New Cumberland Credit Union York PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to New Cumberland at our York Office, where we pride ourselves on being more than just a financial institution. Located at 200 Memory Ln, York, PA 17402, we are committed to serving our community and fostering strong relationships with our members. Since opening our doors in 1952, we have grown to welcome over 23,122 members, all while maintaining a robust financial foundation with total assets of $231,152,298. At New Cumberland, we understand that financial needs can vary greatly from person to person. That's why we offer a wide range of services tailored for everyone from personal banking options like checking and savings accounts to auto loans and mortgage financing. With total deposits amounting to $35,006,724, we ensure your money is safe and accessible whenever you need it. Our leadership team, led by CEO Ronald Ferrance Jr. and Board President Sara Parrish, is dedicated to maintaining a member-first approach. We believe in providing transparent and responsive service whether you're visiting us in-person or utilizing our online banking features. With cash in hand totaling $1,503,308, we are well-equipped to support your financial journey. While members can visit us at 200 Memory Ln, official correspondence should be sent to the same address for your convenience. If you have any questions or would like assistance, don't hesitate to reach out via phone at 717-757-1964. Join us today at New Cumberland and experience the difference of being part of a community-focused credit union! For more information about our services or how to become a member, visit us online at ncfcuonline.org. We look forward to helping you achieve your financial goals!

Branch History & Mission

Community Connections

Community is at the heart of what we do. Over the years, we have formed partnerships with local organizations and participated in outreach efforts that contribute positively to the lives of those around us. We know that when our community thrives, so do we. We also offer convenient features like ATM availability and drive-thru banking services for easy access to your accounts. Whether you need assistance with personal banking or business loans, we're here for you every step of the way. Join us at New Cumberland today! Experience firsthand how we're dedicated to making banking simple and supportive. With us by your side, you can reach your financial goals while being part of a vibrant community. Visit our website or call us at 717-757-1964 for more information on how you can become a member!

Our Journey

Starting from humble beginnings, New Cumberland has evolved into a trusted financial institution with over 23,000 members and total assets amounting to $231,152,298. Our physical location at 200 Memory Ln, York, PA 17402, is not just a place for transactions; it's where relationships are built. We invite you to visit us during our operating hours: Monday and Tuesday from 8:00 AM to 4:30 PM, Wednesday from 10:00 AM to 4:30 PM, Thursday and Friday from 8:00 AM to 6:00 PM, and Saturday from 8:30 AM to 1:00 PM. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 200 Memory Ln, York, PA 17402-2364.

Our Mission

Our mission at New Cumberland is clear: we aim to empower individuals and families by providing access to quality financial services while fostering community growth. We believe that banking should be more than just numbers; it's about helping people achieve their dreams whether that's buying a home or financing a new car. To enhance member experience, we have embraced digital advancements such as online banking and mobile payments. Our commitment extends beyond transactions; we strive for ADA compliance and customer-centric initiatives that make banking accessible for everyone.

Branch Location & Accessibility

Convenient Features

At our York Office, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, ensuring everyone can navigate comfortably. Parking is available nearby, so you won't have to worry about finding a spot when visiting us. Plus, we offer a drive-thru service for quick transactions without leaving your vehicle perfect for those busy days!

Get in Touch

We invite you to come visit us at our York location! If you have questions or need assistance before stopping by, feel free to call us at 717-757-1964. Our friendly staff looks forward to helping you achieve your financial goals!

Operating Hours

We know that life can be hectic, which is why we offer flexible banking hours tailored to meet your needs. Our lobby is open from 8:00 AM to 4:30 PM on Monday and Tuesday, 10:00 AM to 4:30 PM on Wednesday, and extends to 6:00 PM on Thursday and Friday. We also welcome you on Saturday mornings from 8:30 AM to 1:00 PM for any banking needs that arise over the weekend.

Services Offered

At New Cumberland, we provide a full range of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and mortgages, we aim to support all aspects of your financial journey. Need cash? Our ATM is available for withdrawals and balance checks at your convenience. While members can visit us at 200 Memory Ln for all their banking needs, please note that official correspondence should be sent to the same address as our mailing address.

