State Employees' Credit Union Raleigh NC: Best Auto Loans & Rewards Cards

Introduction

Welcome to State Employees' at Raleigh - Strickland Road, where we're dedicated to serving our community with trust and reliability. Located at 8551 Colonnade Center Dr, Raleigh, NC 27615, our branch has been a cornerstone of financial support since its establishment in 1937. With a total membership exceeding 2.8 million, we pride ourselves on offering personalized banking solutions tailored to meet the needs of our members. At State Employees', your financial wellness is our priority. We manage total assets of over $57 billion, ensuring that your deposits currently totaling around $7.87 billion are not only secure but also working hard for you. Our commitment to transparency and accountability is reflected in our impressive net worth of $5.45 billion and cash in hand of approximately $708 million. Under the leadership of CEO Leigh Brady and Board President Mona Moon, our team of over 8,200 employees is here to provide exceptional service. Whether you need help with auto loans (we have facilitated over 1,194,630 loans) or are looking into mortgages, we offer a wide range of services to assist you in achieving your financial goals. While members can visit us at our Raleigh location, official correspondence should be sent to the same address: 8551 COLONNADE CENTER DR, RALEIGH, NC 27615. If you have any questions or wish to learn more about how we can support your financial journey, feel free to give us a call at 919-841-4194 or visit our website at ncsecu.org. Join us today and discover how we can help you make the most out of your finances!

Branch History & Mission

Join Us!

If you're looking for a credit union that puts its members first and believes in making a difference in the community, we invite you to experience what State Employees' Credit Union has to offer. Join us today and discover how we can help you achieve your financial dreams while being part of something bigger than just banking. For inquiries or assistance, feel free to call us at (919) 841-4194 or visit our website at ncsecu.org. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings with a handful of members, we have grown into a significant financial institution with over 2.8 million members and total assets reaching an impressive $57.2 billion. Our journey reflects our commitment to providing exceptional service and support to the people we serve. Over the years, we've adapted to meet the changing needs of our community while maintaining the core values that define us. We are more than just a credit union; we're a trusted partner in achieving financial goals. Our operating hours from Monday to Friday, 8:30 AM to 5:30 PM, ensure that we are available when you need us most. Plus, with features like drive-thru banking and ATM availability, accessing your accounts has never been easier.

Our Mission

At the heart of State Employees' Credit Union lies our mission: to enhance the financial well-being of our members while supporting community growth. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Additionally, we provide business banking solutions tailored for local entrepreneurs. Our mission extends beyond financial services; we are deeply committed to giving back to our community through various outreach programs and partnerships that foster growth and development. Whether it's through educational workshops or supporting local charities, we strive to make a positive impact in Raleigh and beyond. While members can visit us at 8551 Colonnade Center Dr Raleigh Nc 27615, official correspondence should be sent to 8551 COLONNADE CENTER DR, RALEIGH, NC 27615 if different.

Branch Location & Accessibility

Welcome to the State Employees' located at 8551 Colonnade Center Dr Raleigh Nc 27615 in beautiful Raleigh, NC! This convenient branch is nestled in a vibrant area, making it easy for you to stop by for all your banking needs. Whether you're near the Colonnade Center or just passing through, our friendly staff is ready to assist you. While members can visit us at 8551 Colonnade Center Dr Raleigh Nc 27615, official correspondence should be sent to our mailing address at 8551 COLONNADE CENTER DR, RALEIGH, NC 27615. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can enjoy a hassle-free visit. We know that your time is valuable, which is why we offer convenient drive-thru banking services. You can quickly make deposits, withdrawals, or complete simple transactions without leaving your vehicle. Plus, our ATM is available on-site for those who prefer cash withdrawals or balance checks any time of day. At State Employees', we understand that flexibility matters. That's why we're open Monday through Friday from 8:30 AM to 5:30 PM. Our team is dedicated to providing personalized service and ensuring that your banking experience is as smooth as possible. If you have any questions or need assistance, don't hesitate to reach out! You can call us at (919) 841-4194. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of State Employees' is like joining a welcoming family that values your financial well-being. If you're looking to join our community, you'll be pleased to know that membership is open to individuals who work for or are retired from the State of North Carolina, as well as their immediate family members. This inclusivity means that whether you're just starting out in your career or enjoying retirement, you can take advantage of all the wonderful benefits we offer. With a focus on personalized service and competitive rates, State Employees' is dedicated to helping you achieve your financial goals. Getting started is simple! You can find more detailed eligibility criteria by visiting our website at http://www.ncsecu.org/join#eligibility. When you're ready to open an account, just head over to https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, or give us a call at (919) 841-4194 for any questions. We're located at 8551 Colonnade Center Dr Raleigh Nc 27615, and we look forward to welcoming you into our credit union family!

