Members 1st Credit Union York PA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Members 1st, your trusted financial partner located at 2420 Mount Rose Ave, York, PA 17402. Since our establishment in 1950, we have been dedicated to serving the needs of our community with a personal touch and a commitment to excellence. With over 596,510 members and total assets reaching an impressive $8,039,711,199, we pride ourselves on being a cornerstone of financial support for families and businesses alike. At Members 1st, we offer a range of services designed to meet your unique financial needs. Whether you're looking for checking accounts, auto loans, or business banking solutions, our team is here to help you navigate your options with ease. We believe that every member deserves personalized attention and expert guidance. Our CEO, Michael Wilson, along with Board President Jon Kirssin, lead a dedicated team of 1,241 employees who are passionate about helping you achieve your financial goals. With total deposits amounting to $407,063,180 and net worth standing strong at $986,315,309, Members 1st is well-equipped to handle your financial aspirations. While members can visit us at 2420 Mount Rose Ave, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to reach out to us at (717) 840-4832. We're here during the following hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Join us at Members 1st today and experience the difference that comes with being part of a credit union that truly cares about its members! Visit our website at members1st.org for more information on how we can assist you in achieving your financial dreams.

Branch History & Mission

Community Commitment

Our commitment extends beyond just banking. We understand that being a responsible member of the community means giving back. That's why we engage in partnerships with local organizations and participate in outreach efforts designed to make a positive impact on lives around us. We are proud to support various initiatives that promote education, health, and economic development in York. While members can visit us at our main branch location on Mount Rose Ave., any official correspondence should be sent to the same address. For those who need assistance or have questions about their financial journey with us, don't hesitate to reach out at 717-840-4832.

Looking Ahead

As we continue to adapt to changing times, we're committed to maintaining high standards of service while ensuring accessibility for everyone in York. We are proud to offer features such as ATM access and drive-thru banking for your convenience. Join us at Members 1st where your financial well-being is always our priority. Experience firsthand how we can help you build a brighter future together!

Our Journey

From our humble beginnings more than seven decades ago, we have consistently focused on putting our members first. Our mission is simple yet powerful: to provide accessible financial services while actively supporting and uplifting our community. We believe that when our members thrive, so does our community. This philosophy has guided us through numerous milestones expanding services, embracing technology, and enhancing member experiences. As a testament to our growth and dedication, we offer various services tailored to meet the diverse needs of our members. Whether it's personal banking options like checking and savings accounts or auto loans and mortgage financing, we're here to help you achieve your financial goals. In addition to traditional banking services, we also provide modern conveniences such as online and mobile banking.

Branch Location & Accessibility

Convenient Access

At our Mt Rose Avenue Branch, we understand that accessibility is essential. Our location features ADA-compliant entrances and ample parking so that all members can visit us comfortably. Whether you're stopping in for a quick transaction or need assistance with your banking needs, we're ready to help.

Operating Hours

We're here for you during convenient hours! Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. If you have questions or need assistance outside of these hours, feel free to give us a call at 717-840-4832.

Services Available

Our Mt Rose Avenue Branch offers a variety of services tailored for both personal and business banking needs. Enjoy access to ATMs and our drive-thru service for quick deposits and withdrawals without leaving your vehicle. From checking and savings accounts to auto loans and credit cards with rewards, we've got solutions designed just for you. While members can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to the same address: 2420 Mount Rose Ave, York, PA 17402. We invite you to stop by and discover how Members 1st can support your financial journey. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Members 1st feels like joining a close-knit community that truly cares about your financial well-being. If you're wondering whether you're eligible, you'll be happy to know that membership is open to individuals who live, work, or worship in the areas we serve, along with their family members. This means if you have a connection to our vibrant community here at 2420 Mount Rose Ave York Pa 17402, you can easily join us! Not only will you gain access to a range of personalized financial services, but you'll also enjoy the benefits of being part of a cooperative where your voice matters. For more detailed information on eligibility, feel free to visit our website at http://www.members1st.org/business/business-membership. If you're ready to take the next step and open an account, we're here to help! Just give us a call at (717) 840-4832, and we'll guide you through the simple process. We can't wait for you to join our family at Members 1st!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide robust merchant services designed to streamline your operations. Imagine having a reliable payment processing system that allows you to focus on what you do best running your business. With our easy-to-use tools, you can accept payments quickly and securely, ensuring customer satisfaction while managing your cash flow efficiently. Located at 2420 Mount Rose Ave York Pa 17402 in York, PA, we're dedicated to helping local businesses thrive. Connect with us today at (717) 840-4832 and discover how we can empower your business journey!

