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The table below shows personal loan rates for Raleigh, NC 27615 and Wake County. Langley Credit Union, Self-Help Credit Union, and State Employees' Credit Union each have branches in Raleigh. Their details appear in the lender listings alongside other personal loan offers available in this ZIP code.
APR reflects the total annual cost of a personal loan, including fees, unlike the headline rate which may exclude them. Comparing APRs gives a clearer basis to evaluate two offers since it accounts for both interest and additional charges over the loan term.
Today’s Personal Loan Rates & Analysis - Updated on 2026-OCT-04
Credit Union Loan Rates - Trends & Analysis:
Pentagon's Personal loans have a fixed APR of 6.09% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Baxter's personal loan has a minimum APR of 6.99% , which is down from 7.49% seven and 30 days ago. The personal line of credit rate is 8.74% today, up from 8.49% over the past 7, 30, and 60 days. The credit builder loan remains steady at 4.5% with no changes in the last 60 days. Affinity Plus has a Credit builder loan with a 6% APR that has stayed steady over the past 90 days. Its Holiday loan APR is 6.49% , up from 6.24% seven and 30 days ago. The Personal line of credit rate is 15.49% , slightly higher than it was a week and a month ago.
Truliant's Debt180 debt consolidation loan and Personal convenience loan both have an APR of 7.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The Preferred line of credit /overdraft protection has an APR of 13.24% , up from 12.99% seven days ago and in the previous months. Nasa's Personal unsecured loan has a 8.04% APR today, up from 7.79% seven and 30 days ago but higher than 7.69% seen 60 and 90 days ago. The Cashline line of credit is at 11.74% APR now, unchanged from seven days ago but up from 11.49% thirty and 90 days ago.
State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union's personal loans like the Debt consolidation loan and Home improvement loan with an APR of 8.74% . These rates have stayed the same over the past 7, 30, 60, and 90 days. The Personal expense loan also has a steady APR of 8.74% during this time.
Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. University's personal loans with an APR of 8.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. No changes have been made to the rate during this period.