FAA Credit Union Memphis TN | Affordable Auto Loans & ATM Services

Introduction

At F A A, located at 7974 Centennial Dr, Memphis, TN 38125, we pride ourselves on being a trusted partner in our members' financial journeys. Established in 1954, we've grown into a vital part of the community, serving over 8,141 members with a commitment to providing personalized financial solutions. Our total assets stand impressively at $125,832,888, reflecting our stability and dedication to your financial well-being. With a robust portfolio of 3,635 loans and leases, we strive to meet diverse needs from auto loans and mortgages to personal loans and credit cards with rewards. We understand that every member's financial goals are unique, which is why we offer tailored services designed just for you. Our total deposits amount to $7,510,439, illustrating the trust our members place in us every day. While you can always visit us at our branch for friendly service and expert advice, official correspondence should be sent to the same address: 7974 Centennial Dr, Memphis, TN 38125-2376. Under the leadership of our CEO Angie Vajdak and Board President Chris Syriac, we maintain a dedicated team of 33 employees who are ready to assist you with whatever you need. Whether it's through traditional banking or innovative online solutions like mobile payments and online banking, we're here to support your financial health. If you're looking for a credit union that puts its members first and fosters community growth, look no further! We invite you to explore what F A A has to offer. Call us at 901-757-7999 or visit our website at faafcu.org today to learn more about how we can help you achieve your financial dreams!

Branch History & Mission

Community Focus

F A A thrives on its connections within the community. We engage in various partnerships and outreach programs aimed at uplifting those around us. Whether it's sponsoring local events or providing financial literacy workshops, we strive to contribute positively wherever we can. As we continue on this journey of service and growth, we invite you to join us. Experience the benefits of membership at F A A where your financial well-being is our top priority. For more information or to become a member today, please give us a call at 901-757-7999 or visit our website at www.faafcu.org. Together, let's build a stronger community!

Our Journey

Since our inception nearly seven decades ago, F A A has been dedicated to providing exceptional financial services tailored to the needs of our community. We've seen many changes in the world around us, but our mission has always remained the same: to empower individuals and families through accessible financial solutions. From auto loans and mortgages to personal banking services, we aim to make banking simple and beneficial for everyone. Our branch is conveniently located near major landmarks in Memphis, making it easy for members to visit us. Whether you need assistance with your accounts or are looking for guidance on loans and savings options, our friendly staff is here to help. While members can visit us at 7974 Centennial Dr for all their banking needs, official correspondence should be sent to our mailing address at 7974 Centennial Dr, Memphis, TN 38125-2376.

Our Mission

At F A A, we believe that banking should be more than just transactions; it's about building lasting relationships within our community. Our mission is grounded in providing not only reliable financial products but also fostering community support through outreach initiatives. We are committed to helping our members achieve their financial goals while making a positive impact in Memphis. We take pride in embracing technology that enhances member experience. With features like online banking and mobile payments available, accessing your accounts has never been easier. Additionally, we ensure that all facilities are ADA compliant so everyone can enjoy equal access to our services.

Branch Location & Accessibility

Banking Hours

We know your time is valuable! That's why we offer flexible operating hours designed to fit your schedule. Our lobby hours are Monday, Tuesday, and Thursday from 7:30 AM to 4:00 PM; Wednesday from 10:00 AM to 4:00 PM; Friday from 7:30 AM to 5:00 PM; and Saturday from 9:00 AM to 12:00 PM (Drive-Thru Only). Whether you're stopping by before work or on the weekend, we're here for you!

Come Visit Us!

We invite you to stop by the F A A Centennial Branch today! Experience personalized service from a team that genuinely cares about helping you achieve your financial goals. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 901-757-7999. We're excited to welcome you into our community!

Convenient Access and Features

At the F A A Centennial Branch, we prioritize your convenience. Our parking lot is spacious and accessible, ensuring that everyone can enjoy a hassle-free visit. We are also proud to offer ADA-compliant facilities so that all members feel welcome and comfortable during their time with us. For those who prefer banking from their vehicles, we have a drive-thru service available for quick and easy transactions. If you're on the go or just want to avoid lines, our ATM is available for cash withdrawals and balance inquiries.

Services Tailored for You

At the F A A Centennial Branch, we provide a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. We also offer online and mobile banking services for added convenience. Whether you're looking for simple transactions or more complex financial solutions like mortgage loans or business banking services, our friendly staff is ready to assist you.

Member Eligibility

At F A A, we're excited to welcome you into our community! Becoming a member is simple and open to anyone who meets our eligibility criteria, which include living, working, or attending school in the areas we serve. We believe that everyone deserves access to financial services that are tailored to their needs. With a membership at F A A, you'll enjoy benefits like competitive rates on loans, personalized service, and a range of banking options designed just for you. To get started, check out the detailed eligibility criteria on our website at https://www.faafcu.org/about-us/become-a-member.html. If you're ready to open an account or have questions about the process, feel free to reach out to us at (901) 757-7999 or visit us at our branch located at 7974 Centennial Dr Memphis Tn 38125. Joining us means joining a family that cares about your financial well-being!