Member Eligibility

Joining the family at New Cumberland is a warm and welcoming experience, and we'd love to have you as a member! To be eligible, you simply need to live, work, worship, or attend school in the areas we serve. We believe in community and support, which means if you're connected to our vibrant neighborhoods around 200 Memory Ln York Pa 17402, you're likely already qualified. Plus, becoming a member opens the door to a range of benefits including competitive rates on loans, personalized service, and financial education resources that empower your journey. It's easy to get started! For detailed eligibility criteria, feel free to check out our website at https://ncfcuonline.org/connect/why-join-ncfcu/membership/. If you're ready to take the next step towards membership or have any questions, don't hesitate to call us at (717) 757-1964. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $55 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,096,379, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Picture this: you're at a bustling market, and your customers want to pay quickly. Our merchant services make it easy for you to accept payments seamlessly, ensuring customer satisfaction while boosting your sales. Located at 200 Memory Ln York Pa 17402 in York, PA, we invite you to connect with us at (717) 757-1964. Let's work together to turn your business vision into reality!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide tailored business banking solutions, including merchant services and business loans that can support your growth aspirations. We know how important it is for businesses to have reliable financial partners, so we're here to assist every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills effortlessly. Plus, our ATM and cash withdrawal services ensure that accessing your money is quick and hassle-free.

Credit Card Options

For everyday purchases, our credit cards with rewards offer fantastic perks that can help you earn points or cash back on things you buy regularly. Whether you're shopping for groceries or planning a getaway, using our credit card can add value to your spending.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer a variety of checking and savings accounts designed for every lifestyle. Our accounts come with features that help you save while making it easy to access your funds when needed. For those considering larger purchases, our auto loans and vehicle financing options provide flexible terms and competitive rates to help you get behind the wheel without breaking the bank. If homeownership is on your mind, our mortgage loans and refinancing services make it easier than ever to invest in your dream home or lower your monthly payments. Additionally, our personal loans and debt consolidation solutions can help simplify your financial obligations by combining multiple debts into one manageable payment.

Supportive In-Branch Services

If you prefer face-to-face interactions, visit us at our drive-thru where our friendly staff can assist with deposits, withdrawals, and simple transactions. We are committed to ensuring that all member needs are met promptly and efficiently. In summary, New Cumberland at York Office provides a comprehensive suite of financial services aimed at enhancing your banking experience. With personalized service and modern conveniences like online access and mobile apps, we're here to help you achieve your financial goals. Ready to start banking with us? Give us a call at (717) 757-1964 or visit us in person at 200 Memory Ln York Pa 17402! We look forward to serving you!

Digital & Online Banking

Convenience at Your Fingertips

Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with a few taps on your phone. And if you're someone who enjoys using mobile payments for quick transactions, you'll be pleased to know that this option is also available through our services. At New Cumberland, we prioritize security in all our digital services. You can feel confident knowing that your information is protected while you enjoy the ease of real-time account management. Take advantage of our robust digital banking options today and experience the freedom that comes with managing your finances on your terms!

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, you'll find everything you need right at your fingertips. Plus, with our mobile application, managing your finances has never been easier. For those who prefer a more modern approach, we offer electronic signature authorization. This feature means you can securely sign documents without the hassle of printing and mailing them. You also have the option of receiving e-statements, which not only helps the environment but makes it easy to keep track of your transactions.

Financial Strength

Commitment to Growth

Our operational efficiency shines through with a net income of $508,605, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investing Back into Our Community

With $18,337,726 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $4,287 in used auto loans and $174,575,713 in total loans and leases, we support members' financial goals across various sectors.

Member Trust

Total Share Accounts stand at 41,528, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further highlight our commitment to fostering a secure banking environment for all. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, New Cumberland is your trusted partner. Visit us at 200 Memory Ln York Pa 17402 or call (717) 757-1964 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $58,622,570 in share certificates and $38,447,481 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $18,337,726, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.93% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,926,572 in used vehicle loans and $27,862,700 in new vehicle loans already helping members get on the road. Whether you are purchasing a new vehicle or opting for a reliable used one, we have financing solutions tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $3,096,379 provide the capital needed to grow and expand. We know how important it is for small businesses to thrive, and our team is here to support you every step of the way. If you're considering refinancing options or want to explore eligibility requirements, we're happy to assist. Our knowledgeable staff at New Cumberland, located at 200 Memory Ln York Pa 17402, York, PA, is ready to help you navigate through your choices. Feel free to call us at (717) 757-1964 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take your next financial step with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,001,030, make buying or refinancing simple. We can guide you through the process and help you find the right product that fits your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,526,492 in loans helping members manage their finances effectively. Our credit cards come with various benefits, allowing you to earn rewards while keeping your spending under control.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. Each loan option presented comes from legitimate financial institutions, allowing for a reliable comparison of available rates.

NEW CUMBERLAND FEDERAL CREDIT UNION - York, PA

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