COMMUNITY 1ST CREDIT UNION

Welcome to Community 1st, your trusted partner in financial wellness since 1936. Located at 600 S Iowa Ave, Ottumwa, IA 52501, we are proud to serve our community with a commitment to transparency and member satisfaction. With a robust membership of 69,212 and total assets reaching an impressive $1,014,113,656, we stand ready to assist you in achieving your financial goals. At Community 1st, we understand that everyone has unique needs. That's why we offer a variety of services tailored just for you whether you're looking for personal banking solutions like checking and savings accounts, or financing options such as auto loans and mortgages. Our aim is to empower you with the tools necessary to navigate your financial journey confidently. Led by our dedicated CEO Gregory Hanshaw and Board President Tim Elliott, our team of 295 employees is here to provide exceptional service every day. We take pride in our strong financial foundation with a net worth of $105,687,386 and total deposits amounting to $75,173,643. We also maintain a healthy cash reserve of $8,806,864, ensuring we can support our members when they need us most. While members can visit us at our branch location for personalized service and assistance, official correspondence should be directed to our mailing address: P.O. Box 737, Ottumwa, IA 52501. We invite you to explore the many benefits of being a part of the Community 1st family. With convenient services like online banking and ATMs available at your fingertips, managing your finances has never been easier. Ready to take the next step? Call us at 866-360-5370 or visit our website at Community 1st to learn more about how we can help you thrive financially!

At Community 1st, we believe that becoming a member is more than just opening an account; it's about joining a friendly community that supports you in your financial journey. If you're looking to become part of our family, you'll be glad to know that membership is open to anyone who lives or works in Wapello County or surrounding areas. This means you can easily enjoy all the benefits we offer, including competitive loan rates and personalized service tailored to your needs. To get started, simply visit us at 600 S Iowa Ave, Ottumwa, IA 52501, or give us a call at 866-360-5370 for more details. You can also check out our eligibility criteria at this link for any updates and specific requirements. Joining Community 1st is straightforward and welcoming, so why wait? Let's take this step together!

At Community 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is strong can make all the difference. That's why we are proud to share our financial health metrics that highlight our commitment to you. With a net worth of $105,687,386, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,042 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $230,759,270 in share certificates and $24,012,890 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $36,027,973, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further evidenced by having $70,392,193 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $10,056 in used auto loans and $849,716,963 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We also take pride in our operational efficiency, reflected in our $6,695,353. This enables us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team comprises 266 full-time employees and 29 part-time employees who are always ready to assist you with their knowledge and commitment. Finally, our net shares available for lending stand at $0, while we proudly support a growing member base with a total of 157,756 accounts. This shows that more individuals trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community 1st is your trusted partner. Visit us at 600 S Iowa Ave Ottumwa Ia 52501 or call (866) 360-5370 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.