Personal Loans in Utica, NY

Looking for quick and easy online loan approval in Utica, NY? Compare personal loan offers from trusted local lenders who understand your needs and provide flexible terms tailored to you.

Whether it’s an unexpected bill or a big life event, our platform helps Utica residents find affordable loans with same-day funding options — all from the comfort of home.

Filters

Lender
APR
Term
Amount
Link
Info
jovia
7.99 - 9.99 %
1 - 5 Yrs
∞
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
nymcu
7.99 - 17.25 %
3 - 6 Yrs
25,000 - $50,000
∞
summitfcu
8.35 - 9.35 %
2 - 5 Yrs
∞
broadviewfcu
8.49 - 9.49 %
1 - 5 Yrs
∞
teachersfcu
8.49 - 11.24 %
3 - 6 Yrs
$35,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
togethercu
8.64 - 10.99 %
6 Yrs
∞
corningcu
8.74 - 12.24 %
1 - 5 Yrs
$150,000
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Jovia Financial has a personal loan with an APR of 7.99% , which has stayed the same over the past 7, 30, and 60 days. The home improvement loan has a fixed APR of 8.99% , also unchanged during the same periods. Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Municipal has a personal loan with an APR of 7.99% , which has stayed the same over the past 7, 30, and 60 days. The personal line of credit has a fixed APR of 11.75% , also unchanged during the same periods.

The Summit's Personal loan has an APR of 8.75% today, unchanged from 7 and 30 days ago but up from 8.5% at 60 and 90 days ago. The Consolidation loan rate is 9.35% , steady over the past 30 days and higher than 9.25% at 90 days ago. Broadview's Personal loan has an APR of 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Teachers has a personal loan with an APR of 8.49% . This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the recent period.

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Together's Personal loan has an APR of 8.64% today, unchanged from it was 7, 30, and 60 days ago. The rate has stayed steady over the past two months. Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a 12.24% APR, also unchanged during those time frames.

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

🏦 All Local Lenders in Utica, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
ONEIDA COUNTY FEDERAL CREDIT UNION
800 PARK AVE UTICA NY 13501
E-Statements
Assets: $14,766,535
Deposits: $2,024,211
Net Worth: $1,649,755
Employees: 4
Members: 1,561
MOHAWK VALLEY FEDERAL CREDIT UNION
207 GENESEE ST UTICA NY 13501
E-Statements
E-Signature
Assets: $49,703,467
Deposits: $4,475,867
Net Worth: $6,751,515
Employees: 11
Members: 3,286
G.P.O. FEDERAL CREDIT UNION
301 BLEECKER ST UTICA NY 13501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $537,336,421
Deposits: $59,610,022
Net Worth: $60,242,977
Employees: 110
Members: 40,405
G.P.O. FEDERAL CREDIT UNION
2711 GENESEE ST UTICA NY 13501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $537,336,421
Deposits: $59,610,022
Net Worth: $60,242,977
Employees: 110
Members: 40,405

🏘️ All the Lenders Available in Oneida County, NY

✅GPO CREDIT UNION
✅RT FEDERAL CREDIT UNION
✅ACCESS 5579 CREDIT UNION
✅MOHAWK VALLEY FEDERAL CREDIT UNION
✅AMERICU CREDIT UNION
✅ONEIDA COUNTY FEDERAL CREDIT UNION
✅SPECIAL METALS FEDERAL CREDIT UNION
✅UTICA GAS ELECTRIC EMP CREDIT UNION
✅FIRST SOURCE FEDERAL CREDIT UNION
✅ROME FEDERAL CREDIT UNION
✅UTICA DISTRICT TELEPHONE EMPLOYEES FEDERAL CREDIT UNION
✅UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION
✅EMPOWER 3025 CREDIT UNION

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