State Employees' Credit Union Raleigh NC: Best Auto Loans & Rewards Cards

Introduction

Welcome to State Employees' Credit Union, your trusted partner in financial growth and community support. Located at 2302 Bridgeport Dr, Raleigh, NC 27615, we have proudly served our members since 1937. With a strong foundation built on trust and reliability, we currently boast a membership of over 2.8 million individuals. Our commitment to providing exceptional financial services is reflected in our impressive total assets of $57,229,286,839 and total deposits of $7,866,265,767. At State Employees', we believe that everyone deserves access to quality banking solutions tailored to their unique needs. Our dedicated team of 8,258 employees, led by CEO Leigh Brady and Board President Mona Moon, is here to assist you with everything from personal banking and auto loans to business financing and mortgage options. While members can visit us at our branch location for personal assistance, official correspondence should be sent to the same address: 2302 BRIDGEPORT DR, RALEIGH, NC 27615. We invite you to take advantage of our online services at ncsecu.org, where you can manage your accounts conveniently from anywhere. Our goal is to empower you financially while fostering a sense of community. With a net worth of $5,446,832,560 and cash reserves totaling $708,661,969, we are well-equipped to support our members' dreams and aspirations. If you're looking for personalized service backed by solid financial strength, look no further than State Employees' Credit Union. Feel free to reach out to us at 919-846-1074 or visit us during our lobby hours from 8:30 AM to 5:30 PM on weekdays. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Community Engagement

Beyond providing top-notch financial services, we actively engage in community outreach initiatives. Partnering with local organizations allows us to contribute positively to the lives of those around us. Whether it's sponsoring local events or providing educational workshops on financial literacy, we strive to make a meaningful impact every day.

Join Us

If you're looking for a credit union that puts you first and values community relationships as much as financial success, look no further than State Employees' Credit Union. Experience the difference of being part of a supportive network that truly cares about your financial journey. Visit us today or call 919-846-1074 to learn how you can become a member!

Our Journey

Located at 2302 Bridgeport Dr, Raleigh, NC 27615, our branch has witnessed tremendous growth since its inception. With total assets reaching an impressive $57.2 billion, we have continually expanded our offerings to include personal banking, auto loans, mortgages, and business services. Our evolution reflects not only the trust placed in us by our members but also our dedication to adapting to their changing needs. As we celebrate our long-standing presence in the community, we remain focused on building lasting relationships with our members. Our operating hours from 8:30 AM to 5:30 PM ensure that we're available when you need us most. Plus, with both ATM and drive-thru services available, accessing your funds is convenient and hassle-free.

Our Mission

Our mission at State Employees' Credit Union is simple yet powerful: to provide exceptional financial services while fostering community support and engagement. We aim to empower our members through education and access to resources that promote financial well-being. We believe that by investing in our members' futures, we can create a brighter tomorrow for everyone. While members can visit us at 2302 Bridgeport Dr, official correspondence should be sent to 2302 BRIDGEPORT DR, RALEIGH, NC 27615 if it differs from your visit location. We are committed to ADA compliance and enhancing accessibility for all members. Our digital advancements include online banking, mobile payments, and electronic statements making managing your finances simpler than ever.

Branch Location & Accessibility

Additional Services

For those who prefer self-service options, we have an ATM available that allows for cash withdrawals and balance checks at any time. While our branch does not offer shared services, we are dedicated to providing a full range of financial products tailored to meet your needs. If you need to send any official correspondence, please note that while members can visit us at our branch address, official mail should be directed to the same location: 2302 Bridgeport Dr, Raleigh, NC 27615. We invite you to come visit us soon! Feel free to call us at 919-846-1074 if you have any questions or need further assistance. At State Employees', we're here for you every step of the way!

Convenient Access and Features

At State Employees', we prioritize accessibility for all our members. The branch offers ample parking and is equipped with ADA-compliant features to ensure everyone can visit us comfortably. If you're on the go, we also provide a drive-thru banking option, perfect for quick deposits or withdrawals without leaving your car. Our lobby hours are designed to fit your busy schedule. You can visit us from 8:30 AM to 5:30 PM, Monday through Friday. Whether you need help with personal banking, auto loans, or mortgage refinancing, our friendly team is here to assist you.

