FedEx Employees Credit Association Memphis TN | Quick Personal Loans & Auto Financing

Introduction

Welcome to Fedex Employees Credit Association, your trusted financial partner located at 3670 Hacks Cross Rd, Memphis, TN 38125. Established in 1974, we have proudly served our community for nearly five decades, building a strong foundation of trust and reliability. With a membership base of over 101,681 individuals, we are committed to providing exceptional service tailored to meet the needs of our members. At Fedex Employees Credit Association, we understand that financial decisions can be daunting. That's why we're here to guide you through every step of your journey. Our total assets stand at an impressive $622,960,885, reflecting our stability and capacity to support you in achieving your financial goals. Whether you're looking for personal banking options such as checking and savings accounts or seeking financing solutions like auto loans and mortgages, we've got you covered. We are proud to offer $16,202,766 in total deposits, showcasing the trust that our members place in us. With a net worth of $87,694,782, you can feel confident knowing your funds are secure with a financially sound institution. Our dedicated team of 128 employees is led by CEO Tara Burton and Board President Lea Caraway, who share a commitment to serving our members with integrity and respect. While you can visit us at our physical location for all your banking needs, please note that any official correspondence should be sent to the same address: 3670 Hacks Cross Rd, Memphis, TN 38125. Explore our website at fecca.com to learn more about our services or call us at 901-434-5100 for personalized assistance. Join us today and discover how we can help you thrive financially!

Branch History & Mission

The Fedex Employees Credit Association, located in the vibrant city of Memphis, TN, has a rich legacy that began in 1974. Over the years, we have grown alongside our community, evolving from a small financial institution into a trusted partner for over 101,681 members. Our branch is situated at 3670 Hacks Cross Rd, a convenient location that is easily accessible for all our members. From our inception, we have remained committed to serving the financial needs of our members with integrity and respect. With total assets amounting to an impressive $622,960,885, we pride ourselves on providing robust financial services tailored to the unique needs of our members. Our mission is clear: we aim to empower individuals and families by offering exceptional banking services while fostering a sense of community and support. At the heart of our operations is a dedication to customer service. We understand that banking can sometimes be overwhelming, which is why we strive to make every interaction meaningful and positive. Our lobby hours are Monday through Friday from 8:00 AM to 4:30 PM, allowing us to serve you at your convenience. For those on the go, we provide ATM access for easy cash withdrawals and balance checks, ensuring you can manage your finances without hassle. Our commitment goes beyond just banking; it extends into the community as well. We believe in giving back through various outreach programs and partnerships aimed at enhancing the lives of those around us. By investing in local initiatives, we work towards building a stronger Memphis together. While members can visit us at 3670 Hacks Cross Rd, official correspondence should be sent to the same address for consistency. We are proud not only of our growth but also of our ability to adapt to changing times offering online banking, mobile payments, and e-statements for your convenience. In conclusion, we invite you to join us at the Fedex Employees Credit Association. Experience firsthand how our mission drives us to provide valuable financial services while supporting our community. Together, let's build a brighter future! For more information about membership or services offered, please contact us at 901-434-5100 or visit our website here.

Branch Location & Accessibility

Convenient Access

Our location is well-equipped for ease of access. Whether you're driving from nearby neighborhoods or stopping by on your lunch break, you'll find ample parking available right outside our doors. We are committed to ensuring that everyone can visit us comfortably. Our branch meets ADA standards, featuring ramps and other accommodations for individuals with disabilities.

Operating Hours & Services

We invite you to visit us Monday through Friday from 8:00 AM to 4:30 PM. During these hours, our dedicated team is here to assist you with a range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also offer business banking solutions tailored to meet the needs of local entrepreneurs. For those who prefer digital banking, we provide online and mobile banking services that allow you to manage your finances anytime, anywhere. Plus, our ATM is available for quick cash withdrawals and balance checks.

Stay Connected

If you need assistance or have questions about our services, don't hesitate to give us a call at 901-434-5100. Our friendly staff is ready to help you navigate your financial journey. While members can visit us at 3670 Hacks Cross Rd for all their banking needs, official correspondence should be sent to the same address. We look forward to welcoming you to the Fedex Employees Credit Association soon!

Member Eligibility

At Fedex Employees Credit Association, we believe that everyone deserves to be part of a supportive financial community. Becoming a member is easier than you might think! If you work for FedEx, are an employee of one of our partner companies, or even a family member of someone who is, you're eligible to join us. We welcome individuals from various backgrounds and professions, making it simple for you to benefit from the services we offer. You can find more detailed eligibility information at https://fecca.com/membership/. Once you're ready to take the next step, opening an account with us is straightforward! Just visit our account opening page at https://campaign.documatix.com/dm/dps/webforms/webform/bafbb0ae1f726dc9 or give us a call at (901) 434-5100. Our friendly team is here to help you every step of the way as you start your journey with Fedex Employees Credit Association at our convenient location: 3670 Hacks Cross Rd Memphis Tn 38125. Join us today and experience the advantages of membership firsthand!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine having a reliable partner that simplifies your payment processes. Our merchant services offer you the tools you need to accept payments effortlessly, so you can focus on what matters most growing your business. From credit card processing to point-of-sale systems, we provide practical solutions that enhance customer experiences and boost your bottom line. Visit us at 3670 Hacks Cross Rd Memphis Tn 38125, Memphis, TN, or call us at (901) 434-5100 to learn how our business banking and commercial services can help you reach new heights!

