U. T. FEDERAL CREDIT UNION

Welcome to U. T., your trusted partner in financial well-being located at 103 Hurt St, Martin, TN 38237. Established in 1969, our credit union has proudly served the community for over five decades, building strong relationships with our 26,085 members. With a total asset base of $521,900,357, we are committed to providing reliable financial services that meet your needs. At U. T., we understand that managing finances can be overwhelming, but you don't have to navigate it alone. Our dedicated team of 93 employees, led by CEO Debbie Jones and Board President Mike McNeil, is here to guide you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we are ready to help. We take pride in our strong financial standing, with total deposits amounting to $23,160,769 and a net worth of $49,054,764. Our commitment extends beyond just numbers; we strive to make a positive impact on our members' lives through personalized service and community involvement. While you can visit us at our branch for any inquiries or assistance, please note that official correspondence should be sent to our mailing address: 103 Hurt Street, Martin, TN 38237. We invite you to explore more about what we offer by visiting our website at utfcu.org or calling us at 731-587-5451. Join us today and experience the difference that comes with being part of a community-focused credit union!

Becoming a member of U. T. is like stepping into a welcoming community where your financial needs are prioritized. If you live, work, or study in the areas we serve, you're already on the path to membership! We love to support our members through personalized banking solutions that fit your life. Whether you're looking for a checking account, an auto loan, or simply want access to our online banking services, our friendly team is here to assist you every step of the way. To find out more about eligibility requirements and ensure you meet the criteria, check out this resource: . When you're ready to join us, opening an account is a breeze! Just visit our account opening page at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad3y8lw2pxmk6xw4gqaehir9mpkq4vb6_hezj2kqd93b_ztytq_l-4pbqwxa593jfnpzbvvnzjcw8txcuv2nexfycsetf0kvacfbqdt6ij3gybcw_8dpjmld6uo_mhy52tq , or give us a call at (731) 587-5451 if you have any questions. We're located at 103 Hurt St Martin Tn 38237, and we can't wait to welcome you into the U. T. family!

At U. T., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring peace of mind as you manage your finances. With a net worth of $49,054,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $939 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $139,237,869 in share certificates and $56,529,559 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $47,117,224 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $1,257 in used auto loans and $434,489,521 in total loans and leases. Our operational efficiency is reflected in our $1,682,238, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 49,200, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $226,287. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U. T. is your trusted partner. Visit us at 103 Hurt St Martin Tn 38237 or call (731) 587-5451 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.