Welcome to cnic-employees, where we have been committed to serving our members since 1928. Located in the heart of Memphis, TN, we pride ourselves on being a trusted financial partner within our community. Our mission is rooted in providing exceptional service to all members, including military personnel, while empowering them with the financial tools they need for a brighter future. Under the leadership of CEO SANDRA GRIFFIS and Board President Jason Grissom, we strive to foster a member-first approach that puts your needs at the forefront.

At cnic-employees, we understand that modern banking requires flexibility and accessibility. That’s why we offer a comprehensive suite of services designed to meet your everyday financial needs, from online banking and mobile app access to person-to-person transfers and electronic statements. Our commitment to security is exemplified by our NCUA insurance, which has been in place since 12/3/1993 0:00, ensuring peace of mind for all deposits. Whether you’re looking for auto loans, personal loans, or business banking services, you can trust us to provide reliable support every step of the way. For more information about how we can assist you, visit our website at https://icecu.net/ or reach out via fax at (901) 332-1197.

At cnic-employees, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking to manage your everyday banking needs or plan for significant life milestones, our offerings are tailored to empower you. From personal banking solutions such as checking and savings accounts to more specialized options like auto loans and mortgage refinancing, we provide the tools necessary for financial success. Our business banking services cater to small businesses with merchant services and business loans, ensuring they have the support needed to thrive in a competitive environment.

In today's fast-paced world, digital access is essential, and at cnic-employees, we make it easy for our members to stay connected. With robust online banking capabilities, a user-friendly mobile application, and convenient features like person-to-person transfers and mobile payments, managing your finances has never been simpler. Additionally, our commitment to transparency is reflected in our e-statements and electronic signatures, allowing you to access your information securely from anywhere. For those interested in comparing loan options or checking rates, our loan aggregator service provides valuable insights into the best financial products available. If you're considering joining us, find out more about membership eligibility at https://icecu.net/membership/ . We’re here to support you every step of the way; feel free to reach out at (901) 332-1197 for personalized assistance and guidance tailored to your unique financial journey.

Cnic Employees Credit Union stands as a beacon of financial reliability and community commitment in Tennessee. With a total membership of 1,186, we pride ourselves on being a trusted partner for individuals and families seeking to secure their financial future. Our robust financial standing is underscored by total assets amounting to 10,115,618, demonstrating our strength and stability in the ever-evolving financial landscape.

Our net worth, which currently stands at 1,545,746, reflects our commitment to maintaining sound fiscal health while serving our members' best interests. Although our net income shows a loss of -36,844, we continue to focus on enhancing member services and growing our loan portfolio, which includes a diverse range of offerings such as auto loans with a current volume of 396 and credit card loans totaling 209.

With total deposits reaching 529,553 and an impressive number of loans and leases at 683, we are dedicated to fostering financial growth within our community. Employing just four dedicated professionals, our small but mighty team ensures personalized service, allowing us to maintain a strong connection with each member.

Our net worth ratio of 1,522 showcases our prudent management practices, ensuring that we remain well-capitalized to meet the needs of our members. While we currently have no commercial loans or borrowings, our focus remains on providing exceptional personal banking services that empower our members financially.

We understand that trust is built through transparency and impact, which is why performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to explore how Cnic Employees Credit Union can be your valuable financial partner. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and discover the best rates tailored for your needs.