Personal Loans in Birmingham, AL

Looking for the best personal and home loan rates in Birmingham, AL? Compare offers from trusted local lenders to find competitive interest rates that fit your budget and goals. Whether it’s a home upgrade or an unexpected expense, you deserve a loan that works for you.

Our community-focused lenders understand Birmingham’s unique needs and offer fast approvals with flexible terms. Start comparing today to secure affordable financing backed by friendly, local service that supports your dreams every step of the way.

Filters

Lender
APR
Term
Amount
Link
Info
apcocu
10.9 - 11.5 %
1.1 - 3 Yrs
guardiancu
11.39 - 12.69 %
2.1 - 4 Yrs
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
americafirst
12.49 - 16.49 %
1 Yrs
mymax
13.25 - 18 %
3.5 Yrs
allincu
14.99 %
5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Apco Employees's closed end signature loans and open end signature loans with an APR of 10.9% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain consistent pricing over the past three months. Guardian's Relationship pricing signature loans with an APR of 11.39% and Signature loans at 11.69% . These rates have stayed the same over the past 7, 30, 60, and 90 days. Both loan types show no change in their APRs during this period.

Affinity's personal loans with an APR of 11.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their debt consolidation loan has a fixed APR of 12.75% , also unchanged during these periods. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these time frames. Max's Personal loans have a fixed APR of 13.25% . The Revolving line of credit carries an APR of 18% , which has stayed the same over the past 7, 30, 60, and 90 days. All In's an open–end line of credit and unsecured loans with an APR of 14.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their secured open–end line of credit has a 15.99% APR, also unchanged during these periods.

🏦 All Local Lenders in Birmingham, AL

Lender NameBranch AddressOffice ServicesLender Snapshot
AMERICA'S FIRST FEDERAL CREDIT UNION
1819 20TH STREET ENSLEY BIRMINGHAM AL 35218
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,514,666,869
Deposits: $241,463,130
Net Worth: $284,700,495
Employees: 436
Members: 195,392

🏘️ All the Lenders Available in Jefferson County, AL

Compare other loan types in Birmingham, AL

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