Student Loans in Memphis, TN

Looking for reliable federal loan servicing in Memphis, TN? Local lenders understand your unique needs and offer flexible repayment plans designed to fit your budget. Comparing options helps you find the best rates and support tailored to your education goals.

Memphis credit unions and community-focused lenders provide more than just loans—they offer guidance and resources to help you succeed. Take a moment to compare student loan offers today and invest confidently in your future with trusted local support.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
tvfcu
1.95 - 17.64 %
∞
forteracu
2.08 - 17.64 %
∞
tvacreditunion
2.08 - 17.64 %
∞
connexuscu
2.45 - 8.7 %
∞
cafcu
2.45 - 8.7 %
∞
navyfederal
2.67 - 6.14 %
∞
elfi
2.99 - 6.75 %
15 Yrs
∞
customchoice
3.35 - 17.64 %
7 Yrs
∞
cccu
3.74 - 13.49 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Tennessee Valley's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago. The Undergraduate student loan (fixed) APR is 1.95% to 17.49% , down slightly from 1.99% to 17.49% seven days ago and lower than 2.89% to 17.49% sixty days ago.

Fortera's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , up from 1.95% to 17.49% seven days ago but down from 2.09% to 17.49% thirty days ago. The Medical school loan (variable) shows a range of 3.75% to 14.46% , unchanged from seven days ago but up from 3.62% to 14.33% thirty days ago. Knoxville Tva Employees's fixed Medical school loans with APRs from 2.08% to 14.97% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. Their variable Undergraduate student loans range from 3.75% to 16.95% , up from 7 days ago, unchanged from 30 days ago, and up from 90 days ago.

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan–Fixed Rate has an APR range of 2.45% to 8.7% today. This rate is unchanged from 7, 30, and 60 days ago but is lower than it was 90 days ago. Navy Federal Credit Union's Fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago but down from 2.92% 60 days ago. The Fixed APR for refinance loans is 4.45% , up from 4.2% seven and 30 days ago. Variable APR for refinance loans is 4.77% , also up from 4.52% seven and 30 days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The Undergraduate Student Loans fixed rate is also 2.99% , steady from 7 and 60 days ago. Variable rates for both Graduate and Undergraduate loans remain at 6.75% , with no change from 7, 30, or 60 days ago. Custom–Choice's Fixed Student Loan has an APR range of 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. The Variable Student Loan's APR range is 3.65% to 17.64% , up from 30, 60, and 90 days ago but unchanged from 7 and 30 days ago.

City & County's fixed–rate student loans with APRs ranging from 3.74% to 13.24% , unchanged from 7, 30, 60, and 90 days ago. Their variable–rate loans have APRs between 4.99% and 13.49% , also showing no change over the same periods.

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