Business Banking & Commercial Services

Merchant Services: Simplifying Transactions

Running a successful business also means ensuring smooth transactions. Our merchant services are designed to make payment processing easy and efficient, whether you're selling in-store or online. With reliable support and competitive rates, we help businesses manage cash flow better, allowing you to focus on what truly matters serving your customers. Whether you're just starting out or looking to take your established business to new heights, State Employees' is here to partner with you every step of the way. Reach out today at (919) 841-4194 to learn how we can assist you!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans funded yet, our focus is on creating opportunities for local businesses in Raleigh, NC.

Comprehensive List Of Services

Additional Services

For those quick transactions, our Basic Drive-Thru Banking allows for easy deposits and withdrawals without leaving your car. If you're in a rush, use one of our ATMs for simple withdrawals and balance checks. At State Employees', we prioritize making banking accessible and straightforward for everyone in Raleigh. With our friendly staff ready to assist you during operating hours from Monday to Friday, 8:30 AM - 5:30 PM, we're here to ensure all your banking needs are met with care and expertise. Ready to take the next step? Visit us at 8551 Colonnade Center Dr Raleigh Nc 27615, give us a call at (919) 841-4194, or check out our website at https://www.ncsecu.org/ for more information on how we can serve you best!

Business Banking

For our entrepreneurial members, we also offer comprehensive Business Banking services, including Merchant Services & Business Loans that can help you grow and manage your business effectively.

Credit Options

Don't forget about building credit! Our Credit Cards with Rewards allow you to earn benefits while making everyday purchases. This can be an excellent way to build credit and enjoy rewards on things you already buy.

Digital and Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking options, allowing you to handle transactions from anywhere whether it's checking balances or transferring funds on the go. You can also access cash easily through our ATM & Cash Withdrawal Services, ensuring you have what you need when you need it.

Loans and Financing

When it comes to big purchases or unexpected expenses, our Auto Loans & Vehicle Financing options can help you hit the road without breaking the bank. If home ownership is on your mind, check out our Mortgage Loans & Refinancing services designed to guide you through every step of buying or refinancing a home. For those who need additional funds for personal projects or debt relief, our Personal Loans & Debt Consolidation options provide flexible solutions tailored to your financial situation.

Personal Banking

We understand that personal banking is at the heart of our members' lives. That's why we offer various Checking & Savings Accounts that make it easy to manage your finances. Whether you're just starting out or looking to grow your savings, our accounts come with features that fit your lifestyle.

Digital & Online Banking

Key Features

Our online banking platform is not just user-friendly; it also offers powerful tools for real-time account management. You can view your balances, transfer funds, and pay bills without the need for paper checks or long wait times. Plus, with e-statements available, you can go green by opting for electronic statements instead of traditional mail saving both time and trees! For those who are always on the go, our mobile application provides a seamless experience right from your smartphone. Whether you're checking your balance while out shopping or making mobile payments at your favorite store, managing your money has never been easier or more accessible.

Security and Convenience

We prioritize your security with features like electronic signature authorization, ensuring that all transactions are safe and verified. This means you can confidently sign documents digitally without worrying about potential fraud. Our commitment to protecting your information doesn't stop there; we use advanced encryption methods to keep your data secure. While person-to-person transfers aren't currently offered, our other features more than make up for it. From mobile payments that allow you to pay friends easily to 24/7 support through our online platform, we strive to meet all of your banking needs efficiently. Experience the convenience of digital banking at State Employees' today! Visit us at https://www.ncsecu.org/ to learn more about how our services can simplify your financial life.

Financial Strength

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we currently support our members with $193,516 in used auto loans and $34,904,944,116 across various loans and leases.

Member Base Trust

With 5,850,875 total share accounts, our growing member base trusts us with their finances. This trust translates into a strong commitment to provide the best possible service to each member who walks through our doors or connects with us online. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 8551 Colonnade Center Dr Raleigh Nc 27615 or call (919) 841-4194 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our ability to maintain operational efficiency is reflected in our $2,145,244, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We currently have over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you are buying new or used, our competitive rates make it easier for you to drive away with your dream vehicle.

Credit Lines

For those who prefer flexibility in their borrowing options, we also provide credit lines totaling $18,909,000,000. This allows you to access funds when needed without the commitment of a traditional loan. Our team is here to support you through every step of the loan process. For more information on eligibility and how to apply for any of these products, feel free to reach out to us at 919-841-4194 or visit us at 8551 Colonnade Center Dr., Raleigh NC 27615. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to take the next step or just have questions about our offerings, we're here for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519. We strive to make buying or refinancing simple and accessible for all our members. Plus, if you're considering refinancing your current mortgage, we offer options that may save you money over time.

Unsecured Credit Card Loans

Managing finances is easier with our flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans available, our credit cards can help you navigate daily expenses while offering rewards and benefits tailored to your lifestyle.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Raleigh, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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