Member Eligibility

Joining State Employees' is like becoming part of a close-knit family that truly cares about your financial well-being. To become a member, you need to meet certain eligibility criteria, which are designed to keep our community strong and supportive. If you're a state employee or a family member of one, you're likely eligible! We welcome individuals who live or work in specific areas as well. For those curious about the details, you can find more information at http://www.ncsecu.org/join#eligibility. Once you see that you qualify, opening an account is a breeze! Just head over to our account opening page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, where you'll find all the steps laid out for you. Our friendly team is always here to help, so feel free to call us at (919) 846-1074 if you have any questions or need assistance. We can't wait to welcome you into the State Employees' family at our branch located at 2302 Bridgeport Dr Raleigh Nc 27615!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to lending, we offer comprehensive merchant services that simplify payment processing. Imagine a local coffee shop using our service to seamlessly accept credit cards while managing inventory effortlessly. Our solutions ensure you have more time to focus on what matters most growing your business. Located at 2302 Bridgeport Dr Raleigh Nc 27615, Raleigh, NC, we're here to partner with you every step of the way. For inquiries, call us at (919) 846-1074. Let's take your business to new heights together!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we also offer comprehensive business banking solutions. This includes everything from merchant services that streamline transactions to accessible business loans designed to support growth and expansion. We believe in empowering local businesses because they are the backbone of our community.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services so you can manage your accounts anytime, anywhere. Check balances, transfer funds, or pay bills all from your smartphone or computer. Plus, with features like ATM access for cash withdrawals and basic drive-thru banking for simple transactions at our location on 2302 Bridgeport Dr Raleigh Nc 27615, you'll find accessing your money is easier than ever.

Credit Options for Every Need

Don't forget about our credit cards with rewards! They not only offer great benefits for everyday purchases but also help you build credit over time. Whether it's earning points for travel or cash back on groceries, there's something for everyone.

Join Us Today!

At State Employees', we pride ourselves on our commitment to serving our members with quality financial solutions. Whether you're in need of personal assistance or looking for digital convenience, we are here to support you. For more information about how we can help with your financial needs or to discuss specific services available at our branch located at 2302 Bridgeport Dr Raleigh Nc 27615, feel free to give us a call at (919) 846-1074. Join us today and experience firsthand how we strive to make banking better for everyone!

Personal Banking Solutions

We offer a variety of personal banking services designed to make your financial life easier. From checking and savings accounts that help you manage your everyday expenses and save for future goals, to auto loans and vehicle financing that get you behind the wheel with manageable payments, we've got you covered. Imagine driving off in your dream car without breaking the bank our competitive rates ensure that financing is within reach. When it comes time to buy a home, our mortgage loans and refinancing options provide flexibility and support tailored to your unique situation. We know purchasing a home can feel overwhelming, but with our guidance, you'll navigate the process smoothly. Additionally, if you're facing challenges with debt, our personal loans and debt consolidation services can simplify repayment while providing peace of mind.

Digital & Online Banking

Convenient Transfers and Security

While person-to-person transfers aren't offered at this time, our other features ensure that moving money around is still a breeze. You can trust that all transactions are protected with robust security measures, giving you peace of mind as you manage your finances. At State Employees', we prioritize accessibility and ease-of-use in all our digital banking services. Join us today and experience how convenient banking can be!

E-Statements and Mobile Access

Say goodbye to paper clutter! With e-statements available, you can easily view your account statements online whenever you need them. This not only helps the environment but also makes it easier for you to track your spending and manage your finances. For those on the go, our mobile application ensures that you have all the features of online banking right in your pocket. You can even take advantage of mobile payments to make transactions quickly and securely without cash or cards.

Financial Strength

Dedicated Team

We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 2302 Bridgeport Dr Raleigh Nc 27615 or call (919) 846-1074 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Our Members

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Lending Capacity

With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're eyeing that brand-new model or a reliable used option, we have flexible financing solutions to fit your needs.

Business Financing

For business owners, while we currently do not have outstanding commercial loans available, we understand that small businesses are crucial to our community. Keep an eye out for future offerings that may help your business grow and expand. At State Employees', we believe in empowering our members with choices that suit their unique situations. If you're considering refinancing options or want more information about eligibility, don't hesitate to reach out! You can contact us at (919) 846-1074, or visit us at our branch located at 2302 Bridgeport Dr Raleigh Nc 27615 in Raleigh, NC. Let us support you on your financial journey together we can turn your aspirations into reality!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Plus, if you're considering consolidating debt or funding personal projects, our personal loans are designed to provide you with quick access to cash when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide personalized service to ensure you find a loan that works for your budget and lifestyle.

Loan Aggregator

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Ensuring Accurate Comparisons

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STATE EMPLOYEES' CREDIT UNION - Raleigh, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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