At Utica Gas & Electric Employees Federal Credit Union, established in 1937, we pride ourselves on our unwavering commitment to serving our community and empowering our members through comprehensive financial solutions. Under the leadership of CEO Lori Brown and Board President Theodore Pytel Jr., our credit union is dedicated to fostering trust and accessibility for all members. Headquartered in New Hartford, NY, we are proud to offer a member-first approach that prioritizes your financial well-being. As a federally insured institution since January 4, 1971, we provide peace of mind with NCUA insurance, ensuring the safety of your deposits.

We understand the importance of modern banking tools in today's fast-paced world. That’s why we offer robust online banking services, e-statements for convenience, mobile payments for ease, and person-to-person transfers to simplify your financial transactions. Additionally, our electronic signature authorization streamlines processes, making it easier than ever to manage your finances from anywhere. Discover more about us at our official website, https://www.ugefcu.com/ , or reach out via fax at 3157330228. Join us at Utica Gas & Electric Employees Federal Credit Union, where your financial journey matters most.

At Utica Gas & Electric Emp, we pride ourselves on offering a comprehensive range of financial services tailored to meet the diverse needs of our members. Whether you're looking for personal banking solutions like checking and savings accounts, or seeking financing options such as auto loans and mortgage refinancing, we have you covered. Our business banking services include merchant services and business loans designed to help small businesses thrive. With a focus on convenience, we provide ATM and cash withdrawal services, along with basic drive-thru banking for quick transactions.

In today’s fast-paced world, digital access is essential, which is why we offer robust online banking services that allow members to manage their finances anytime, anywhere. Although we do not currently have a mobile application, our platform supports person-to-person transfers, mobile payments, e-statements, and e-signatures to streamline your banking experience. These tools empower you to efficiently handle everyday banking tasks and plan for significant life milestones with ease. If you're considering joining us or exploring your eligibility, please visit for more information. Additionally, for those interested in comparing loan rates or checking available options, our loan aggregator page at https://www.lendmesh.com/loans/vehicle_loans can assist you in making informed decisions. For personalized support or inquiries, feel free to reach out via fax at (315) 733-0228; we’re here to help!

Utica Gas & Electric Employees Federal Credit Union has established itself as a trusted and valuable financial partner for its members since opening its doors in 1937. With a total membership of 3,560, the credit union is deeply rooted in the community, offering personalized service and tailored financial solutions that meet the diverse needs of its members. The financial strength of Utica Gas & Electric is evident in its impressive total assets of 114,678,042 and a solid net worth of 19,225,755. This robust financial foundation allows the credit union to provide competitive services while ensuring member security.

In the past year, Utica Gas & Electric reported a net income of 987,775, reflecting prudent management and a commitment to growth. With total deposits reaching 564,080, members can trust that their funds are secure and accessible whenever needed. The credit union also boasts an extensive portfolio with 3,263 loans and leases, demonstrating its dedication to supporting member endeavors, whether through auto financing or personal loans.

The efficiency and expertise of Utica Gas & Electric are further highlighted by its dedicated team of 10 employees who work tirelessly to ensure exceptional service delivery. Their commitment to member satisfaction is reflected in a strong net worth ratio of 1,676, providing peace of mind regarding the credit union's stability and reliability.

With growing demand for accessible lending solutions, Utica Gas & Electric has positioned itself as a leader in various loan offerings, including a notable credit card loan volume of 670 and an auto loan volume of 754. The credit union also supports local businesses with commercial loans totaling 46, emphasizing its role in fostering economic growth within the community.

Transparency and performance insights from credible sources like the National Credit Union Administration (NCUA) at https://www.ncua.gov reinforce the confidence members have in Utica Gas & Electric as their financial partner. For those looking to explore their financing options further, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.