Personal Loans in Utica, NY

Looking for quick and easy online loan approval in Utica, NY? Compare personal loan offers from trusted local lenders who understand your needs and provide flexible terms tailored to you.

Whether it’s an unexpected bill or a big life event, our platform helps Utica residents find affordable loans with same-day funding options — all from the comfort of home.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
empowerfcu
5.24 - 10.99 %
2.1 - 15 Yrs
∞
americu
5.75 - 17.99 %
1 - 5 Yrs
2,000 - $50,000
∞
greylock
6 - 14 %
15 Yrs
1,000 - $25,000
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
mycfcu
6.99 - 11.25 %
0.1 - 5 Yrs
∞
mhvfcu
7.49 - 12.99 %
$25,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
unfcu
7.95 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan rate is steady at 4.5% with no change over the past 30 days. Empower's Personal loan has a minimum APR of 5.24% today, unchanged from it was 7 days ago. This rate is lower than the 6.49% APR from 30 and 60 days ago. Americu's Holiday loan has an APR of 5.75% , which is unchanged from 7, 30, and 60 days ago. The Personal line of credit carries a 10.75% APR, also steady over the same periods.

Greylock's several personal loan with stable rates. The unsecured personal loan up to $25, 000 has an APR of 7.75% , unchanged from 7, 30, 60, and 90 days ago. For smaller amounts, the personal loan up to $2, 500 has a 9.99% APR, which has also stayed the same over the past 90 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with a 6% APR that has stayed steady over the past 7, 30, and 90 days. Their Homeowner debt consolidation loan is at 7.49% APR today, unchanged from 7 and 30 days ago but lower than 30 days ago.

Cfcu Community has a personal loan with an APR of 6.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Mid–Hudson Valley's personal loans and debt consolidation loans with an APR of 7.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a 12.99% APR, also unchanged during these periods. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

United Nations's an unsecured personal loan with an APR of 7.95% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Utica, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
ONEIDA COUNTY FEDERAL CREDIT UNION
800 PARK AVE UTICA NY 13501
E-Statements
Assets: $14,766,535
Deposits: $2,024,211
Net Worth: $1,649,755
Employees: 4
Members: 1,561
MOHAWK VALLEY FEDERAL CREDIT UNION
207 GENESEE ST UTICA NY 13501
E-Statements
E-Signature
Assets: $49,703,467
Deposits: $4,475,867
Net Worth: $6,751,515
Employees: 11
Members: 3,286
G.P.O. FEDERAL CREDIT UNION
301 BLEECKER ST UTICA NY 13501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $537,336,421
Deposits: $59,610,022
Net Worth: $60,242,977
Employees: 110
Members: 40,405
G.P.O. FEDERAL CREDIT UNION
2711 GENESEE ST UTICA NY 13501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $537,336,421
Deposits: $59,610,022
Net Worth: $60,242,977
Employees: 110
Members: 40,405

🏘️ All the Lenders Available in Oneida County, NY

✅GPO CREDIT UNION
✅RT FEDERAL CREDIT UNION
✅ACCESS 5579 CREDIT UNION
✅MOHAWK VALLEY FEDERAL CREDIT UNION
✅AMERICU CREDIT UNION
✅ONEIDA COUNTY FEDERAL CREDIT UNION
✅SPECIAL METALS FEDERAL CREDIT UNION
✅UTICA GAS ELECTRIC EMP CREDIT UNION
✅FIRST SOURCE FEDERAL CREDIT UNION
✅ROME FEDERAL CREDIT UNION
✅UTICA DISTRICT TELEPHONE EMPLOYEES FEDERAL CREDIT UNION
✅UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION
✅EMPOWER 3025 CREDIT UNION

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