ESPEECO FEDERAL CREDIT UNION

Welcome to Espeeco, your trusted financial partner located at 2650 Thousand Oaks Blvd, Memphis, TN 38118. Since our establishment in 1954, we have proudly served over 1,080 members, building a strong community through personalized banking solutions tailored to meet your needs. With total assets amounting to $11,083,144 and deposits totaling $1,463,204, we stand firm as a reliable credit union dedicated to supporting our members' financial goals. At Espeeco, we recognize the importance of trust and transparency in our relationships with you. Under the leadership of CEO Mandy Phippen and Board President Jude Hupp, our small yet dedicated team of just two employees works diligently to ensure that every member feels valued and supported. Whether you're looking for loans or simply wish to manage your savings effectively, we're here to provide guidance and assistance every step of the way. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to the same address: 2650 Thousand Oaks Blvd, Memphis, TN 38118. We invite you to explore our services further on our website at www.espeeco.org, where you can learn more about how we can assist you with your financial journey. Join us today and experience the commitment of a community-focused credit union that prioritizes your success! If you have any questions or need assistance, feel free to call us at 800-888-0766. We're excited to help you achieve your financial aspirations!

Welcome to Espeeco, conveniently located at 2650 Thousand Oaks Blvd in the vibrant city of Memphis, TN! Our branch is nestled in Shelby County, making it easy for you to access our services whether you're nearby or just passing through. We pride ourselves on being a community-focused credit union dedicated to meeting your banking needs. While members can visit us at this address, official correspondence should be sent to the same address: 2650 Thousand Oaks Blvd, Memphis, TN 38118. This location is not only accessible but also features convenient parking options and ADA-compliant facilities to ensure everyone can bank with ease. Our branch is close to several local landmarks, making it a familiar stop for many residents. Whether you're stopping by after shopping at a nearby store or heading home from work, we're here to serve you with friendly faces and helpful service. At Espeeco, we understand that your time is valuable. That's why we encourage you to give us a call at 800-888-0766 if you have any questions or need assistance before your visit. While we currently do not offer ATM services or drive-thru banking, our team is ready to assist you inside the branch during our operating hours. We look forward to welcoming you soon! Visit us today and discover how we can help you achieve your financial goals.

At Espeeco, we believe in building a community where everyone feels welcomed and valued. Becoming a member is easier than you might think! If you're living, working, worshiping, or attending school in the Memphis area, you're likely eligible to join us. We pride ourselves on serving our members with tailored financial solutions that cater to your unique needs. By joining Espeeco, you'll gain access to a variety of benefits, including competitive rates on loans and savings accounts, personalized service, and a commitment to your financial well-being. To learn more about the specific eligibility requirements and see if you qualify, feel free to visit our website at http://www.espeeco.org/about-us/how-to-join . If you have any questions or need assistance with the process, don't hesitate to reach out to us at (800) 888-0766. We're here to help you every step of the way as you take this exciting step towards becoming part of our supportive family at Espeeco located at 2650 Thousand Oaks Blvd Memphis Tn 38118.

At Espeeco, we understand that managing your finances should be as easy and secure as possible. That's why we offer a comprehensive suite of digital and online banking services designed to fit your busy lifestyle. With the ability to access your accounts anytime and anywhere, you can take control of your financial future with confidence. Our online banking platform, accessible at https://www.espeeco.org/ , provides you with 24/7 access to your accounts. Whether you're checking your balance, transferring funds, or reviewing recent transactions, everything you need is just a few clicks away. Plus, our user-friendly interface ensures that you can navigate your finances without any hassle. For those who prefer mobile banking, our dedicated mobile application is available for download. You can enjoy the convenience of banking on the go, making it easy to manage your money from your smartphone or tablet. Want to send money to friends or family? Our person-to-person transfer feature allows you to do just that with ease. We also prioritize security in all our digital offerings. While we do not currently provide electronic signature authorization or e-statements, rest assured that all transactions through our online services are safeguarded with advanced security measures. In today's fast-paced world, mobile payments are becoming increasingly popular, but at this time, Espeeco does not support this feature. However, we continually strive to enhance our services based on member feedback and technological advancements. Experience the ease and convenience of managing your finances with us today! For more information about our digital banking services or to get started with online banking, visit us at https://www.espeeco.org/ or give us a call at (800) 888-0766. Your financial journey is just a click away!

At Espeeco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong is vital to your peace of mind. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $958,221, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 865 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,094,747 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $814,982 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $6,365,818 in total loans and leases. This includes $123 in used auto loans, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $143,239, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees, ensuring our branch is always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 1,642, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $12,996. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Espeeco is your trusted partner. Visit us at 2650 Thousand Oaks Blvd Memphis Tn 38118 or call 800-888-0766 to learn more about how we can help you achieve your financial goals.

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