Welcome to first-capital, a trusted financial institution proudly serving the community since 1954. Our mission is to empower individuals and families by providing exceptional financial services tailored to meet their unique needs. Under the leadership of CEO Susan DeStephano and Board President Stewart Olewiler, we are dedicated to fostering a culture of service, particularly for our military members and their families. Located in the heart of York, PA, our headquarters serves as a hub for innovation and customer care.

At first-capital, we understand that modern banking requires convenience and accessibility. That’s why we offer a suite of cutting-edge digital tools, including online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and more. Your security is paramount; all accounts are backed by NCUA insurance since 3/19/1971 0:00, ensuring your funds are protected. With a commitment to our members and a focus on building lasting relationships, we invite you to explore the many services available at https://www.firstcapitalfcu.com/ or reach out to us at (717) 767-6207. Join us in achieving your financial goals today!

At First Capital, we understand that managing your finances can be a challenging yet rewarding journey. That's why we offer a comprehensive range of services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and vehicle financing, we have the tools to help you navigate everyday banking with ease. Our mortgage loans and refinancing options provide pathways for homeownership, while our personal loans and debt consolidation services empower you to tackle financial challenges head-on. For small business owners, our business banking services, including merchant services and business loans, are tailored to support your entrepreneurial aspirations.

In today's digital age, convenience is key, and at First Capital, we prioritize easy access to your financial resources. With our online banking platform and user-friendly mobile application, you can manage your accounts anytime, anywhere. Whether you're making person-to-person transfers or utilizing mobile payments for seamless transactions, we ensure that managing your money is straightforward and secure. Our commitment extends to e-statements and electronic signatures to streamline your banking experience further. If you're considering joining our credit union family or exploring loan options, feel free to visit for membership information or check out https://www.lendmesh.com/loans/mortgage_loans for rate comparisons.

First Capital is dedicated to being more than just a financial institution; we're here to support you in planning for life’s milestones and achieving your financial goals. With a friendly team ready to assist you at every turn, don't hesitate to reach out via fax at (717) 767-6207 for personalized support. Join us today and experience the First Capital difference—where your financial wellbeing is our top priority.

First Capital Credit Union stands as a beacon of trust and reliability in the financial landscape, boasting a robust total membership of 20,823 individuals who have chosen us as their financial partner. With total assets reaching an impressive 319,095,785, we are well-positioned to support our members with a diverse array of financial products and services tailored to meet their needs. Our solid net worth of 35,932,431 reflects our commitment to maintaining a secure and stable financial institution, ensuring that your investments are safeguarded.

Our dedication to growth is evident through our total deposits of 50,873,627, which provide us with the capacity to offer competitive loan options. With a strong portfolio of total loans and leases amounting to 9,152, we empower our members to achieve their financial goals—whether it’s purchasing a new home or financing a vehicle. Furthermore, our credit card loan volume stands at 1,851, offering members flexibility and rewards for their spending.

We take pride in employing 73 dedicated professionals who are committed to providing exceptional service and support to our members. Our impressive net worth ratio of 1,151 further emphasizes our financial stability and ability to withstand economic fluctuations, reassuring you that you are making a sound choice when partnering with us.

At First Capital Credit Union, we understand the importance of community engagement and strive to make a positive impact on the lives of those we serve. Our portfolio includes various commercial loans totaling 181, showcasing our commitment to supporting local businesses and fostering economic growth within our community.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to explore how we can help you reach your financial aspirations by comparing real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.