Personal Loans in Utica, NY

Looking for the ideal personal loan in Utica, NY? Compare offers from trusted local lenders to find flexible terms that fit your budget and goals. Whether it’s debt consolidation, home improvements, or unexpected expenses, there’s a loan designed just for you.

Enjoy fast approvals and friendly service from credit unions that truly know the Utica community. By comparing multiple loan options, you can secure affordable rates and borrow with confidence, making your financial journey simple and stress-free.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
empowerfcu
5.24 - 10.99 %
2.1 - 15 Yrs
∞
americu
5.75 - 17.99 %
1 - 5 Yrs
2,000 - $50,000
∞
greylock
6 - 14 %
15 Yrs
1,000 - $25,000
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
mycfcu
6.99 - 11.25 %
0.1 - 5 Yrs
∞
mhvfcu
7.49 - 12.99 %
$25,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
unfcu
7.95 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan rate is steady at 4.5% with no change over the past 30 days. Empower's Personal loan has a minimum APR of 5.24% today, unchanged from it was 7 days ago. This rate is lower than the 6.49% APR from 30 and 60 days ago. Americu's Holiday loan has an APR of 5.75% , which is unchanged from 7, 30, and 60 days ago. The Personal line of credit carries a 10.75% APR, also steady over the same periods.

Greylock's several personal loan with stable rates. The unsecured personal loan up to $25, 000 has an APR of 7.75% , unchanged from 7, 30, 60, and 90 days ago. For smaller amounts, the personal loan up to $2, 500 has a 9.99% APR, which has also stayed the same over the past 90 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with a 6% APR that has stayed steady over the past 7, 30, and 90 days. Their Homeowner debt consolidation loan is at 7.49% APR today, unchanged from 7 and 30 days ago but lower than 30 days ago.

Cfcu Community has a personal loan with an APR of 6.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Mid–Hudson Valley's personal loans and debt consolidation loans with an APR of 7.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a 12.99% APR, also unchanged during these periods. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

United Nations's an unsecured personal loan with an APR of 7.95% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Utica, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
UTICA DISTRICT TELEPHONE EMPLOYEES FEDERAL CREDIT UNION
2812 GENESEE ST UTICA NY 13502
P2P
E-Statements
E-Signature
Assets: $37,887,042
Deposits: $1,100,534
Net Worth: $12,638,394
Employees: 5
Members: 1,711
UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION
UTICA POLICE DEPTFCU UTICA NY 13502
Assets: $5,896,635
Deposits: $334,160
Net Worth: $1,676,526
Employees: 2
Members: 609
FIRST SOURCE FEDERAL CREDIT UNION
1634 GENESEE ST UTICA NY 13502
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,063,820,676
Deposits: $52,972,537
Net Worth: $100,478,065
Employees: 244
Members: 62,132
FIRST SOURCE FEDERAL CREDIT UNION
50 AUERT AVE UTICA NY 13502
ATM
P2P
E-Statements
E-Signature
Assets: $1,063,820,676
Deposits: $52,972,537
Net Worth: $100,478,065
Employees: 244
Members: 62,132
EMPOWER FEDERAL CREDIT UNION
1928 GENESEE ST UTICA NY 13502
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $3,759,853,763
Deposits: $238,547,679
Net Worth: $365,681,043
Employees: 581
Members: 277,374
AMERICU CREDIT UNION
224 N GENESEE ST STE 3 UTICA NY 13502
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,693,858,739
Deposits: $60,545,589
Net Worth: $262,375,424
Employees: 434
Members: 167,171

🏘️ All the Lenders Available in Oneida County, NY

✅GPO CREDIT UNION
✅RT FEDERAL CREDIT UNION
✅ACCESS 5579 CREDIT UNION
✅MOHAWK VALLEY FEDERAL CREDIT UNION
✅AMERICU CREDIT UNION
✅ONEIDA COUNTY FEDERAL CREDIT UNION
✅SPECIAL METALS FEDERAL CREDIT UNION
✅UTICA GAS ELECTRIC EMP CREDIT UNION
✅FIRST SOURCE FEDERAL CREDIT UNION
✅ROME FEDERAL CREDIT UNION
✅UTICA DISTRICT TELEPHONE EMPLOYEES FEDERAL CREDIT UNION
✅UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION
✅EMPOWER 3025 CREDIT UNION

Compare other loan types in Utica, NY

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