Members 1st Credit Union York PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Members 1st at our Whiteford Road Branch, located at 2360 Whiteford Rd, York, PA 17402. Since opening our doors in 1950, we have been committed to fostering a strong sense of community and providing our members with personalized financial services tailored to their needs. With over 596,510 members relying on us for their banking needs, we pride ourselves on being a trusted partner in your financial journey. At Members 1st, our total assets amount to an impressive $8,039,711,199, showcasing our stability and dedication to serving you effectively. We manage a diverse portfolio with $407,063,180 in total deposits and have granted more than 331,621 loans and leases to help our members achieve their goals. Our strong net worth of $986,315,309 ensures that we can continue to support you now and into the future. Under the leadership of CEO Michael Wilson and Board President Jon Kirssin, our dedicated team of 1,241 employees is here to assist you with all your banking needs. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. While members can visit us at our branch address for all transactions and inquiries, please note that official correspondence should be sent to the same address: 2360 Whiteford Rd, York, PA 17402. We invite you to explore the many ways Members 1st can enhance your financial wellbeing. Whether you're looking for advice on saving for your first home or need assistance managing your business finances, we are here for you. Feel free to reach out by calling us at 717-755-7235 or visit us online at members1st.org for more information. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of our growing family at Members 1st. Experience firsthand the benefits of being a member where you are not just a number but part of a vibrant community dedicated to supporting one another. Reach out today at (717) 755-7235 or visit us online at Members 1st to learn more about how we can help you achieve your financial goals!

Our Mission

At the heart of Members 1st is our mission: to enhance the lives of our members by providing accessible financial solutions and fostering community growth. We offer a variety of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking options. Whether you're looking to open a checking account or secure financing for your dream car, we are here to help every step of the way. Our commitment extends beyond banking. We actively engage in community outreach efforts aimed at supporting local initiatives and organizations. By partnering with schools and charities, we strive to make a positive impact right where it matters most. While members can visit us at 2360 Whiteford Rd York Pa 17402, official correspondence should be sent to 2360 Whiteford Rd, York, PA 17402. We are open Monday through Friday from 9:00 AM to 5:00 PM and provide convenient ATM access and drive-thru banking services for those on the go.

Our Story

From the beginning, Members 1st was founded on the principle of serving our community with integrity and dedication. We have witnessed significant milestones throughout the years, including expansions in both membership and services offered. As we evolved, we embraced technological advancements while maintaining a strong connection to our roots. Our location is not just a branch; it's a hub for individuals seeking not only banking services but also personalized support that goes beyond transactions. Our headquarters are located in Enola, PA, but our impact resonates throughout York County and beyond. The welcoming atmosphere of our branch encourages members to feel at home as they navigate their financial journeys with us.

Branch Location & Accessibility

Call to Action

Ready to experience personalized banking? We'd love for you to visit us at the Whiteford Road Branch! If you're unable to come in right away, don't hesitate to give us a call or check out our website at members1st.org for more information about our offerings. Your financial success starts here!

Nearby Landmarks and Access

Conveniently situated near local landmarks, our branch is easily accessible for all residents of York County. We're proud to be part of this vibrant community, ensuring that our members can find us without hassle. For those driving in, ample parking is available, and our facility features ADA-compliant access points and ramps, so everyone can enjoy a seamless visit.

Operating Hours

We understand that your time is valuable. That's why our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, giving you plenty of opportunities throughout the week to come by and meet your banking needs. Although we are closed on weekends, feel free to reach out during our operating hours at 717-755-7235 if you have any questions or need assistance.

Services Offered

At Members 1st, we provide a full range of banking services tailored to support your financial journey. From checking and savings accounts to auto loans and mortgages, our team is here to guide you every step of the way. We also offer convenient ATM access for quick withdrawals and balance checks and a drive-thru service for those simple transactions on the go.

