HERITAGE VALLEY FEDERAL CREDIT UNION

Welcome to Heritage Valley, your trusted financial partner nestled in the heart of York, PA. Located at 2420 Cape Horn Rd, our credit union has been serving the community since 1935. With a commitment to empowering our 13,583 members, we pride ourselves on providing personalized banking solutions tailored to fit your unique needs. At Heritage Valley, we believe in building strong relationships with our members and giving back to the community. Our total assets stand at an impressive $117,014,975, demonstrating our stability and capability to support you in reaching your financial goals. Whether you're looking for auto loans or personal banking services, we have a variety of options available to help you thrive. While you can easily visit us at our branch for assistance, please note that any official correspondence should be sent to our mailing address: 2420 Cape Horn Rd, York, PA 17402-7900. Our friendly team is here to assist you during lobby hours from 9:00 a.m. to 5:30 p.m., Monday through Friday, and from 9:00 a.m. to 12:00 p.m. on Saturdays. Led by CEO Michael Gutshall and Board President Kathleen Neff, our dedicated staff of 30 employees is committed to ensuring your banking experience is exceptional. With total deposits exceeding $1,645,710 and cash reserves of $1,046,582, we are well-positioned to offer competitive loan rates and secure savings options. We invite you to explore our range of services including checking and savings accounts, mortgage loans, credit cards with rewards, and business banking solutions. Feel free to reach out via phone at 717-840-4981 or visit us online at heritagevalleyfcu.org for more information. Join us today and experience the difference that comes with being part of the Heritage Valley family!

At Heritage Valley, we take pride in our deep-rooted history and commitment to serving the community of York, PA. Founded in 1935, our credit union has grown from humble beginnings to a thriving financial institution that now proudly serves over 13,500 members. Located at 2420 Cape Horn Rd, York, PA 17402, we have always aimed to provide accessible financial services while fostering a spirit of community support and engagement. Throughout the years, Heritage Valley has marked significant milestones in its journey. From our inception during the Great Depression, when families needed affordable banking solutions, to today's modern era with digital banking conveniences, our mission has remained steadfast: to empower our members with the financial tools they need to succeed. As of now, our total assets stand impressively at $117,014,975, reflecting our stability and trustworthiness as a financial partner. Our mission is not just about offering banking services; it's about creating lasting relationships within the communities we serve. We focus on providing personal banking solutions like checking and savings accounts, auto loans, mortgage financing, and business banking options. We believe that financial wellness goes hand-in-hand with community well-being. That's why we also engage in various outreach efforts aimed at supporting local initiatives and charities. While members can visit us at 2420 Cape Horn Rd, official correspondence should be sent to 2420 Cape Horn Rd, York, PA 17402-7900. Our branch features convenient amenities including an ATM for easy cash access and a drive-thru service for quick transactions without leaving your vehicle. Heritage Valley is committed to being accessible to everyone. Our branch operates Monday through Friday from 9:00 a.m. to 5:30 p.m. and on Saturdays from 9:00 a.m. to 12:00 p.m. Our drive-thru hours extend even further from 8:00 a.m. to 6:00 p.m., ensuring that you can bank when it suits you best. We are excited about the future and the role we play in the lives of our members and the wider community. We embrace digital advancements such as online banking and mobile payments while ensuring compliance with ADA standards so that everyone can access our services comfortably. If you're looking for a supportive financial partner that puts people first, we invite you to join Heritage Valley today! Experience firsthand how we can help you achieve your financial goals while making a positive impact in our community. For inquiries or assistance, feel free to reach out at 717-840-4981 or visit us online at heritagevalleyfcu.org. Together, let's build a brighter future!

Becoming a member of Heritage Valley means joining a warm and welcoming community that truly cares about your financial well-being. If you live, work, worship, or attend school in the York area, you're likely eligible to become part of our family. At Heritage Valley, we believe in making banking accessible for everyone, and we offer a range of services designed to support your needs from personal checking and savings accounts to loans and credit cards. For detailed eligibility criteria, feel free to check out our website at . Opening an account is a breeze! Just visit us at 2420 Cape Horn Rd York Pa 17402, or if you prefer the convenience of online applications, you can start the process here. If you have any questions, don't hesitate to call us at (717) 840-4981. We're excited to welcome you!

At Heritage Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your finances are in safe hands. With a net worth of $9,430,162, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 803 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $18,523,397 in share certificates and $13,418,690 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,001,062 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $9,610 in used auto loans and $65,052,298 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is highlighted by our $0 net income, which reflects our commitment to providing valuable products for our members without compromising service quality. We also take pride in having 28 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With net shares amounting to $2,490,223, we have the funds available for lending and investments that further enhance our service offerings. The trust placed in us is clear from the 24,119 total share accounts, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heritage Valley is your trusted partner. Visit us at 2420 Cape Horn Rd York Pa 17402 or call 717-840-4981 to learn more about how we can help you achieve your financial goals.