AMERICU CREDIT UNION - Utica, NY

Welcome to Americu in North Utica, where our commitment to you and our community is at the heart of everything we do. Established in 1978, we have grown into a trusted financial partner for over 167,000 members. Located at 224 N Genesee St Ste 3, Utica, NY 13502, our branch offers a range of services designed to meet your personal and business banking needs. At Americu, we pride ourselves on our substantial assets of over $2.69 billion and total deposits amounting to $60,545,589. Our robust portfolio includes nearly 100,000 loans and leases that empower our members to achieve their financial goals. With a strong net worth of $262,375,424, we ensure that your finances are in safe hands. While members can visit us at our branch for assistance or inquiries, official correspondence should be sent to 224 North Genesee Street, Utica, NY 13502. We understand the importance of accessibility and convenience; that's why we offer ATM services and basic drive-thru banking for quick transactions. Our dedicated team of 434 employees, led by CEO Ronald Belle and Board President Nicholas Fabrizio, is here to provide personalized service with a friendly smile. Whether you're looking for checking accounts, auto loans, or mortgage refinancing options, we're ready to help you navigate your financial journey. If you're interested in learning more about what we can offer or if you have any questions, don't hesitate to reach out! Call us at 315-292-6321 or visit our website at Americu. Let us be your partner in financial success!

Joining the Americu community means stepping into a world of support and financial empowerment. To become a member, you'll want to know if you meet our eligibility criteria, which are welcoming and designed for folks just like you. Generally, anyone who lives, works, worships, or attends school in the area can apply. This includes residents of Oneida County and surrounding areas. For more detailed information on specific eligibility requirements, feel free to visit our website at this link. Once you determine that you're eligible, opening an account with us is simple! You can get started right away by checking out the account opening details at this link. If you have any questions or need assistance during this process, don't hesitate to reach out to us at 315-292-6321. We're here to help you every step of the way as you join Americu and enjoy all the benefits that come with membership!

At Americu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and performance, which is why we are proud to share our financial strength with you. With a net worth of $262,375,424, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $974 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $846,671,206 in share certificates and $240,839,761 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $126,856,348, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $262,375,424 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $13,012 in used auto loans and $2,308,266,045 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $7,405,801. Total Share and Deposit Accounts: 334,070, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Americu is your trusted partner. Visit us at 224 N Genesee St Ste 3 Utica Ny 13502 or call (315) 292-6321 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.