Member Eligibility

At Members 1st, we believe that becoming a member is like joining a caring community that supports your financial journey. If you're looking to become part of our family, you'll be glad to know that membership is open to individuals who live, work, worship, or attend school in the local area. Whether you're a first-time account holder or looking to switch to a more personalized banking experience, we welcome you with open arms. You can learn more about the specific eligibility criteria by visiting our website at http://www.members1st.org/business/business-membership . Joining Members 1st comes with numerous benefits, from competitive rates on loans and savings accounts to exceptional customer service tailored just for you. We make it easy to get started just visit us at our branch located at 2360 Whiteford Rd York Pa 17402, or give us a call at (717) 755-7235. Our team is ready to assist you in opening an account and answering any questions you might have about your new membership. Don't miss out on the opportunity to enjoy all that we offer!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a partner who understands your unique payment processing needs. Our merchant services offer practical tools that allow you to accept payments seamlessly, manage transactions efficiently, and focus more on what you do best running your business. Whether it's setting up point-of-sale systems or managing online transactions, we have you covered. Located conveniently at 2360 Whiteford Rd York Pa 17402 in York, PA, we invite you to explore how our business banking solutions can help elevate your enterprise. For inquiries, call us at (717) 755-7235 or visit us online at http://members1st.org.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,634 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,146,957, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, we also provide comprehensive business banking services including merchant services and business loans. Whether you're just starting out or looking to expand, we're here to support your growth every step of the way.

Credit Card Benefits

Don't forget about our credit cards with rewards, which offer perks that can benefit your lifestyle. Earn points on purchases that can be redeemed for travel, merchandise, or cash back!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why Members 1st offers online and mobile banking solutions that allow you to manage your accounts from anywhere at any time. Check balances, transfer funds, and pay bills right from your smartphone! Our ATM network ensures you have access to cash when you need it most with basic ATM services for withdrawals and balance checks.

Drive-Thru & In-Person Services

If you prefer in-person assistance, take advantage of our basic drive-thru banking for quick transactions like deposits and withdrawals without leaving your vehicle. Our lobby hours are convenient too; we're open Monday through Friday from 9 AM to 5 PM.

Final Thoughts

At Members 1st, we understand that every member's needs are unique. That's why we've crafted a comprehensive suite of services designed to cater specifically to those needs. We invite you to visit us at our Whiteford Road Branch or check us out online at members1st.org for more information. Let us be part of your financial journey!

Personal Banking Solutions

Managing personal finances can sometimes feel overwhelming. That's why we offer essential services like checking and savings accounts designed to help you save for the future while managing your everyday spending. Need a new car? Our auto loans and vehicle financing make it easy to hit the road in style without breaking the bank. For those looking to purchase a home or refinance their existing mortgage, our mortgage loans and refinancing options provide competitive rates tailored to fit your budget. Additionally, if you're facing unexpected expenses or simply want to consolidate debt, our personal loans and debt consolidation services can help you regain control over your finances.

Digital & Online Banking

Access Anytime, Anywhere

With Members 1st's online banking services, managing your finances has never been easier. You can monitor your account activity in real-time, ensuring you stay informed about every transaction. Plus, our mobile application gives you the flexibility to bank on the go whether you're commuting or relaxing at home. In short, our digital and online banking options are here to provide you with convenience and peace of mind. So why wait? Explore all that Members 1st has to offer today by visiting https://www.members1st.org/ !

Key Features for Your Convenience

Our mobile application puts the power of banking right in your pocket. Whether you need to make a quick payment using our mobile payments feature or send money to a friend with person-to-person transfers, you have everything you need at your fingertips. The user-friendly interface makes it easy to navigate through your accounts without any hassle. Security is a top priority for us, which is why we ensure that all transactions are protected and safe. While we currently do not support electronic signature authorization, our commitment to safeguarding your information remains strong. Additionally, we offer e-statements for those who prefer digital records over paper ones. This feature not only helps the environment but also allows you to access your financial documents quickly and securely.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 1,189,787, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $23,731,259, underscoring our ability to support both current needs and future aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Members 1st is your trusted partner. Visit us at 2360 Whiteford Rd York Pa 17402 or call 717-755-7235 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $2,590,825,310 in share certificates and $1,089,791,668 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,022,926, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 net income reflects our commitment to investing back into the credit union for your benefit. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,184 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Member Services

With $967,220,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $123,054 in used auto loans and an impressive $6,560,311,992 in total loans and leases.

Solid Financial Health

With a net worth of $986,315,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With a total of $2,136,154,404 in used vehicle loans and $643,672,628 in new vehicle loans already helping members get on the road, now is a great time to explore your options.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $888,146,957 provide the capital needed to expand and invest in your business. If you're considering refinancing any of these options or want more details about eligibility requirements for our loan products, feel free to reach out! You can contact us at (717) 755-7235 or visit us at 2360 Whiteford Rd York Pa 17402 in York, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Here at Members 1st, we are committed to providing personalized service and support throughout your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $1,074,888,618, offering you flexible terms and competitive rates to help you secure your dream home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $307,751,386 in unsecured credit card loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have support when you need it.

Loan Aggregator

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MEMBERS 1ST FEDERAL CREDIT UNION