Welcome to espeeco, a trusted financial institution proudly serving our community since 1954. Under the leadership of CEO MANDY PHIPPEN and Board President JUDE HUPP, we are dedicated to empowering our members with the tools and resources they need for financial success. Located in the heart of Bakersfield, CA, we offer a comprehensive range of banking services designed with your needs in mind, all while adhering to our mission of providing exceptional service and support to our valued members.

As an NCUA-insured institution since 1/4/1971 0:00, we prioritize your financial security and peace of mind. At espeeco, we understand that modern banking requires flexibility and convenience, which is why we provide a suite of innovative tools including online banking, a user-friendly mobile application, person-to-person transfer capabilities, and more. Whether you’re accessing your accounts online or managing your finances on the go, we ensure that our services are accessible and tailored for a seamless experience. For more information, visit us at https://www.espeeco.org/ or reach out via fax at (661) 327-9791. Join us as we continue to build a brighter financial future together!

At Espeeco, we take pride in offering a comprehensive suite of financial services tailored to meet the diverse needs of our members. From personal banking solutions such as checking and savings accounts to specialized services like auto loans and mortgage refinancing, our offerings are designed to help you manage your everyday banking with ease. Business owners will find value in our business banking solutions, which include merchant services and business loans that can support the growth of small enterprises. Additionally, our credit cards come with rewards, making it even easier for members to benefit from their spending.

In today's digital age, we understand the importance of accessibility and convenience in managing finances. That's why we offer robust online banking options along with a user-friendly mobile app that allows members to bank on-the-go. Features such as person-to-person transfers enable quick and easy transactions between friends and family, while our commitment to providing efficient banking means that you can access your accounts anytime, anywhere. For those looking to plan for life's milestones or simply streamline their financial activities, our tools are designed with your needs in mind. You can learn more about membership eligibility by visiting http://www.espeeco.org/about-us/how-to-join , ensuring that anyone interested can join our community. For those considering financing options, comparing rates is effortless through https://www.lendmesh.com/loans/vehicle_loans .

Whether you're saving for a dream vacation or looking to secure funding for a new business venture, Espeeco is here to support you every step of the way. Our dedicated team is always ready to assist with any inquiries—feel free to reach out at (661) 327-9791 for personalized support. Join us today and experience how we can help you achieve your financial goals with confidence.

Espeeco stands as a trusted and valuable financial partner, embodying stability and commitment to its members since 1954. With a robust Total Membership of 1,080, Espeeco has cultivated a community-focused approach that prioritizes the needs of its members. The credit union boasts impressive Total Assets amounting to 11,083,144, reflecting its strong foundation and financial health. This is further underscored by a solid Net Worth of 958,221, indicative of prudent management and a commitment to sustainability.

The institution’s performance is highlighted by a commendable Net Income of 143,239, demonstrating its ability to generate revenue while serving its community effectively. With Total Deposits reaching 1,463,204, members can trust that their funds are secure and accessible, supported by a dedicated team of just Total Employees 2 who work diligently to provide personalized service. The impressive Net Worth Ratio of 865 further signifies the credit union’s resilience and capacity for growth, allowing it to navigate economic fluctuations confidently.

In terms of lending, Espeeco facilitates diverse financial solutions with a noteworthy Credit Card Loan Volume of 109 and an active engagement in auto financing, reflected in its substantial Auto Loan Volume of 246. Additionally, the credit union extends support to local businesses with its presence in the commercial loan sector, evidenced by having made Commercial Loans available to their valued members.

Transparency is paramount at Espeeco, and all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . This commitment to openness ensures that members are well-informed about their financial institution.

For those seeking competitive rates and exceptional services tailored to individual needs, Espeeco invites you to explore your options further. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.