At Utica District Telephone Employees Credit Union, we have proudly served our community since 1956, fostering financial empowerment and trust among our members. Under the leadership of CEO PATRICK GALLAGHER and Board President RONALD HAMLIN, we are committed to providing exceptional service that prioritizes the needs of our members. Located in the heart of Utica, NY, our credit union is dedicated to ensuring that every member feels valued and supported on their financial journey. With NCUA insurance effective from January 4, 1971, you can trust that your deposits are secure.

We understand the importance of modern banking conveniences. Our offerings include robust online banking services, a user-friendly mobile application, and innovative features such as person-to-person transfers, e-statements, mobile payments, and electronic signature authorization. These tools are designed to enhance your banking experience and provide you with easy access to your finances anytime, anywhere. For more information about our services or to get in touch with us directly, please visit our official website at https://www.utelfcu.net/ or reach us by fax at 3157938296. At Utica District Telephone Employees Credit Union, we believe in putting our members first while empowering them to achieve their financial goals.

At Utica District Telephone Employees Credit Union, we pride ourselves on providing a comprehensive suite of financial services tailored to meet the diverse needs of our members. Our offerings include everything from Personal Banking with Checking and Savings Accounts to Auto Loans and Vehicle Financing, as well as Mortgage Loans and Refinancing options. For those looking to grow their small businesses, we offer Business Banking solutions, including Merchant Services and Business Loans. Our Credit Cards come with rewards that can help you save while you spend. With services like Online Banking and our Mobile App, managing your finances has never been easier. Enjoy features such as Person-to-Person Transfers, Mobile Payments, E-Statements, and E-Signatures that allow for seamless transactions right at your fingertips.

We understand that banking is not just about transactions; it's about planning for life’s milestones and ensuring financial stability. That’s why our credit union prioritizes member accessibility through a simple eligibility process found at https://www.utelfcu.net/about/field-of-membership/ . Whether you're looking to secure a loan or simply want to compare rates, our resources at https://www.lendmesh.com/loans/vehicle_loans can assist you in making informed decisions. We're here for you every step of the way, whether it’s through personal support via (315) 793-8296 or utilizing our digital tools to facilitate everyday banking tasks. Join us today and experience how Utica District Telephone Employees Credit Union can help you thrive financially in both your personal and business endeavors.

Utica District Telephone Employees Credit Union stands as a beacon of financial trust and stability in the community, boasting a Total Membership of 1,711 individuals who have placed their confidence in us. With Total Assets reaching 37,887,042, we demonstrate our solid financial footing, ensuring that members can rely on us for their banking needs. Our Net Worth of 12,638,394 reflects our commitment to maintaining a healthy financial structure, offering peace of mind to our members.

The foundation of our success is built upon significant Total Deposits amounting to 1,100,534. This not only showcases the trust placed in us by our members but also allows us to provide competitive products and services tailored to their needs. Our lending capabilities are robust, with Total Loans and Leases at 1,288, supporting everything from personal dreams to essential business ventures.

Our dedicated team of Total Employees, numbering 5, works tirelessly to ensure that each member receives personalized service and attention. The impressive Net Worth Ratio of 3,331 further establishes our position as a reliable financial partner, illustrating our ability to meet obligations while fostering growth.

In terms of lending, we proudly offer diverse options, including a Credit Card Loan Volume of 195 and an impressive Auto Loan Volume of 612. We are committed to fostering community development through these financial solutions, ensuring that members can achieve their goals without compromising on quality or service.

Utica District Telephone Employees Credit Union is more than just a financial institution; we are your trusted partner in navigating life's financial journey. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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