Welcome to Oneida County Federal Credit Union, a trusted financial partner established in 1959, proudly serving the community of Utica, NY. Under the leadership of CEO Rebecca Coyne and Board President Samuel Trapanick, we are dedicated to empowering our members with access to essential financial services that promote growth and stability. Our mission is to provide personalized service while prioritizing the needs of our members, including military personnel and their families, ensuring everyone has the tools they need for financial success.

Located in the heart of Utica, we are federally insured by the NCUA since January 22, 1971, which reflects our commitment to safeguarding your assets. At Oneida County Federal Credit Union, we understand that modern banking demands convenience and accessibility. That's why we offer a range of digital banking solutions including online banking and e-statements to streamline your experience. While we currently do not have mobile applications or person-to-person transfer options available, our focus remains on providing exceptional member service through traditional channels as well as innovative online offerings. For more information about our services and membership eligibility, please visit our website at http://www.oneidacfcu.org/ . We look forward to helping you achieve your financial goals with trust and transparency at every step.

At Oneida County Federal Credit Union, we are dedicated to providing a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you’re looking for personal banking solutions such as checking and savings accounts, or you're interested in financing options like auto loans, mortgage loans, and credit cards with rewards, we have you covered. Our offerings extend to business banking services, including merchant services and business loans, making it easier for small businesses to thrive. With our online banking platform, managing your finances has never been more convenient. You can access your accounts anytime and anywhere, ensuring that you stay on top of your financial goals.

In today's fast-paced world, having digital access is essential. While we currently do not offer a mobile application or person-to-person transfer services, our online banking system allows you to easily manage your funds and set up e-statements for better organization. Although electronic signatures are not available at this time, our friendly staff is always ready to assist you in person or over the phone if you have any questions or need support. Membership at Oneida County Federal Credit Union is open to individuals who meet specific eligibility criteria; you can find more details about joining us by visiting http://www.oneidacfcu.org/members.xhtml . Plus, if you're considering taking out a loan, be sure to check out https://www.lendmesh.com/loans/vehicle_loans for comparisons and rate checks that help you make informed decisions. At Oneida County Federal Credit Union, we are here to help you navigate everyday banking needs while planning for life’s milestones and supporting your business endeavors.

Oneida County Federal Credit Union stands as a trusted and valuable financial partner for the community, deeply rooted in Utica, NY, since 1959. With a strong commitment to its members, the credit union boasts a Total Membership of 1,561, reflecting its dedication to serving individuals and families in the area. The foundation of this trust is built upon solid financial metrics; with Total Assets amounting to 14,766,535, the institution demonstrates its stability and capacity to meet member needs.

The Net Worth of 1,649,755 further illustrates the credit union's resilience and prudent management, ensuring that it can navigate economic fluctuations while continuing to provide exceptional service. Despite challenges faced by many institutions, Oneida County Federal Credit Union maintains a commendable Net Income of 0, indicating its effective operational strategies and sound financial health.

With Total Deposits reaching 2,024,211, members can feel confident knowing their savings are secure and accessible. The credit union actively supports its community with Total Loans and Leases totaling 898, enabling members to finance their dreams—whether it’s purchasing a new vehicle or securing a home loan. This commitment is reflected in the Auto Loan Volume of 334 and an expanding portfolio of Credit Card Loans at 219.

Moreover, with only 4 dedicated employees, Oneida County Federal Credit Union exemplifies personalized service where every member is treated like family. The impressive Net Worth Ratio of 1,117 showcases the credit union’s financial strength relative to its size, reinforcing its reputation as a stable institution within the region.

As part of a national network governed by principles of transparency and accountability, Oneida County Federal Credit Union prioritizes member satisfaction above all else. For those seeking to explore their financing options or compare rates, visit the National Credit Union Administration (NCUA) website at https://www.ncua.gov for performance insights and data.

For tailored financial solutions that cater to your unique needs, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and discover how Oneida County Federal Credit Union can help you achieve your financial goals.