Community 1st Ottumwa IA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Community 1st, your trusted financial partner located at 1940 Venture Dr, Ottumwa, IA 52501. Established in 1936, we have been dedicated to serving our members with integrity and care for over 85 years. With a robust total membership of 69,212, we pride ourselves on being more than just a credit union; we are a community-focused institution that values each member's financial journey. At Community 1st, we understand that personal finance can be daunting. That's why our team is here to provide you with tailored solutions that meet your unique needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we've got you covered with competitive rates and friendly service. Our impressive total assets of $1,014,113,656 reflect our commitment to stability and growth. With total deposits amounting to $75,173,643, and a net worth of $105,687,386, you can trust that your money is in safe hands. We also hold cash in hand totaling $8,806,864, ensuring that we are well-prepared to support our members' financial goals. Led by our CEO Gregory Hanshaw and Board President Tim Elliott, our experienced team of 295 employees is here to guide you every step of the way. From personal banking services to business loans and online banking solutions, we strive to make your experience as seamless as possible. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1940 Venture Dr, Ottumwa, IA 52501. If you have questions or need assistance, don't hesitate to reach out! You can call us at 641-684-2127 during our operating hours from 9:00 AM to 7:00 PM on weekdays, or visit us on the weekends for additional convenience. Join us at Community 1st today and discover how we can help you achieve your financial dreams! For more information about our services or to explore loan options, visit our website at Community 1st. Your future starts here!

Branch History & Mission

Join Us Today!

Community 1st is more than just a credit union; it's a family where every member matters. We invite you to join us on this journey of financial growth and community support. Experience the benefits of membership today! Visit us online at Community 1st for more information about how we can assist you on your financial journey.

Modern Services and Accessibility

As we move forward, Community 1st embraces modern advancements to enhance member experience. Our digital banking options include online banking and mobile payments, allowing you to manage your finances conveniently anytime, anywhere. Additionally, we ensure ADA compliance so that all members can access our services with ease. For those who prefer face-to-face interactions, our branch is open from 9:00 AM to 7:00 PM on weekdays and offers ATM availability for quick transactions. While we currently do not have drive-thru banking or shared service centers, we are committed to providing personalized service that meets your needs. If you wish to reach out or visit us for any inquiries or assistance, please call us at 641-684-2127 or stop by at our branch address mentioned above.

Our Mission

At the heart of Community 1st is our mission: to deliver exceptional financial solutions while fostering a supportive environment for all members. We aim not just to be your bank but to be your partner in achieving financial well-being. Whether it's through personal banking services like checking and savings accounts or auto loans and mortgages, we strive to meet the diverse needs of our members. We also believe in giving back. Through various community outreach programs and partnerships, we actively support local initiatives that promote growth and development in Ottumwa and beyond. We are dedicated to ensuring that our financial success translates into positive impacts for everyone around us.

Branch Location & Accessibility

Contact Us

If you have any questions or would like more information about what we offer, feel free to give us a call at 641-684-2127. Our team is always ready to assist you! We invite you to come by Community 1st at 1940 Venture Dr in Ottumwa today your financial journey starts here!

Nearby Landmarks and Access

Our branch is just a short drive from popular spots like the Quincy Place Mall and the local parks, making us an ideal pit stop during your day out. Plus, we offer ample parking right in front of our building, ensuring you have a hassle-free experience when you visit us. Accessibility is important to us! Our branch is fully ADA compliant, featuring ramps and wide doorways to accommodate all of our members. We want everyone to feel welcome and comfortable while they manage their finances.

Operating Hours and Services

Community 1st is open Monday through Friday from 9:00 AM to 7:00 PM, Saturday from 9:00 AM to 6:00 PM, and Sunday from 10:00 AM to 4:00 PM. This means that whether you're looking to open a new account or need assistance with a loan, we're here when you need us. At our branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks.

Member Eligibility

At Community 1st, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Joining us is simple! To become a member, you just need to meet a few friendly criteria, which often include living, working, or worshipping in the area we serve. It's our way of ensuring that our members have a strong connection to our community. If you're curious about the specifics. Once you're ready to take the next step towards membership, opening an account is straightforward. You can visit us at our branch located at 1940 Venture Dr Ottumwa Ia 52501, or give us a call at (641) 684-2127 for more information. We're here to guide you through every step of the process and help you enjoy all the benefits that come with being part of Community 1st. From personalized service to a variety of banking options, we can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to launch your dream project. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,077 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,556,909, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, accepting payments quickly and securely is essential. Our merchant services streamline this process, allowing you to focus on what matters most serving your customers. From point-of-sale systems to online payment solutions, we ensure that your transactions are smooth and efficient. Located at 1940 Venture Dr Ottumwa Ia 52501, Ottumwa, IA, we invite you to reach out at (641) 684-2127 to explore how our business banking services can help you thrive. Let's work together to make your vision a reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM & Cash Withdrawal Services ensure that you have easy access to your money whenever and wherever you need it. Plus, our basic ATM access allows you to check balances and make withdrawals without any hassle. At Community 1st, we pride ourselves on being more than just a financial institution; we're a partner in your journey toward financial wellness. Visit us today at 1940 Venture Dr, Ottumwa, IA 52501, or give us a call at 641-684-2127. We look forward to helping you navigate all of life's financial needs!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options make it easy to get on the road. With competitive rates and flexible terms, you can drive away with confidence knowing you've made a smart financial choice.