Comprehensive List Of Services

Business Banking Services

For business owners, Fedex Employees Credit Association provides tailored banking solutions. Our merchant services simplify transactions so you can focus on growing your business. Whether you need a business loan to expand or just want to streamline operations, we have resources available to support your goals.

Convenient Access Anytime

Accessing your accounts has never been easier with our online and mobile banking services. Plus, we have an ATM available for quick cash withdrawals and balance checks right when you need them. Although we do not currently offer drive-thru service, our lobby hours from Monday through Friday (8:00 AM - 4:30 PM) ensure that you receive personalized service when you visit us. At Fedex Employees Credit Association, we believe that financial well-being should be within everyone's reach. With easy access to a comprehensive list of services such as personal banking accounts, auto loans, mortgages, business solutions, and digital banking tools, we're here to help you thrive. We invite you to explore all that we offer at Hacks Cross! For any questions or assistance, feel free to call us at (901) 434-5100 or visit us at our branch location. Your financial success starts here!

Personal Banking Solutions

Our personal banking services start with checking and savings accounts that help you manage your day-to-day finances. Imagine easily tracking your spending with our online and mobile banking features. You can check your balance, transfer funds, and even pay bills right from your smartphone or computer. When it comes to financing big purchases, we offer competitive auto loans and vehicle financing options. Picture driving off in your dream car with manageable monthly payments. Additionally, our mortgage loans and refinancing solutions can make owning a home more achievable. We understand how important it is to find the right loan for your situation, which is why our team is ready to assist you every step of the way. If you're facing unexpected expenses or planning a special project, our personal loans and debt consolidation options can provide the financial relief you need. Plus, with credit cards that offer rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to use electronic signatures. This means you can authorize transactions and agreements securely from anywhere, eliminating the need for physical paperwork. Plus, with e-statements available, you can say goodbye to cluttered mailboxes and keep track of your finances digitally. For those who prefer mobile banking, we've got you covered! Our mobile application allows you to manage your accounts on your smartphone or tablet. You can even make mobile payments easily just tap and go! If you need to send money quickly to friends or family, our person-to-person transfer feature makes it a breeze. Security is always a top priority at Fedex Employees Credit Association. We use advanced encryption technology to ensure that your personal information stays safe. You can bank with peace of mind knowing that your data is protected every step of the way. Our digital banking services offer you convenience without sacrificing security. Enjoy real-time account management wherever life takes you! If you're ready to take advantage of these features and more, visit us at https://fecca.com/ today.

Financial Strength

Commitment to Growth and Innovation

With $86,592,302 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $4,635 in used auto loans and $297,532,293 in total loans and leases, we support our members' financial goals across various sectors.

Growing Membership Base

We have a strong community of trust with 165,027 total share accounts, demonstrating a growing member base that believes in our mission. Our net shares (funds available for lending and investments) stand at $989,539, further showcasing our commitment to serving you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fedex Employees Credit Association is your trusted partner. Visit us at 3670 Hacks Cross Rd Memphis Tn 38125 or call (901) 434-5100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $51,842,850 in share certificates and $138,950,049 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $133,021, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 126 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $87,694,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,540,736 in used vehicle loans and $31,739,223 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, making it easier for you to find the right fit for your budget. Plus, if you're considering refinancing your existing auto loan, we can guide you through that process as well.

Business Loans

For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand. Whether you're looking for equipment financing or working capital, we can help craft a solution that fits your business needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $16,892,034 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and rewards programs tailored to enhance your purchasing power while keeping your expenses in check.

Financial Resources

At Fedex Employees Credit Association, we're committed to providing transparent information about all our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have questions about eligibility or want more information on how our loans can work for you, don't hesitate to reach out at (901) 434-5100 or visit us at our branch located at 3670 Hacks Cross Rd Memphis Tn 38125, Memphis, TN. Explore your options today and take the first step toward achieving your financial dreams with us!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade, our team is here to support you every step of the way. We also have eligibility options available that can help you secure the best rates.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees fair and transparent offers for all users. Each listed loan is backed by reliable data from legitimate financial institutions, ensuring you can trust the information you see.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from credible sources, providing transparency in your choices. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You receive up-to-date loan rates from multiple institutions, allowing you to easily compare options and make a sound decision. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to take control of your loan search? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION - Memphis, TN

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Memphis, TN (38125)