Self-Help Credit Union Raleigh NC | Top Checking & Auto Loans

Introduction

Welcome to Self-help, your trusted financial partner located at 7029 Harps Mill Rd, Raleigh, NC 27615. Established in 1983, we have been dedicated to serving our community for over 40 years. With a proud membership of 89,275 individuals, we are here to help you achieve your financial goals, whether you're looking for personal banking services, auto loans, or business financing. At Self-help, we believe in the power of community and the importance of accessible financial solutions. Our total assets amount to a robust $1,859,358,597, underscoring our commitment to stability and security. We understand that every member's journey is unique; that's why we offer tailored services designed to meet your needs. From checking and savings accounts to mortgages and credit cards with rewards, we've got you covered! Our team is led by CEO Martin Eakes and Board President Deborah McKetty, who prioritize member satisfaction and community impact. With a staff of 306 dedicated employees, we're here to provide personalized service that puts you first. While members can visit us at our Raleigh branch for all their banking needs, official correspondence should be sent to the same address: 7029 Harps Mill Rd, Raleigh, NC 27615. Whether you have questions or want to explore our services further, don't hesitate to reach out! You can contact us at 919-233-7838 during our lobby hours from Monday through Friday, 9 AM to 5 PM. Join us at Self-help today and experience the difference of being part of a credit union that truly cares about its members! For more information on our offerings and how we can assist you, visit us online at self-help.org. We look forward to welcoming you into our community!

Branch History & Mission

Welcome to the inspiring story of Self-help, located at 7029 Harps Mill Rd, Raleigh, NC 27615. Since our founding in 1983, we have been committed to serving our community and fostering financial well-being for all. Over the years, we have grown significantly, now proudly supporting a membership of 89,275 individuals who trust us with their financial needs. From our humble beginnings, Self-help has developed into a cornerstone of financial support in Raleigh. With total assets reaching an impressive $1,859,358,597, we offer a wide range of services designed to empower our members. Our mission is simple yet powerful: to provide accessible financial services that help individuals achieve their goals while also contributing positively to the community. At Self-help, we believe that everyone deserves the chance to thrive financially. That's why we focus not only on traditional banking services like checking and savings accounts but also on essential offerings like auto loans, mortgages, personal loans, and credit cards with rewards. We understand the importance of digital convenience too; hence, our members can enjoy online banking and mobile access. While you can visit us at our main location in Raleigh, please note that official correspondence should be sent to the same address: 7029 Harps Mill Rd, Raleigh, NC 27615. For your convenience, we are open Monday through Friday from 9 AM to 5 PM, providing both lobby access and drive-thru banking options for quick transactions. Our commitment extends beyond just financial services. We actively engage in community outreach efforts and form partnerships that enhance local initiatives. Our goal is not only to help our members financially but also to uplift the entire community around us. We take pride in being ADA compliant and ensuring that everyone feels welcome at our branch. Whether you're visiting for the first time or you're a long-time member seeking additional assistance, our team is dedicated to making your experience smooth and enjoyable. Join us today at Self-help! Experience firsthand how we can assist you in achieving your financial dreams while contributing positively to our vibrant community. For more information or inquiries, feel free to reach out at 919-233-7838. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call to Action

We invite you to visit us soon! Experience our friendly service firsthand and discover how we can support your financial journey. If you have any questions before stopping by, feel free to reach out via phone. We look forward to serving you!

Convenient Access and Amenities

Parking is readily available at our branch, ensuring that you can visit us without any hassle. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them. Plus, if you prefer to bank on the go, we offer both ATM services and drive-thru banking options for quick transactions like deposits and withdrawals.

Nearby Landmarks

Located near local shops and restaurants, our Self-help branch is not just a place for banking; it's part of your community! When visiting us, take advantage of nearby attractions that make it easy to combine your banking errands with other activities.

Operating Hours

Our lobby hours are designed to fit your busy schedule! We are open from Monday through Friday, 9 AM to 5 PM, so you can stop by at a time that works best for you. If you have any questions or need assistance outside these hours, don't hesitate to give us a call at 919-233-7838.

Member Eligibility

Joining the Self-help family is more than just opening an account; it's about becoming part of a supportive community that values your financial well-being. At Self-help, we welcome individuals who live, work, worship, or attend school in our local area. This means if you're connected to the Raleigh community, you're likely eligible to become a member! Plus, we believe in making banking accessible and beneficial for everyone, so you'll find a variety of services tailored to meet your needs. To learn more about the specific eligibility criteria, feel free to visit our website at . Getting started is simple! You can open an account with us by visiting our branch located at 7029 Harps Mill Rd Raleigh Nc 27615 or by giving us a call at (919) 233-7838. Our friendly team is here to guide you through every step of the process, ensuring that you feel welcomed and supported. Don't miss out on the advantages of being part of Self-help where your financial goals are our priority!

