Personal Loans in Utica, NY

Looking for the ideal personal loan in Utica, NY? Compare offers from trusted local lenders to find flexible terms that fit your budget and goals. Whether it’s debt consolidation, home improvements, or unexpected expenses, there’s a loan designed just for you.

Enjoy fast approvals and friendly service from credit unions that truly know the Utica community. By comparing multiple loan options, you can secure affordable rates and borrow with confidence, making your financial journey simple and stress-free.

Filters

Lender
APR
Term
Amount
Link
Info
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
sfcuonline
8.99 - 12.49 %
6 - 7 Yrs
∞
bethpagefcu
8.99 - 13.59 %
1 - 7 Yrs
$35,000
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
∞
ngfcu
9.49 - 17.5 %
2 Yrs
∞
fsource
9.74 - 10.24 %
1 - 5 Yrs
∞
esl
9.95 - 12.5 %
4 - 10 Yrs
∞
dupaco
9.99 - 12.49 %
2 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Sidney's Kwik kash line of credit has an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal/unsecured loan has an APR of 10.49% , up from 9.99% thirty, sixty, and ninety days ago but unchanged from 7 and 30 days ago.

Bethpage's Fourleaf personal loan has an APR of 8.99% today, unchanged from it was 7, 30, and 60 days ago. This rate has remained steady over the past two months. University's personal loans with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.69% , unchanged from 7, 30, and 60 days ago. Connexus has a personal loan with an APR of 9.49% . This rate has stayed the same over the past 7 and 30 days. There are no changes to report for this unsecured personal loan during that time.

Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. First Source has personal loans with rates that haven't changed recently. The 12 month and 24 month loans both have an APR of 9.74% , unchanged from 7, 30, and 60 days ago. For longer terms like 36 and 48 months, the APR is 10.24% , also unchanged over the past two months.

Esl's Personal loan has an APR of 9.95% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Dupaco Community has a personal loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time.

🏦 All Local Lenders in Utica, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
UTICA DISTRICT TELEPHONE EMPLOYEES FEDERAL CREDIT UNION
2812 GENESEE ST UTICA NY 13502
P2P
E-Statements
E-Signature
Assets: $37,887,042
Deposits: $1,100,534
Net Worth: $12,638,394
Employees: 5
Members: 1,711
UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION
UTICA POLICE DEPTFCU UTICA NY 13502
Assets: $5,896,635
Deposits: $334,160
Net Worth: $1,676,526
Employees: 2
Members: 609
FIRST SOURCE FEDERAL CREDIT UNION
1634 GENESEE ST UTICA NY 13502
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,063,820,676
Deposits: $52,972,537
Net Worth: $100,478,065
Employees: 244
Members: 62,132
FIRST SOURCE FEDERAL CREDIT UNION
50 AUERT AVE UTICA NY 13502
ATM
P2P
E-Statements
E-Signature
Assets: $1,063,820,676
Deposits: $52,972,537
Net Worth: $100,478,065
Employees: 244
Members: 62,132
EMPOWER FEDERAL CREDIT UNION
1928 GENESEE ST UTICA NY 13502
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $3,759,853,763
Deposits: $238,547,679
Net Worth: $365,681,043
Employees: 581
Members: 277,374
AMERICU CREDIT UNION
224 N GENESEE ST STE 3 UTICA NY 13502
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,693,858,739
Deposits: $60,545,589
Net Worth: $262,375,424
Employees: 434
Members: 167,171

🏘️ All the Lenders Available in Oneida County, NY

✅GPO CREDIT UNION
✅RT FEDERAL CREDIT UNION
✅ACCESS 5579 CREDIT UNION
✅MOHAWK VALLEY FEDERAL CREDIT UNION
✅AMERICU CREDIT UNION
✅ONEIDA COUNTY FEDERAL CREDIT UNION
✅SPECIAL METALS FEDERAL CREDIT UNION
✅UTICA GAS ELECTRIC EMP CREDIT UNION
✅FIRST SOURCE FEDERAL CREDIT UNION
✅ROME FEDERAL CREDIT UNION
✅UTICA DISTRICT TELEPHONE EMPLOYEES FEDERAL CREDIT UNION
✅UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION
✅EMPOWER 3025 CREDIT UNION

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