with being part of Community 1st!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a payment solution that not only simplifies transactions but also enhances customer experience. Our merchant services enable you to accept payments seamlessly, whether it's through card swipes or mobile payments. This means happier customers and more sales for your business. Located at 1100 Hutchinson Ave Ottumwa Ia 52501, Ottumwa, IA, we are here to help your business succeed every step of the way. Contact us at (866) 360-5370 to learn more about how our business banking solutions can support your vision!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,134 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $257,184,840, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, having access to your account digitally can make all the difference. At Headquarters, we understand this need and offer robust digital banking options. Members can utilize online banking features, allowing them to transfer funds, pay bills, and manage their accounts without ever stepping foot in the branch. Whether you're at home or traveling, you can stay connected and in control of your finances.

Everyday Banking Needs

One of the cornerstones of our service offering is our ATM Services Only. With these services, you can easily access your funds anytime and anywhere, ensuring that you never feel disconnected from your finances. Imagine being able to withdraw cash during a late-night outing or check your balance while on the go this convenience is at your fingertips with our ATM services.

Support When You Need It

If you have questions or need assistance, we're just a phone call away at (866) 360-5370. Our friendly team is ready to help you navigate through any queries regarding your accounts or services. We pride ourselves on delivering personalized support because we know that each member's financial journey is unique. At Community 1st, we're not just about transactions; we're about building lasting relationships with our members. We want you to feel confident and secure in every financial decision you make. For more information on how we can assist you further, please visit our website at https://www.c1stcreditunion.com/ or stop by our branch during operating hours from 8:00 AM to 5:00 PM, Monday through Friday. Join us today and discover how Community 1st can help you achieve your financial goals!

Digital & Online Banking

Access Your Accounts Anytime

Our 24/7 online banking services let you check balances, pay bills, and transfer funds at your convenience. You can explore all the features available to you by visiting us at https://www.c1stcreditunion.com/. Whether you're at home or on the go, managing your finances has never been easier.

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! We provide e-statements, so you can receive your account statements electronically. This not only helps you stay organized but also reduces paper waste a win for both you and the environment.

Mobile Banking at Your Fingertips

For those who prefer using their smartphones, our mobile application puts all these features right in your pocket. From mobile payments to checking your balance, everything is just a tap away. And yes, we support mobile payments so you can make purchases securely without needing cash or cards. At Community 1st, we are committed to making your banking experience as smooth as possible while ensuring that your personal information remains protected. Join us today and take full advantage of our digital banking services!

Secure Transactions Made Simple

With our electronic signature authorization feature, signing documents is quick and hassle-free. You won't have to worry about printing or mailing anything; just sign electronically and you're done! Plus, if you need to send money quickly to friends or family, our person-to-person transfer option makes it easy and fast.

Financial Strength

At Community 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your money is safe and working for you. With a net worth of $110,494,456, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $238,625,424 in share certificates and $26,351,965 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $35,054,439, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $78,452,451 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $10,528 in used auto loans and $889,859,632 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $913,180, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 283 full-time employees and 26 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our community is shown through a growing number of Total Share Accounts: 164,621, demonstrating the trust placed in us by our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community 1st is your trusted partner. Visit us at 1100 Hutchinson Ave Ottumwa Ia 52501 or call (866) 360-5370 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,689,636 in used vehicle loans and $25,284,050 in new vehicle loans already helping members get on the road. Whether you want to finance a brand-new model or a reliable used car, our flexible terms can help you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $257,184,840 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering tailored solutions that fit their unique needs. At Community 1st located at 1100 Hutchinson Ave, Ottumwa IA 52501, we strive to ensure our members find the right loan product that aligns with their financial goals. If you're considering refinancing or want to learn about eligibility options for any of our loan products, feel free to give us a call at 866-360-5370. Our knowledgeable team is ready to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at Community 1st for more information about our services and offerings.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,260,870, make buying or refinancing simple. We aim to provide you with competitive rates and personalized service to guide you through the process of securing your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $838,663 in loans helping members manage their finances effectively. These loans provide an excellent way to cover unexpected expenses or consolidate debt without needing collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This ensures that users have access to the most competitive offers available. LendMesh guarantees accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach not only promotes transparency but also ensures that users receive fair and reliable loan options. One of the standout features of LendMesh is its commitment to Verified Data. Loan offers are sourced from legitimate financial institutions, which fosters trust among users. Additionally, LendMesh prioritizes No Sponsored Listings in its comparisons. Unlike many other platforms, it does not favor lenders based on paid promotions its goal is to provide unbiased results that empower users to make informed decisions. Another critical aspect of LendMesh is its Real-Time Rate Comparisons. Users benefit from up-to-date loan rates across multiple institutions, allowing them to find the best fit for their financial needs quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to compare real-time loan offers, visit LendMesh today and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

COMMUNITY 1ST CREDIT UNION - Ottumwa, IA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Ottumwa, IA (52501)

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options for Growth

Comprehensive List Of Services

Digital Banking Features

Everyday Banking Needs

Support When You Need It

Digital & Online Banking

Access Your Accounts Anytime

Go Paperless with E-Statements

Mobile Banking at Your Fingertips

Secure Transactions Made Simple

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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