UTICA GAS & ELECTRIC EMP FEDERAL CREDIT UNION

Welcome to Utica Gas & Electric Emp, your trusted financial partner in the heart of New Hartford, NY. Located at 215 Old Campion Rd, our credit union has been serving members since 1937, creating a welcoming community where everyone can thrive financially. With a strong commitment to our members, we take pride in helping over 3,560 individuals achieve their financial dreams. At Utica Gas & Electric Emp, we understand that every member's needs are unique. That's why we offer a variety of services, including personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our dedicated team of 10 employees, led by CEO Lori Brown and Board President Theodore Pytel Jr., is here to provide personalized service tailored to your specific goals. Financial stability is crucial, and we are proud to report total assets of $114,678,042 and total deposits amounting to $564,080. This solid foundation allows us to offer competitive loan options with a total of 3,263 loans and leases currently in place. Additionally, we maintain a net worth of $19,225,755, ensuring you can trust us with your finances. For official correspondence, please use our mailing address: 215 Old Campion Rd, New Hartford, NY 13413-4953. We invite you to explore our website at ugefcu.com for more information about our services or to contact us directly at 315-733-1596. Join us today and discover how Utica Gas & Electric Emp can make a positive difference in your financial life!

Joining the Utica Gas & Electric Emp community means becoming part of a supportive network that truly cares about its members. If you're looking to become a member, you'll be pleased to know that eligibility is straightforward and inclusive. Generally, those who work for or are retired from local utilities and their families can apply. This means if you're connected to the energy sector in any way, you might just be one step away from joining us! For more detailed eligibility criteria, feel free to visit our website at ugefcu.com. Opening an account with us is a breeze! Just head over to our account opening page at this link, where you'll find everything you need to get started. If you have any questions along the way, don't hesitate to reach out at 315-733-1596. We're here to help you every step of the way as you take this exciting leap into membership at Utica Gas & Electric Emp, located conveniently at 215 Old Campion Rd, New Hartford, NY 13413.

At Utica Gas & Electric Emp, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and reliability, we want you to feel confident in your choice of credit union. With a net worth of $19,225,755, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,676 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $33,299,247 in share certificates and $14,319,984 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We are proud of our $17,449,088 in undivided earnings, which allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $377 in used auto loans and $95,142,960 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $987,775 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 8,270, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utica Gas & Electric Emp is your trusted partner. Visit us at 215 Old Campion Rd New Hartford Ny 13413 or call (315) 733-1596 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.