Branch Location & Accessibility
Welcome to the First Capital Manchester Branch, your friendly neighborhood credit union located at 4157 N George Street Ext, Manchester, PA 17345. Our branch is conveniently situated near popular local spots, making it easy for you to stop by while running errands or visiting nearby landmarks. At First Capital, we understand that accessibility is key for our members. Our branch features ample parking and is designed to be ADA compliant, ensuring that everyone can enjoy a comfortable banking experience. Whether you prefer to walk in or use our drive-thru service, we have options tailored for your convenience. We know your time is valuable, which is why we offer a range of services to meet your financial needs. From personal banking including checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you. Plus, with ATM access available right here at the branch and online banking options at your fingertips, managing your finances has never been easier. For those who need to visit us, our lobby hours are Monday through Wednesday from 8:00 AM to 5:00 PM and Thursday to Friday from 8:00 AM to 6:00 PM. On Saturdays, our drive-thru is open from 9:00 AM until noon. If you have any questions or need assistance, feel free to call us at 717-767-5551. While members can visit us at 4157 N George Street Ext Manchester Pa 17345, official correspondence should be sent to our mailing address at 1601 Kenneth Rd, York, PA 17408-2228. We invite you to come in and experience the welcoming atmosphere of the First Capital Manchester Branch. Your financial journey starts here!
Financial Strength
At First Capital, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in your financial partner, and we are committed to providing that assurance through our solid financial health. With a net worth of $35,932,431, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.51% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $45,888,230 in share certificates and $36,734,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $35,156,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $2,560 in used auto loans and $194,568,424 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our $907,102, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 68 full-time employees and 5 part-time employees who are always ready to assist you with knowledgeable service. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 48,882, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Capital is your trusted partner. Visit us at 4157 N George Street Ext Manchester Pa 17345 or call (717) 767-5551 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