Business Banking

For our business members, we provide comprehensive Business Banking solutions including Merchant Services & Business Loans. We understand that running a business comes with its own set of challenges, so we're committed to supporting your growth and success.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase brings you closer to earning points that can be redeemed for travel, merchandise, and more. It's not just about spending; it's about getting rewarded for what you already do!

Mortgage Loans & Refinancing

Looking to buy your first home or refinance an existing mortgage? Our Mortgage Loans & Refinancing services are designed to guide you through the process with ease. We'll help you find the right loan that fits your budget and lifestyle.

Personal Banking

For everyday banking, we offer a variety of Checking & Savings Accounts tailored to fit different lifestyles. Whether you need a simple checking account for daily transactions or a high-yield savings option for your future plans, we've got you covered. Imagine having quick access to your funds through our Online & Mobile Banking services banking has never been easier or more convenient!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation services. Whether it's for a home project or consolidating debt into manageable payments, we're here to help you take control of your finances.

Digital & Online Banking

Accessing Your Accounts Anytime

With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills anytime and anywhere. Just visit https://www.c1stcreditunion.com/ to get started. Whether you're at work, home, or out running errands, your accounts are always within reach.

Experience Real-Time Management

With our digital banking tools, managing your finances has never been easier. You can view transactions as they happen and stay updated on all your account activities in real time. This means you're always in control of your money. At Community 1st, we strive to provide you with innovative banking solutions that fit into your busy lifestyle. Embrace the future of banking today!

Secure and User-Friendly Features

Security is a top priority at Community 1st. Our electronic signature authorization makes it simple for you to sign important documents online without compromising your safety. Plus, with e-statements available, you can easily access your financial statements without the clutter of paper.

Stay Connected with Mobile Banking

Our mobile application brings the bank right to your fingertips. You can make mobile payments effortlessly and even send money to friends and family through person-to-person transfers. No more waiting in line; everything is just a few taps away!

Financial Strength

A Growing Member Base

We have cultivated a strong community with a total of 157,756 share accounts, illustrating the trust our members place in us. Net Shares (Funds available for lending and investments): $0 further indicates our commitment to growing your wealth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community 1st is your trusted partner. Visit us at 1940 Venture Dr Ottumwa Ia 52501 or call (641) 684-2127 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $70,392,193 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, featuring $10,056 in used auto loans and $849,716,963 in total loans and leases. This support empowers you to reach your financial goals across various sectors.

Operational Efficiency

Our strong operational efficiency is reflected in our $913,180, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 29 part-time employees who are committed to serving you with knowledgeable assistance.

Secure Savings Opportunities

Your savings are secure with us through $230,759,270 in share certificates and $24,012,890 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $36,027,973, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $105,687,386, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $135,664,189 in used vehicle loans and $20,764,781 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable pre-owned car, we've got you covered with flexible terms that fit your budget.

Business Financing

For business owners looking for capital to grow and expand their operations, we offer outstanding commercial loans totaling $248,556,909. These loans can provide the resources needed for investment opportunities or operational expenses. At Community 1st, our focus is on serving our members with transparency and trust. We encourage you to reach out to us at 641-684-2127 for more details about our loan offerings or visit us during our operating hours: Monday through Friday from 9:00 AM to 7:00 PM and Saturday from 9:00 AM to 6:00 PM. For performance insights and financial data on our services and loans offered at Community 1st, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Credit Lines and Unsecured Loans

We also provide various credit options to meet your financial needs. With a total of $168,505,851 in credit lines available, you can access funds when necessary. Plus, our unsecured credit card loans are designed with flexibility in mind; however, currently we have no outstanding amounts in this category.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $39,050,005, designed to help you secure the home of your dreams. Our team is ready to assist you through every step of the process so that you can feel confident in your decision.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This sourcing ensures transparency in the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your best interests. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them find the best options available quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the effectiveness and reliability of LendMesh as a tool for finding competitive loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COMMUNITY 1ST CREDIT UNION - Ottumwa, IA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Ottumwa, IA (52501)

Introduction

Branch History & Mission

Join Us Today!

Modern Services and Accessibility

Our Mission

Branch Location & Accessibility

Contact Us

Nearby Landmarks and Access

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessing Your Accounts Anytime

Experience Real-Time Management

Secure and User-Friendly Features

Stay Connected with Mobile Banking

Financial Strength

A Growing Member Base

Investing in Your Future

Operational Efficiency

Secure Savings Opportunities

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Customers Also Interested In: