At U. T., we prioritize your comfort and convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can reach us without hassle. Parking is available nearby, allowing you to park your vehicle with ease while you take care of your banking needs.
If you have any questions or need assistance, don't hesitate to give us a call at 865-971-1971. Our friendly staff is ready to help! While members can visit us at our Knoxville branch for all their banking needs, official correspondence should be sent to the same address for efficiency. We invite you to come by and discover how U. T. can assist you on your financial journey!
We're here for you during convenient hours: from Monday through Thursday, we are open from 9 a.m. to 5 p.m., and on Fridays, we extend our hours until 5:30 p.m. This way, you can easily stop by before or after work or school.
U. T. provides a range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing, we've got you covered. We also offer business banking services including merchant services and business loans to support local entrepreneurs.
Imagine having the financial support you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $88,324,418, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, our merchant services make it easy for you to manage transactions seamlessly. Whether you're accepting payments online or at your storefront, our services are designed to fit your needs. By partnering with us, you're not just gaining a service provider; you're gaining a partner invested in your success. Located conveniently at 1502 Cumberland Ave Ste 160 Knoxville Tn 37996 in Knoxville, TN, we're here to help you every step of the way. Give us a call at (865) 971-1971 or visit us during our operating hours to learn how we can assist your business today!
Thinking about getting a new car? At U. T., we offer competitive auto loans and vehicle financing options. We understand that buying a car is a significant investment, so we strive to make the process as straightforward as possible. Our loan specialists will work with you to find terms that suit your budget, making it easier than ever to get behind the wheel of your dream vehicle.
For our business members, we offer comprehensive business banking solutions including merchant services and business loans. Whether you're looking to start a new venture or expand an existing one, we are here to support you every step of the way.
Accessing your accounts has never been easier thanks to our online and mobile banking features. Enjoy ATM access for withdrawals and balance checks at any time whether you're in town or traveling afar. If you have questions or want more information about any of our services, please don't hesitate to call us at (865) 971-1971. We invite you to visit us at 1502 Cumberland Ave Ste 160 Knoxville Tn 37996 in Knoxville, TN and discover how we can help enhance your financial journey today! Explore all that U. T. has to offer by visiting us online at Ut Federal Credit Union - Student Union Branch. Your financial well-being is just a click away!
Don't forget about our credit cards that come with rewards! With every purchase, you can earn points that can be redeemed for travel, cash back, or gift cards. It's like getting paid to spend!
Homeownership is within reach with our mortgage loans and refinancing options. We know how important finding the right home is for you and your family. Our team will guide you through every step, whether you're purchasing your first home or refinancing an existing mortgage to take advantage of lower rates.
Our personal banking services include checking and savings accounts tailored to fit various lifestyles. Imagine having an account that not only keeps your money safe but also helps you earn interest while you save. Our accounts come with easy online and mobile banking options, allowing you to manage your finances on the go. You can easily check your balance, transfer funds, or pay bills right from your smartphone.
Life can throw unexpected expenses your way, but with our personal loans, you'll have the flexibility to cover those costs without stress. If you're juggling multiple debts, our debt consolidation options can help streamline payments into one manageable monthly bill, making it easier for you to regain control over your finances.
With just a few clicks at https://www.utfcu.org/, you can access a wide range of services tailored for your convenience. Our online banking platform allows you to view your account balances, transfer funds, and even pay bills all from the comfort of your home or on your mobile device. Need to send money to a friend? Our person-to-person transfers make it simple and quick to share funds without any hassle. Plus, with our mobile application, you can manage everything right from your smartphone making banking truly portable.
Whether you're making payments or checking account activity, our online banking services give you real-time updates so you're always in the loop. Plus, with mobile payments enabled, you can make purchases quickly and securely using just your phone no cash or cards needed! In summary, U. T. offers robust digital banking solutions that prioritize both convenience and security. Experience the ease of managing your finances online today!
Security is our top priority. At U. T., we offer electronic signature authorization, allowing you to sign documents securely online. This means fewer trips to the branch and more time for what matters most to you. Additionally, opting for e-statements not only helps the environment but also gives you easy access to your financial information anytime, anywhere. You'll receive notifications directly to your email when new statements are available, keeping you informed without the clutter of paper.
Our commitment to service is evidenced by our strong member base with a total of 49,200 share accounts. This growth reflects the trust that our community places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, U. T. is your trusted partner. Visit us at 1502 Cumberland Ave Ste 160 Knoxville Tn 37996 or call (865) 971-1971 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $139,237,869 in share certificates and $56,529,559 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our operational efficiency is reflected in our impressive $584,148. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 91 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With $47,117,224 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,257 in used auto loans and $434,489,521 in total loans and leases, we support members' financial goals across various sectors.
With a net worth of $49,054,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,108,000 in used vehicle loans and $168,255,706 in new vehicle loans already helping members get on the road. Whether you want a brand-new model or a reliable used vehicle, we've got options tailored just for you.
For business owners, our outstanding commercial loans totaling $88,324,418 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to supporting your journey toward success.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,508,502, make buying or refinancing simple. We provide personalized guidance throughout the process to ensure you find the right fit for your financial situation.
If you're considering refinancing any existing loans, we have competitive rates and flexible terms to help you lower your monthly payments or access cash from your equity. Contact us for more details about eligibility options that could work for you. At U. T., we're dedicated to making borrowing straightforward and accessible. Our team is here to assist you every step of the way. For inquiries or assistance, please call us at (865) 971-1971 or visit us at our branch located at 1502 Cumberland Ave Ste 160 Knoxville Tn 37996 in Knoxville, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply now or just exploring your options, we invite you to connect with us today!
Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $5,227,108 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your lifestyle while providing easy access to funds when you need them.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers presented are fair and transparent. Users can trust that they are viewing accurate information when comparing loan options.