Business Banking & Commercial Services

Merchant Services That Empower

Alongside our lending options, we offer merchant services that simplify payment processing for your business. Imagine a local café that seamlessly accepts payments from customers while managing inventory effortlessly. Our merchant services are designed to help you focus on what matters most growing your business. Visit us at 7974 Centennial Dr Memphis Tn 38125 in Memphis, TN to learn more about how we can partner with you on your journey to success. Give us a call at (901) 757-7999 or check out our website at https://www.faafcu.org/ for more information!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of driving a new vehicle? Our auto loans and vehicle financing options make it easy to get behind the wheel without straining your budget. We offer competitive rates and flexible terms that fit your financial situation. Imagine cruising down the road in your dream car without the stress of high payments.

Business Banking

For small business owners, our business banking services, including merchant services and business loans, are designed to support your entrepreneurial journey. Whether you need funds to grow your business or tools to manage transactions efficiently, we've got you covered.

Drive-Thru & Shared Branch Services

If you're short on time but still need personal service, take advantage of our drive-thru banking for quick deposits and withdrawals. Additionally, as part of a network of partner credit unions, we provide basic shared branch transactions so you can access your accounts easily while traveling. At F A A, we believe in making banking simple and accessible for everyone. Whether you're visiting us in person or utilizing our digital tools, we're here to ensure your experience is smooth and satisfying. If you have any questions or want more information about how we can assist you further, please don't hesitate to call us at (901) 757-7999. Join us today at Centennial Branch, where member satisfaction is always our top priority!

Mortgage Loans & Refinancing

Homeownership is within reach with our comprehensive mortgage loans and refinancing options. Whether you're a first-time buyer or looking to refinance an existing mortgage for better rates, our team is here to guide you through the process. Picture yourself settling into a home that's truly yours our mortgage solutions can help turn that vision into reality.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can easily check balances, transfer funds, and pay bills from anywhere at any time. Plus, our ATM availability ensures that cash withdrawal is never out of reach.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking services are tailored just for you. From checking and savings accounts that help you save for future dreams, to credit cards with rewards that offer benefits on your everyday purchases, we have options that fit your lifestyle. If you're considering a big purchase or want to consolidate debt, our personal loans and debt consolidation services can provide the support you need.

Digital & Online Banking

Access Your Accounts Anytime

With 24/7 online banking services available at https://www.faafcu.org/, you can check your account balances, pay bills, and transfer money whenever it suits you. No more rushing to the bank before closing time! Our user-friendly platform ensures that all your banking needs are just a few clicks away.

Mobile App for Banking on the Go

For those who prefer to bank from their smartphones, our mobile application is designed to give you access right at your fingertips. You can easily deposit checks using your camera, make person-to-person transfers, and even manage your mobile payments all while enjoying the convenience of banking wherever you are.

Secure Transactions and E-Statements

Security is a top priority for us at F A A. We offer electronic signature authorization for a safer way to handle your transactions online. Plus, with e-statements available, you can keep track of your financial records without the clutter of paper statements. This not only saves trees but also gives you instant access to important documents whenever you need them.

Simplifying Payments

Our mobile payments feature allows you to make quick transactions without having to carry cash or cards. Whether you're splitting a bill with friends or making everyday purchases, you'll find that our services cater to your lifestyle. In summary, our digital and online banking options at F A A provide flexibility, security, and ease-of-use for all our members. Visit us today at https://www.faafcu.org/ to learn more about how we can help simplify your banking experience!

Financial Strength

Growing Member Base

We have a growing community of trust with a total of 18,741 share accounts, showing how many members choose us as their partner in financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, F A A is your trusted partner. Visit us at 7974 Centennial Dr Memphis Tn 38125 or call (901) 757-7999 to learn more about how we can help you achieve your financial goals.

Lending Support

Our lending capacity supports your financial goals across various sectors with $605 in used auto loans and $49,626,723 in total loans and leases. Whether you're looking to buy a vehicle or need financing for other needs, we're here to help.

Member-Focused Savings

We prioritize your savings with $7,494,970 in share certificates and $5,365,596 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting you our members. With non-member deposits at $0, you can trust that our resources are aimed at providing you with better loan rates and exclusive perks.

Operational Efficiency

Our impressive $611,505 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 6 part-time employees who are dedicated to serving you with knowledge and commitment.

Reinvestment for Growth

With $18,830,729 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that your money is not only safe but also working harder for you.

Solid Financial Foundation

With a net worth of $20,505,677, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,800,800 in used vehicle loans and $9,987,294 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, making it easy for you to find the right financing solution that fits your budget.

Credit Lines and Refinancing Options

For those needing extra flexibility in their finances, we provide credit lines totaling $22,500,000. This can be an excellent option for managing unexpected expenses or funding projects. Plus, if you're considering refinancing any existing loans, we have options that might save you money over time. Our knowledgeable staff is ready to assist you with all loan inquiries and eligibility questions. You can reach us at (901) 757-7999 or visit us at our branch located at 7974 Centennial Dr Memphis Tn 38125 in Memphis, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At F A A, we're dedicated to helping our members achieve financial wellness through tailored lending solutions that make sense for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,782,330, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,366,802 in loans helping members manage their finances effectively. These cards come with various benefits to help you earn rewards while keeping your spending under control.

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Real-Time Rate Comparisons

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F A A FEDERAL CREDIT UNION - Memphis, TN

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