Personal Loans in Memphis, TN

Looking for quick personal loans in Memphis, TN? Compare offers from trusted local lenders who understand your needs and offer fast approvals, so you can get the cash you need without the wait.

Our community-focused lenders provide flexible repayment options designed to fit your budget. Explore personalized loan choices today and find the best rate to help you move forward with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
cafcu
9.99 - 13.99 %
∞
redfcu
10.79 - 17 %
5 - 6 Yrs
1,600 - $50,000
∞
forteracu
10.99 - 18 %
3 - 5 Yrs
$40,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
∞
ascend
12.35 - 18 %
0.2 - 5 Yrs
∞
y12fcu
12.49 - 14.49 %
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
orionfcu
13.99 - 17.99 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Redstone's Credit builder loan has a 1% APR today, unchanged from it was 7, 30, 60, and 90 days ago. The Personal line of credit/overdraft has a 11.59% APR now, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. Fortera's Personal loan has an APR of 10.99% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate provides a clear view of borrowing costs for this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.

Ascend has a Personal loan and a Personal line of credit, both with an APR of 12.35% . These rates have stayed the same compared to 7, 30, and 60 days ago, and the Personal loan rate is also unchanged from 90 days ago. Y–12 has a Signature loan (unsecured) with an APR of 12.49% , which is unchanged from 7 and 30 days ago. The Access line of credit (unsecured) has a rate of 14.49% , also steady over the past week. Both rates remain the same compared to a month ago.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during those periods. Orion's personal loans with an APR of 13.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies to all terms of Orion financial personal loans.

🏦 All Local Lenders in Memphis, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION
3670 HACKS CROSS RD MEMPHIS TN 38125
ATM
P2P
E-Statements
E-Signature
Assets: $622,960,885
Deposits: $16,202,766
Net Worth: $87,694,782
Employees: 128
Members: 101,681
ORION FEDERAL CREDIT UNION
7960 LOWRANCE RD MEMPHIS TN 38125
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,226,243,284
Deposits: $134,981,548
Net Worth: $244,012,992
Employees: 171
Members: 67,696
FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION
7166 WINCHESTER RD MEMPHIS TN 38125
ATM
Drive-Thru
P2P
E-Statements
Assets: $758,451,250
Deposits: $182,228,745
Net Worth: $237,033,751
Employees: 128
Members: 72,145
F A A FEDERAL CREDIT UNION
7974 CENTENNIAL DR MEMPHIS TN 38125
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $125,832,888
Deposits: $7,510,439
Net Worth: $20,505,677
Employees: 33
Members: 8,141

🏘️ All the Lenders Available in Shelby County, TN

✅METHODIST HEALTHCARE FEDERAL CREDIT UNION
✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION
✅FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION
✅F A A FEDERAL CREDIT UNION
✅HEALTHNET FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅FEDTRUST FEDERAL CREDIT UNION
✅SHELBY COUNTY FEDERAL CREDIT UNION
✅TVA MIDSOUTH CREDIT UNION
✅U T CREDIT UNION
✅ORION FEDERAL CREDIT UNION
✅SOUTHERN SECURITY FEDERAL CREDIT UNION
✅OLIVET BAPTIST CREDIT UNION
✅HOPE 24829 CREDIT UNION
✅KENNEDY VA EMPLOYEES FEDERAL CREDIT UNION
✅KIMBERLY CLARK CREDIT UNION
✅BULAB EMPLOYEES FEDERAL CREDIT UNION
✅MEMPHIS CITY EMPLOYEES CREDIT UNION
✅L G W CREDIT UNION
✅NUCOR EMPLOYEES FEDERAL CREDIT UNION
✅DELTA REFINING CO EMP FEDERAL CREDIT UNION
✅UPS EMPLOYEES CREDIT UNION
✅KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION
✅OWENSBORO FEDERAL CREDIT UNION
✅ESPEECO FEDERAL CREDIT UNION
✅SOUTHEAST FINANCIAL CREDIT UNION
✅MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CNIC EMPLOYEES CREDIT UNION
✅KEMBA DELTA FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅LEADERS CREDIT UNION CREDIT UNION

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