MOHAWK VALLEY FEDERAL CREDIT UNION - Utica, NY

Welcome to Mohawk Valley, your trusted partner in financial well-being located at 207 Genesee St, Utica, NY 13501. Since our establishment in 1971, we have proudly served our community, fostering a spirit of growth and trust among our 3,286 members. As a member-focused credit union, we prioritize your financial needs and aim to offer you the best services available. With total assets of $49,703,467 and deposits reaching $4,475,867, we are committed to providing competitive rates on loans and savings accounts. Currently, we manage 2,421 loans and leases, making it easier for you to finance your dreams whether that's buying a car or investing in a home. At Mohawk Valley, we understand that each member has unique financial goals. That's why under the leadership of our dedicated CEO Jaime McCloskey and Board President Brian Scala, we strive to offer personalized service tailored to your individual needs. Our small but efficient team of 11 employees is here to assist you with everything from personal banking solutions like checking accounts to comprehensive auto loans. While members can visit us at 207 Genesee St, official correspondence should be sent to the same address as our mailing address. We invite you to explore all that we have to offer by visiting our website at mohawkvalleyfcu.org or giving us a call at 315-793-2214 during our lobby hours from 9:00 AM to 3:30 PM on weekdays. Join us in creating a stronger financial future together!

At Mohawk Valley, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward joining us! If you live, work, worship, or attend school in Oneida County, you're already eligible to join our family. We welcome individuals who are looking for a place where they can feel valued and supported in their financial journey. Not only do our members enjoy personalized service and competitive rates, but they also become part of a cooperative that prioritizes their needs. To learn more about the specifics of membership eligibility, feel free to visit our website at https://mohawkvalleyfcu.org/membership/ . It's easy to get started! Simply give us a call at (315) 793-2214 or visit us at 207 Genesee St Utica Ny 13501 during our operating hours from 9:00 AM to 3:30 PM. We're here to guide you through the process of opening an account and making the most out of your membership at Mohawk Valley. Join us today, and take the first step toward a brighter financial future!

At Mohawk Valley, we understand that running a business comes with its own set of challenges and opportunities. Whether you're just starting out or looking to expand, having the right financial support can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to our loan offerings, we provide robust merchant services designed to simplify transactions and enhance your customer experience. Imagine seamlessly accepting payments from customers while managing your cash flow more effectively. Our tools help streamline operations so you can focus on what really matters growing your business. Visit us at 207 Genesee St Utica Ny 13501 in Utica, NY or call us at (315) 793-2214 to explore how our business banking and commercial services can empower your entrepreneurial journey.

At Mohawk Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to create an environment where your money grows safely, and our sound financial foundation is here to reassure you. With a net worth of $6,751,515, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,358 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,721,642 in share certificates and $5,785,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,395,438 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $452 in used auto loans and $25,913,152 in total loans and leases. Although we faced challenges reflected by a net income of $-29, our commitment to operational efficiency remains strong. We also take pride in having 10 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $239,180. Total Share and Deposit Accounts: 6,054, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mohawk Valley is your trusted partner. Visit us at 207 Genesee St Utica Ny 13501 or call (315) 793-2214 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.