Personal Loans in York, PA 17402 — 5 Local Lenders

Looking for the best personal loan banks in York, PA? Compare offers from local lenders who understand your needs and provide fast, friendly service. Whether it’s debt consolidation or a big purchase, you’ll find flexible options tailored to your budget.

Our community-focused banks and credit unions in York deliver competitive rates with quick approvals. Take a moment to explore your personal loan choices and secure the right financing to fit your life—no hassle, just straightforward support.

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APR

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8.74 - 12.24 %

1 - 5 Yrs

$10,000

8.74 - 18 %

3.1 - 5 Yrs

8.75 - 17.75 %

0.1 - 5 Yrs

8.99 %

8.99 - 11.99 %

1 - 5 Yrs

8.99 - 14.69 %

2 - 5 Yrs

8.99 - 17.99 %

0.2 - 7 Yrs

$20,000

9.49 - 12.99 %

2 - 7 Yrs

$50,000

9.49 - 17.5 %

2 Yrs

9.74 - 13.74 %

2.1 - 10 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 12.24% , also unchanged during these time frames. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days. Pennsylvania State Employees has a personal loan with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, and 60 days ago. No changes have been made to the rate in the past two months. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan.

Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. American Heritage has a Personal loan with an APR of 9.74% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in York, PA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
FIRST CAPITAL FEDERAL CREDIT UNION	2602 COURSE RD YORK PA 17402	⏰ MTW 8:00-5:00; RF 8:00-6:00 Sat - 9:00-12:00 📞 7177675551 📠 7177676207	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $319,095,785 Deposits: $50,873,627 Net Worth: $35,932,431 Employees: 73 Members: 20,823
FIRST CAPITAL FEDERAL CREDIT UNION	2801 EASTERN BLVD YORK PA 17402	⏰ MTW 8:00-5:00; RF 8:00-6:00 Sat - 9:00-12:00 📞 7175050037 📠 7177676207	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $319,095,785 Deposits: $50,873,627 Net Worth: $35,932,431 Employees: 73 Members: 20,823
HERITAGE VALLEY FEDERAL CREDIT UNION	2400 PLEASANT VALLEY RD YORK PA 17402	⏰ Lobby Hours: Monday thru Friday 9:00 a.m to 5:30 p.m. Saturday 9:00 a.m. to 12:00 p.m. Drive-thru Hours: Monday - Wednesday 8:00 a.m. to 6:00 p.m.Thursday - Friday 8:00 a.m. to 7:00 p.m.Saturday 8:00 a.m. to 1:00 p.m. 📞 7178404981 📠 7178404982	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $117,014,975 Deposits: $1,645,710 Net Worth: $9,430,162 Employees: 30 Members: 13,583
HERITAGE VALLEY FEDERAL CREDIT UNION	2420 CAPE HORN RD YORK PA 17402	⏰ Lobby Hours: 9:00 a.m. to 5:30 p.m. Monday - Friday and 9:00 a.m. to 12:00 p.m. Saturday; Drive Thru Hours: 8:00 a.m. to 6 p.m. 📞 7178404981 📠 7178404982	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $117,014,975 Deposits: $1,645,710 Net Worth: $9,430,162 Employees: 30 Members: 13,583
MEMBERS 1ST FEDERAL CREDIT UNION	2360 WHITEFORD RD YORK PA 17402	⏰ Sunday: closed Monday: 9:00 am to 5:00 pm Tuesday: 9:00 am to 5:00 pm Wednesday: 9:00 am to 5:00 pm Thursday: 9:00 am to 5:00 pm Friday: 9:00 am to 5:00 pm Saturday: closed 📞 7177557235	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $8,039,711,199 Deposits: $407,063,180 Net Worth: $986,315,309 Employees: 1241 Members: 596,510
MEMBERS 1ST FEDERAL CREDIT UNION	2420 MOUNT ROSE AVE YORK PA 17402	⏰ Monday: 9 am to 5 pm Tuesday: 9 am to 5 pm Wednesday: 9 am to 5 pm Thursday: 9 am to 5 pm Friday: 9 am to 6 pm Saturday: 9 am to 2 pm 📞 7178404832	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $8,039,711,199 Deposits: $407,063,180 Net Worth: $986,315,309 Employees: 1241 Members: 596,510
WHITE ROSE CREDIT UNION	3498 INDUSTRIAL HWY YORK PA 17402	⏰ Monday through Wednesday 8am to 5:00pm Thursday-Friday 8am to 6pm Saturday 9am - 1pm 📞 7177559773 📠 7178409452	ATM Services Only	P2P E-Statements E-Signature	Assets: $111,833,165 Deposits: $5,038,289 Net Worth: $9,336,508 Employees: 42 Members: 11,298
WHITE ROSE CREDIT UNION	3603 E MARKET ST YORK PA 17402	⏰ M - W 8:30am -5pm,Th-F 8:30-6,S 9am-1pm 📞 2232631270 📠 7178409452	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $111,833,165 Deposits: $5,038,289 Net Worth: $9,336,508 Employees: 42 Members: 11,298
NEW CUMBERLAND FEDERAL CREDIT UNION	200 MEMORY LN YORK PA 17402	⏰ M-T 8:00-4:30 W 10:00-4:30 Th-F 8:00-6:00 S 8:30-1:00 📞 7177571964 📠 7177747996	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $231,152,298 Deposits: $35,006,724 Net Worth: $18,337,726 Employees: 56 Members: 23,122

🏘️ All the Lenders Available in York County, PA

✅MEMBERS 1ST 6694 CREDIT UNION

✅WHITE ROSE CREDIT UNION

✅PACE RESOURCES FEDERAL CREDIT UNION

✅FIRST CAPITAL FEDERAL CREDIT UNION

✅1ST ED CREDIT UNION CREDIT UNION

✅BELCO COMMUNITY CREDIT UNION CREDIT UNION

✅GLATCO CREDIT UNION

✅YORK EDUCATIONAL FEDERAL CREDIT UNION

✅AMERICHOICE FEDERAL CREDIT UNION

✅HERITAGE VALLEY FEDERAL CREDIT UNION

✅NEW CUMBERLAND FEDERAL CREDIT UNION

✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION

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