Home Equity Loans in York, PA

Looking for the best home equity loan rates in York, PA? Compare local offers today to find flexible terms and competitive rates that fit your budget. Whether you're renovating or consolidating debt, a smart choice starts with knowing your options.

York neighbors trust credit unions and lenders who offer quick funding and personalized service. Explore your home’s value and make confident financial moves with loan offers tailored to your needs right here in York.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
americanheritagecu
4.99 - 7.99 %
15 Yrs
95 %
∞
belco
4.99 - 8 %
5.1 - 20 Yrs
90 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
msdfcu
5.24 - 6.75 %
5 - 15 Yrs
90 %
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
eriefcu
5.25 - 7 %
5 - 15 Yrs
∞
freedomcu
5.5 - 6.74 %
15 Yrs
80 %
∞
diamondcu
5.69 - 6.59 %
20 Yrs
90 %
∞
psecu
5.69 - 7.75 %
20 Yrs
90 %
∞
firstcomcu
5.74 - 7.25 %
3 - 20 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Heritage has a Home Equity rate range of 4.99% to 7.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are 5.74% to 7.99% now, unchanged from 7 and 30 days ago but lower than the 60 and 90 days ago range of 5.74% to 8.24% . Belco Community Credit Union has a Home Equity rate range of 4.99% to 5.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8% , also unchanged from 7, 30, and 60 days ago. Both products show no rate changes over these time periods.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. Merck Sharp & Dohme has a Home Equity rate of 5.24% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rates range from 6% to 6.75% , also unchanged compared to the past 7, 30, and 60 days. Both products have steady rates over the last two months.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Erie has a Home Equity rate range of 5.25% to 7% today, unchanged from it was 7, 30, and 60 days ago. The rate range was lower 90 days ago, starting at 5.25% and going up to 6.25% . This means the top end of the range has increased since then, while the minimum rate stayed steady.

Freedom has a Home Equity loan with an APR range of 5.5% to 6% , unchanged from 7, 30, and 60 days ago. Its HELOC rate is 6.74% , unchanged from 30 and 60 days ago. Both rates have stayed steady over the past few weeks. Diamond has a HELOC with an APR range of 2.99% to 6.5% , which is unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 5.69% to 6.59% today, with the top end slightly lower than 7 days ago but the same as 90 days ago.

Pennsylvania State Employees has a Home Equity loan with an APR range of 5.69% to 7.49% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago when it was 5.94% to 7.74% . Their HELOC rate is 6.75% to 7.75% today, with no past data available for comparison. First Commonwealth has a Home Equity rate range of 5.74% to 6.49% today, unchanged from 7, 60, and 90 days ago but lower than 30 days ago when the top rate was 8.49% . Its HELOC rates are steady at 6.75% to 7.25% , unchanged from both 7 and 30 days ago.

🏦 Local Lenders in York, PA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in York County, PA

✅MEMBERS 1ST 6694 CREDIT UNION
✅WHITE ROSE CREDIT UNION
✅PACE RESOURCES FEDERAL CREDIT UNION
✅FIRST CAPITAL FEDERAL CREDIT UNION
✅1ST ED CREDIT UNION CREDIT UNION
✅BELCO COMMUNITY CREDIT UNION CREDIT UNION
✅GLATCO CREDIT UNION
✅YORK EDUCATIONAL FEDERAL CREDIT UNION
✅AMERICHOICE FEDERAL CREDIT UNION
✅HERITAGE VALLEY FEDERAL CREDIT UNION
✅NEW CUMBERLAND FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION

Compare other loan types in York, PA

Why compare Home Equity Loans in York, PA on LendMesh

If you’re exploring home equity loan rates today in York, PA, it’s wise to keep comparing offers on LendMesh. Different lenders may have varying terms and rates, so browsing multiple options can help you find a deal that fits your needs and budget. Taking the time to review and compare ensures you unlock the best value from your home’s equity without feeling rushed.

For even more convenience, consider subscribing to LendMesh’s personalized alerts. Just set your ideal home equity loan rate—whether it’s 5%, 4%, or another target—and you’ll receive notifications the moment offers dip below that threshold. Plus, you’ll get expert insights, rate trends, and hand-picked loan deals delivered weekly or monthly, helping York homeowners stay informed and ready to act when the right opportunity arises.

Customers are also interested in:

Home Equity Loan Rates Today