Comprehensive List Of Services

Business Banking Services

Understanding that small businesses are the backbone of our community, we also offer comprehensive business banking services. From merchant services that streamline payment processing to tailored business loans, we equip entrepreneurs with the necessary resources to thrive.

Convenient Access Points

For those who prefer traditional banking methods, we have a friendly drive-thru service available for simple transactions such as deposits and withdrawals. Whether you're dropping by during lunch or after work, we're here for you from Monday through Saturday, offering extended hours that fit into your busy schedule. At Members 1st, we believe in making banking accessible and straightforward. Our dedicated team is always ready to assist you with any questions or needs you may have. We invite you to visit us at our branch or give us a call at 717-840-4832 to learn more about how we can support your financial journey. Join us today and discover how Members 1st can help you achieve your financial dreams!

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your finances on-the-go. Access your accounts anytime, pay bills effortlessly, and transfer money between accounts with just a few taps on your smartphone. Additionally, our ATM services provide easy access for cash withdrawals and balance checks whenever you need them.

Personal Banking Solutions

For individuals seeking reliable banking options, our personal banking services are designed to simplify your finances. We offer checking and savings accounts that cater to various lifestyles and goals, ensuring you have the right tools for managing your money effectively. If you're in the market for a vehicle, our auto loans and vehicle financing options make it easy to drive off in your dream car without breaking the bank. Homeownership is a significant milestone, and with our mortgage loans and refinancing options, we guide you through the home-buying process. If unexpected expenses arise or you need to consolidate debt, our personal loans provide flexible solutions tailored to your situation. Plus, enjoy the benefits of our credit cards with rewards, giving you more value with every purchase.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! We provide e-statements that let you access your financial information with just a few clicks. If you prefer using your smartphone, our mobile application offers all the features you need right at your fingertips. Plus, with mobile payments, making purchases has never been simpler. You can pay for goods and services quickly while enjoying the security that comes with it.

Online Banking Services

With our 24/7 online banking service, accessible at https://www.members1st.org/, you can check balances, pay bills, transfer funds, and manage your accounts all from the comfort of your home or on the go. The convenience of real-time account management means you'll always have an up-to-date view of your finances.

Secure Transactions

Your security is our top priority. While we do not currently support electronic signature authorization, rest assured that all transactions through our platform are protected with advanced security measures. You can confidently engage in person-to-person transfers, knowing that your money is safe. At Members 1st, we strive to make banking straightforward and user-friendly. Whether you're at home or out and about, we're here to support you every step of the way. Experience the ease of modern banking today!

Financial Strength

At Members 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring your financial well-being and are proud to showcase our strong financial foundation. With a net worth of $986,315,309, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation is reflected in our $967,220,309 in undivided earnings, which we reinvest in banking tools and stronger lending options. With $123,054 in used auto loans and a total of $6,566,031,199 in loans and leases, our lending capacity supports members' financial goals across various sectors. While our current net income stands at $0, we remain focused on improving operational efficiency to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $23,731,259. Total Share and Deposit Accounts: 1,189,787, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members 1st is your trusted partner. Visit us at 2420 Mount Rose Ave York Pa 17402 or call 717-840-4832 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,135,615,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find a solution that fits your budget. Plus, if you're considering refinancing your current auto loan, we have options available to potentially lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $888,146,957 provide the capital needed to grow and expand your business. We know how important it is for businesses to have access to funding when they need it most. Our team can work with you to tailor a loan product that aligns with your business goals. At Members 1st located at 2420 Mount Rose Ave York Pa 17402, we pride ourselves on being more than just a financial institution; we're part of the community. For more information about our loan offerings or to discuss your specific needs, feel free to call us at 717-840-4832 during our operating hours: Monday through Thursday from 9 am to 5 pm; Friday from 9 am to 6 pm; and Saturday from 9 am to 2 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, make buying or refinancing simple. We offer various mortgage products designed to meet different needs and budgets. If you're unsure about your eligibility or want to explore refinancing options on an existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $307,751,386 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that allow you to earn while you spend. Whether it's for everyday purchases or unexpected expenses, our unsecured credit cards are designed with your needs in mind.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, allowing users to trust that they are receiving accurate information.

MEMBERS 1ST FEDERAL CREDIT UNION - York, PA

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