Business Banking & Commercial Services

Empowering Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $201 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $261,180,593, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

Beyond loans, we offer merchant services that simplify your operations. Imagine being able to process payments easily while focusing on what you do best running your business. Whether you're a retail shop or a service provider, our merchant services ensure you can accept payments seamlessly and efficiently. Located at 7029 Harps Mill Rd Raleigh Nc 27615 in Raleigh, NC, our team is ready to assist you Monday through Friday from 9 AM to 5 PM. For any inquiries or assistance, feel free to reach us at (919) 233-7838. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

ATM Access & Drive-Thru Services

Need cash on the go? Our network of ATMs ensures you can access funds whenever required. Plus, enjoy the ease of our basic drive-thru banking for deposits, withdrawals, and simple transactions without leaving your vehicle.

Business Banking Services

For entrepreneurs and business owners, we have dedicated services such as merchant services and business loans. This means whether you're just starting out or looking to expand your operations, we have the tools and resources necessary to support your journey.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Self-help, we provide robust online and mobile banking features. You can manage your accounts anytime, anywhere with ease. From checking balances to transferring funds through our person-to-person payment service, everything is at your fingertips.

Credit Options with Benefits

We also offer credit cards with rewards, allowing you to earn while you spend. Imagine earning points for every dollar spent, which can lead to exciting travel opportunities or cashback rewards!

Get Started Today!

Whether you're in need of personal banking assistance or looking for business solutions, Self-help is here for you! Visit us at 7029 Harps Mill Rd Raleigh Nc 27615, call us at (919) 233-7838, or explore more about our services online at our website. We look forward to helping you achieve your financial goals!

Personal Banking Solutions

Managing your day-to-day finances can be simple and rewarding with our personal banking services. We offer checking and savings accounts that cater to your unique lifestyle, allowing you to save for that dream vacation or manage everyday expenses effortlessly. Our auto loans and vehicle financing options make it easy for you to drive off in a new car without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services are tailored to help you navigate the real estate market smoothly. Not only do we assist first-time homebuyers, but we also provide refinancing options that could lower your monthly payments. For those unexpected expenses or consolidating debt, our personal loans provide quick access to cash when you need it most, ensuring you're never caught off guard.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This means you can sign documents securely online without the hassle of printing or mailing them. Plus, our e-statements service allows you to receive your account statements electronically, helping you stay organized while reducing paper waste. For those on the go, our mobile application makes banking even easier. You can manage your accounts from your smartphone or tablet with ease. Need to send money to a friend? Our person-to-person transfers let you do just that in just a few taps. And while mobile payments are not available at this time, our app still offers plenty of functionality for everyday banking needs. Security is always a top priority at Self-help. We utilize advanced technology to protect your information and ensure that every transaction is safe and secure. You can bank with confidence knowing that your data is protected. In short, Self-help provides accessible and easy-to-use digital banking options that fit seamlessly into your busy life. Whether you're at home or on the move, managing your finances has never been easier!

Financial Strength

Commitment to Growth

With $146,751,833 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,167 in used auto loans and a total of $1,637,133,842 in loans and leases.

Growing Member Base

Total Share Accounts stand at 116,979, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments are currently at $0, further highlighting our dedication to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 7029 Harps Mill Rd Raleigh Nc 27615 or call (919) 233-7838 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $232,069,390 in share certificates and $714,444,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,860,582, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $13,407,221 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 300 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $500,822,745, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,665 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,039,297 in used vehicle loans and $3,713,994 in new vehicle loans already helping members get on the road. Whether you prefer a new model or a reliable used vehicle, we have financing options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $261,180,593 provide the capital needed to grow and expand. We understand that each business has its own set of challenges and opportunities; our team is ready to work with you to find the best financing solutions. At Self-help, we also provide refinancing options for most of our loan products. If you're considering refinancing an existing loan or exploring eligibility options for one of our offerings, don't hesitate to ask how we can assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We're committed to providing clear information so you can make informed decisions about your finances. Whether you're purchasing a vehicle or looking into homeownership or business financing, Self-help is here for all your lending needs!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $5,711,942 in loans helping members manage their finances effectively, our credit card options come with rewards that can benefit your everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $11,213,728. With flexible terms and competitive rates, our team is here to guide you through every step of the process.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. By pulling data directly from legitimate financial institutions, users can trust that they are viewing genuine loan options without hidden agendas.

SELF HELP CREDIT UNION