U. T. FEDERAL CREDIT UNION - Alcoa, TN

Welcome to U. T. Federal Credit Union - Springbrook Farm Branch, your trusted financial partner located at 1858 Pauling St, Alcoa, TN 37701. Established in 1969, our credit union has been dedicated to serving the financial needs of our community for over five decades. With a membership base of 26,085, we pride ourselves on fostering a welcoming environment where every member is valued and supported. At U. T., we understand that financial decisions can be overwhelming. That's why we offer a wide range of services designed to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we have you covered. As of now, our total assets stand at an impressive $521,900,357, showcasing our solid foundation and commitment to your financial success. While members can visit us at our branch location for face-to-face interactions, official correspondence should be sent to our mailing address: P.O. Box 51848, Knoxville, TN 37950. Our team is here for you from Monday to Thursday, 9 a.m. to 5 p.m., and Friday until 5:30 p.m., making it easy for you to connect with us when it's convenient for you. Under the leadership of CEO Debbie Jones and Board President Mike McNeil, our experienced staff of 93 employees is committed to providing exceptional service tailored to your unique needs. We also maintain a healthy net worth of $49,054,764 and have over $23,160,769 in deposits that reflect the trust placed in us by our members. We invite you to explore all that U. T. Federal Credit Union has to offer by visiting our website at utfcu.org. Whether you're ready to open an account or just want more information about our services, don't hesitate to reach out at (865) 971-1971. Your financial journey starts here!

Welcome to the U. T. Federal Credit Union - Springbrook Farm Branch, a place where community values and financial growth go hand in hand. Since opening our doors in 1969, we have been committed to serving the Alcoa community in Tennessee with integrity and dedication. With a proud history spanning over five decades, we have grown alongside our members, currently boasting a total membership of 26,085 individuals who trust us with their financial needs. Our branch is located at 1858 Pauling St, Alcoa, TN 37701, easily accessible to all residents and businesses in the area. Our mission is clear: to provide excellent financial services while making a positive impact on our community. We understand that every member has unique financial goals, which is why we offer personalized banking solutions tailored to meet your needs. At U. T., we pride ourselves on maintaining strong connections with our members. Our assets have grown significantly over the years, now totaling an impressive $521,900,357. This growth allows us to reinvest in our offerings, ensuring that you receive the best possible service and support. We are dedicated to providing personal banking options, including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. As we strive for excellence in customer experience, we have embraced technology through online and mobile banking services. Members can manage their accounts easily and conveniently from anywhere. Our branch also features an ATM for quick cash withdrawals and balance checks. While members can visit us at 1858 Pauling St, official correspondence should be sent to our mailing address: P.O. Box 51848, Knoxville, TN 37950. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9 a.m. to 5 p.m., and Friday from 8:30 a.m. to 5:30 p.m. At U. T., our mission extends beyond just financial transactions; we are deeply involved in community outreach efforts that uplift those around us. Whether through partnerships with local organizations or sponsorships of community events, we believe in giving back and supporting the needs of Alcoa. If you're not yet a member of U. T., we invite you to join us! Experience firsthand how our commitment to quality service can help you achieve your financial dreams while being part of a caring community. Visit our website at utfcu.org or call us at 865-971-1971 for more information on how you can become part of the U.T. family today!

At U. T., we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and rewarding! If you live, work, or go to school in the area, you're likely eligible to join us. Our membership is open to those who meet certain criteria, which includes being part of our local community or having family ties to current members. We invite you to explore all the benefits of membership, from competitive loan rates to personalized service that truly cares about your financial well-being. Ready to take the next step? You can find detailed eligibility requirements by visiting this link, and when you're ready to open an account, simply head over to our online application here. If you have any questions or need assistance, don't hesitate to call us at (865) 971-1971. We're here to help you every step of the way!

At U. T., we understand that life gets busy, and you need banking services that fit into your schedule. That's why we offer a comprehensive suite of digital and online banking options designed to provide you with convenience, security, and control over your finances anytime, anywhere. With our online banking services available 24/7 at https://www.utfcu.org/ , managing your accounts has never been easier. You can check balances, pay bills, and transfer funds with just a few clicks. Plus, if you're always on the go, our mobile application makes it simple to access your accounts right from your smartphone. Whether you're waiting in line or relaxing at home, you'll have your finances at your fingertips. Security is a top priority for us. With electronic signature authorization available, you can sign documents safely and securely without needing to visit a branch. This feature not only protects your information but also saves you time. Additionally, e-statements are an eco-friendly way to keep track of your account activity while avoiding clutter in your mailbox. We also know that sending money to friends or family should be hassle-free. That's why we offer person-to-person transfers so you can send cash quickly and easily without extra fees. If you prefer using mobile payments, our system supports that too making purchases more convenient than ever. At U. T., we strive to make banking accessible for everyone. Our user-friendly features allow you to manage your finances in real-time, giving you peace of mind and confidence in every transaction. Join us today and experience how easy banking can be!

At U. T., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to have confidence in your financial institution, and we are proud to share that our strong financial position reflects our commitment to serving you. With a net worth of $49,054,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $939 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $139,237,869 in share certificates and $56,529,559 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $47,117,224 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well, with $1,257 in used auto loans and $434,489,521 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency shines through with a reported net income of $1,682,238, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $226,287. Total Share and Deposit Accounts: 49,200, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U. T. is your trusted partner. Visit us at 1858 Pauling St Alcoa Tn 37701 or call (865) 971-1971 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.