U. T. FEDERAL CREDIT UNION

At U T, we take pride in our long-standing commitment to serve our members and the community since our establishment in 1969. Our mission revolves around empowering individuals, especially military members and their families, by providing accessible financial solutions tailored to meet diverse needs. Under the leadership of CEO Debbie Jones and Board President Mike McNeil, we strive to foster a culture of trust, transparency, and member-first service at our headquarters located in Knoxville, TN.

As an NCUA-insured institution since April 12, 1971, we prioritize the security of your deposits while offering modern banking tools designed for your convenience. With features like Online Banking, a user-friendly Mobile App, P2P Transfers, E-Statements, Mobile Payments, and E-signature Authorization, managing your finances has never been easier. We invite you to explore all that we have to offer by visiting our website at https://www.utfcu.org/ or contacting us directly. Join us today and experience the difference that a dedicated credit union can make in your financial journey.

At U.T. Federal Credit Union, we pride ourselves on offering a comprehensive range of financial services designed to meet the diverse needs of our members. Whether you’re looking for personal banking solutions such as checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. Our business banking services include merchant services and business loans, allowing local entrepreneurs to thrive in their endeavors. With options like credit cards that offer rewards and personal loans for debt consolidation, we empower our members to make informed financial decisions that align with their life milestones.

In today’s fast-paced world, convenience is key, and our digital access tools ensure that managing your finances is easier than ever. Enjoy the benefits of online banking and our user-friendly mobile application, which allow you to perform transactions at your convenience, whether at home or on the go. Features such as person-to-person transfers and mobile payments simplify your everyday banking experience. Additionally, with e-statements and e-signatures available, you can stay organized and conduct transactions securely without stepping foot in a branch. For those interested in joining our community or exploring loan options, check out the eligibility requirements through or compare loan rates at https://www.lendmesh.com/loans/mortgage-loans.

Our dedicated team is here to support you every step of the way. If you have any questions or need personalized assistance. At U.T. Federal Credit Union, we are committed to helping our members achieve their financial goals while providing exceptional service tailored to their unique needs.

At U T, we understand that choosing a financial partner is an important decision, and we are proud to be recognized as a trusted institution in the community. With a strong foundation established in 1969, our total membership currently stands at 26,085, reflecting our commitment to serving individuals and families across Tennessee. Our financial strength is highlighted by total assets amounting to $521,900,357 and a net worth of $49,054,764, ensuring that we have the resources necessary to support our members' financial needs.

In the last year, we've achieved a net income of $584,148, underscoring our sound financial management practices. With total deposits reaching $439,794,298 and a robust portfolio of loans and leases totaling $434,489,521, we offer a diverse range of products designed to help our members achieve their financial goals. Our dedicated team of 93 employees works diligently to provide exceptional service and guidance, reinforcing our mission to empower members through education and access.

Our net worth ratio of 9.39% is a testament to our stability and resilience in the ever-changing financial landscape. We take pride in offering competitive lending options, including a credit card loan volume of $5,227,108 and an impressive auto loan volume of $183,363,706. Additionally, our commercial loans reach up to $135, supporting local businesses in their growth endeavors while ensuring responsible borrowing practices.

At the heart of our operations is transparency; we believe that informed members make better decisions about their finances. As part of our commitment to accountability, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

If you're looking for personalized service combined with proven financial performance, look no further than U T. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage-loans and find the best rates for your needs.