Student Loans in Memphis, TN

Looking for reliable federal loan servicing in Memphis, TN? Local lenders understand your unique needs and offer flexible repayment plans designed to fit your budget. Comparing options helps you find the best rates and support tailored to your education goals.

Memphis credit unions and community-focused lenders provide more than just loans—they offer guidance and resources to help you succeed. Take a moment to compare student loan offers today and invest confidently in your future with trusted local support.

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Lender
APR
Term
Link
Info
university-credit-union
4.74 - 15 %
∞
y12fcu
5.14 - 12 %
15 Yrs
∞
leaderscu
5.99 - 12 %
∞
dcu
6.25 - 14.5 %
∞
altra
6.49 %
∞
affinityplus
6.49 - 13.4 %
20 Yrs
∞
dupaco
7.5 - 10.02 %
∞
nasafcu
7.75 - 18 %
25 Yrs
∞
bcu
8.1 - 8.25 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% . Y–12's private student loans with variable rates ranging from 5.14% to 12% and fixed rates from 5.64% to 12% . The refinance loans have the same rate ranges for both variable and fixed. There is no rate change compared to 7 or 30 days ago.

Leaders Credit Union has variable student loan rates ranging from 5.99% to 12% APR today. These rates are unchanged from both 7 and 60 days ago. The credit union's variable rates remain steady over this period. Digital has Variable Rate Student Loans with APRs from 6.25% to 12.5% and Fixed Rate Student Refinance Loans ranging from 4.75% to 10.5% . These rates are unchanged from 7 and 30 days ago. Both loan types show steady APR ranges over the past two months.

Altra's Private Student Loans with fixed rates have an APR of 6.49% today. This rate is unchanged from 60 and 90 days ago. Affinity Plus has an Undergraduate Line of Credit (fixed) with an APR of 6.49% , unchanged from 7, 30, and 60 days ago but down from 6.99% 90 days ago. The Graduate Line of Credit (fixed) is 7.99% , steady from 7, 30, and 60 days ago and lower than 8.1% 90 days ago. Dupaco Community's student loans with variable rates ranging from 7.5% to 9.75% and fixed rates from 7.77% to 10.02% . Both the variable and fixed rates are unchanged from 30 and 60 days ago.

Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

🏦 Local Lenders in Memphis, TN

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