FIRST CAPITAL FEDERAL CREDIT UNION

At First Capital, we pride ourselves on being more than just a financial institution; we are a trusted partner in your journey towards financial well-being. Located at 4157 N George Street Ext, Manchester, PA 17345, our Manchester Branch has been serving the community since 1954. Over the years, we have grown alongside our members, now boasting a vibrant community of 20,823 members and managing assets totaling $319,095,785. Our commitment to providing exceptional service is reflected in our robust offerings, including personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. With a total of 9,152 loans and leases under our management, we strive to meet the diverse needs of our members while ensuring their financial goals are met. We understand that trust is built through transparency and reliability. That's why you can count on us to provide personalized support tailored to your unique financial situation. Our CEO, Susan DeStephano, along with Board President Stewart Olewiler, leads a dedicated team of 73 employees who are here to assist you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: 1601 Kenneth Rd, York, PA 17408-2228. We invite you to experience the First Capital difference where your financial success is our priority. For any inquiries or assistance, feel free to reach us at 717-767-5551 or explore more about our services at our website. Join us today and let's build a brighter financial future together!

Welcome to the First Capital Manchester Branch, your friendly neighborhood credit union located at 4157 N George Street Ext, Manchester, PA 17345. Our branch is conveniently situated near popular local spots, making it easy for you to stop by while running errands or visiting nearby landmarks. At First Capital, we understand that accessibility is key for our members. Our branch features ample parking and is designed to be ADA compliant, ensuring that everyone can enjoy a comfortable banking experience. Whether you prefer to walk in or use our drive-thru service, we have options tailored for your convenience. We know your time is valuable, which is why we offer a range of services to meet your financial needs. From personal banking including checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you. Plus, with ATM access available right here at the branch and online banking options at your fingertips, managing your finances has never been easier. For those who need to visit us, our lobby hours are Monday through Wednesday from 8:00 AM to 5:00 PM and Thursday to Friday from 8:00 AM to 6:00 PM. On Saturdays, our drive-thru is open from 9:00 AM until noon. If you have any questions or need assistance, feel free to call us at 717-767-5551. While members can visit us at 4157 N George Street Ext Manchester Pa 17345, official correspondence should be sent to our mailing address at 1601 Kenneth Rd, York, PA 17408-2228. We invite you to come in and experience the welcoming atmosphere of the First Capital Manchester Branch. Your financial journey starts here!

Joining the First Capital community is a wonderful step toward financial empowerment, and we're excited to welcome you! To become a member of First Capital, located at 4157 N George Street Ext, Manchester, PA 17345, you'll need to meet some straightforward eligibility criteria. Generally, membership is open to anyone who lives, works, worships, or attends school in our service area. This means that if you're part of the vibrant communities around us, you're likely already eligible! The benefits of becoming a member include access to personalized banking services, competitive loan rates, and a supportive team ready to help you achieve your financial goals. If you're ready to take this step, opening an account is simple just check out the details at this link. For any questions or to learn more about our membership requirements, feel free to call us at 717-767-5551. We can't wait for you to join us!

At First Capital, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in your financial partner, and we are committed to providing that assurance through our solid financial health. With a net worth of $35,932,431, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,151 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $45,888,230 in share certificates and $36,734,276 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $35,156,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $2,560 in used auto loans and $194,568,424 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 68 full-time employees and 5 part-time employees who are always ready to assist you with knowledgeable service. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 48,882, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Capital is your trusted partner. Visit us at 4157 N George Street Ext Manchester Pa 17345 or call (717) 767-5551 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.