U. T. FEDERAL CREDIT UNION

Welcome to U. T. Federal Credit Union - Memphis Branch, where community and financial empowerment come together! Nestled in the heart of Memphis at 910 Madison Ave, Memphis, TN 38103, our credit union has proudly served over 26,000 members since opening our doors in 1969. We understand that banking is about more than just transactions; it's about building relationships and supporting our members' dreams. At U. T., we take pride in being a trusted partner for your financial needs. With total assets reaching an impressive $521,900,357, and total deposits of $23,160,769, we stand strong as a pillar in the Memphis community. Our commitment to you is reflected in our diverse range of services including personal banking, auto loans, mortgages, and business banking that are designed to help you achieve your goals. Under the guidance of our dedicated CEO, Debbie Jones, and Board President, Mike McNeil, we work tirelessly to ensure that your experience with us is exceptional. Whether you're looking for personal loans or business solutions, we have the tools and expertise to support you every step of the way. Plus, with a solid net worth of $49,054,764 and cash readily available at $2,831,827, you can trust that your finances are safe with us. While members can visit us at our branch location for personalized service during our lobby hours Monday through Friday from 7:30 AM to 4:00 PM official correspondence should be sent to the same address: 910 Madison Ave, Memphis, TN 38103. Join our growing family of satisfied members today! Call us at 901-448-3600 or explore more about what we offer by visiting our website at utfcu.org. Let's work together towards your financial success!

At U. T., we take pride in our rich history and unwavering commitment to serving the Memphis community. Founded in 1969, our branch has grown alongside its members, evolving from a small credit union into a thriving financial institution that now supports over 26,000 members. Our mission has always been clear: to provide accessible financial services while fostering a sense of community and support. Located at 910 Madison Ave, Memphis, TN 38103, our branch is ideally situated near local landmarks that highlight the vibrant spirit of our city. We have built a reputation not only for excellent banking services but also for being an integral part of the Memphis community. Over the years, U. T. has achieved significant milestones, including reaching total assets of $521,900,357. This growth reflects our dedication to sound financial practices and responsive member service. We continually strive to enhance our offerings, ensuring we meet the diverse needs of our membership base. Our mission is deeply rooted in providing not just banking services but also valuable resources that empower individuals and families to achieve their financial goals. We offer a range of products from checking and savings accounts to auto loans and mortgages tailored to help every member navigate their financial journey with confidence. While you can visit us at 910 Madison Ave, official correspondence should be sent to the same address for convenience. Our operating hours are Monday through Friday from 7:30 AM to 4:00 PM, allowing ample time for you to connect with us regarding your financial needs. U. T. is committed to embracing modern technology while ensuring accessibility for all members. We provide online and mobile banking options for easy account management and offer support for those who may need assistance navigating these digital tools. Moreover, we actively engage with the community through outreach programs and partnerships that strengthen local initiatives. Our goal is not just to grow as a credit union but also to uplift those around us. We invite you to join U. T., where your financial well-being matters most! Experience firsthand the benefits of becoming a member of our family-oriented credit union. Together, we can achieve more! For any inquiries or assistance, feel free to call us at 901-448-3600 or visit our website at utfcu.org.

Welcome to U. T., your friendly neighborhood credit union located at 910 Madison Ave in the heart of Memphis, TN. Our branch is conveniently situated near popular landmarks, making it easy for you to stop by and take care of your banking needs while enjoying everything our vibrant city has to offer. While members can visit us at 910 Madison Ave, official correspondence should be sent to the same address. We take pride in our accessible services, ensuring that everyone feels welcome. Whether you're looking for a parking spot or need assistance entering the building, we've got you covered with ADA-compliant features, including ramps for easy access. Our lobby hours are designed to fit into your busy schedule, open Monday through Friday from 7:30 AM to 4:00 PM. So whether you're coming in for personal banking, exploring auto loans, or seeking advice on business financing, we're here when you need us. Please note that while we currently do not have ATM services or drive-thru banking available at this location, our dedicated team is ready to assist you with all your banking needs right inside our branch. If you have any questions or want to learn more about our services, feel free to give us a call at 901-448-3600. We look forward to welcoming you soon!

At U. T., we believe that joining our credit union means becoming part of a caring and supportive community. If you're interested in becoming a member, you'll be happy to know that it's quite simple! Membership is open to individuals who live, work, worship, or attend school in the Memphis area. We welcome you with open arms, whether you're a first-time banking customer or looking for a fresh start with your finances. By becoming a member, you'll gain access to a variety of services designed to help you achieve your financial goals, from checking accounts to auto loans. To get started on your membership journey, just visit us at our convenient location at 910 Madison Ave Memphis Tn 38103 or give us a call at (901) 448-3600. For more detailed information about eligibility requirements, feel free to check out our resource page here: . Once you're ready to join, opening an account is quick and easy simply follow the steps outlined at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad3y8lw2pxmk6xw4gqaehir9mpkq4vb6_hezj2kqd93b_ztytq_l-4pbqwxa593jfnpzbvvnzjcw8txcuv2nexfycsetf0kvacfbqdt6ij3gybcw_8dpjmld6uo_mhy52tq . We can't wait to welcome you as part of the U. T. family!

At U. T., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining strong financial health to serve you better, and our latest performance insights reflect this commitment. All data comes from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $49,054,764, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $939 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $139,237,869 in share certificates and $56,529,559 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to our solid foundation, we have $47,117,224 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,257 in used auto loans and $434,489,521 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $1,682,238, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $226,287. Total Share Accounts: 49,200, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U. T. is your trusted partner. Visit us at 910 Madison Ave Memphis Tn 38103 or call (901) 448-3600 to learn more about how we can help you achieve your financial goals.